Should I invest in SBI Long Term Advantage Fund - Series III?

We don't give personal investment advice. SBI Long Term Advantage Fund - Series III - Direct Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.8%. 5-year CAGR: 15.72%.

SBI

SBI Long Term Advantage Fund - Series III - Direct Plan - Growth

Latest NAV

₹42.7322

As of

30 Mar 2026

1,912 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.24%	-0.24	46 / 59	Q4
1W	+1.05%	-1.27%	+2.32	3 / 59	Q1
2W	-1.25%	+0.30%	-1.55	56 / 59	Q4
1M	-5.98%	-0.87%	-5.11	58 / 59	Q4
3M	-5.30%	+0.83%	-6.13	54 / 59	Q4
6M	-3.44%	-2.14%	-1.30	25 / 59	Q2
YTD	-6.95%	-1.56%	-5.40	44 / 59	Q3
1Y	-2.61%	+5.96%	-8.58	42 / 59	Q3
2Y	+3.08%	+5.58%	-2.50	33 / 58	Q3
3Y	+14.99%	+14.58%	+0.41	29 / 58	Q2
4Y	+11.48%	+14.85%	-3.37	42 / 51	Q4
5Y	+15.72%	+14.46%	+1.25	14 / 47	Q2
7Y	+17.31%	+15.51%	+1.80	13 / 45	Q2
10Y	—	—	—	—	—
Inception	+17.03%	+14.13%	+2.90	10 / 59	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.95%	-4.44%	-2.51	38 / 53
2025	-5.08%	+3.70%	-8.78	51 / 53
2024	+27.28%	+20.13%	+7.15	7 / 53
2023	+28.02%	+30.82%	-2.80	30 / 51
2022	+4.75%	+3.78%	+0.97	20 / 47
2021	+47.33%	+39.32%	+8.01	11 / 50
2020	+27.21%	+18.42%	+8.79	8 / 50
2019	+13.59%	+6.48%	+7.11	11 / 47
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+21.71%

83 windows

min -23.6% · max 95.0%

84% positive

3-Year rolling

+24.41%

58 windows

min 14.5% · max 37.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+24.75%

34 windows

min 15.7% · max 33.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+19.40%

10 windows

min 17.3% · max 20.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.40%

3-year · annualised

Sharpe ratio

0.64

vs risk-free 6.5%

Sortino ratio

1.08

Downside-only deviation

Max drawdown

-20.80%

Sep 2024 → Mar 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
HDFC ELSS Tax saver - Growth Option - Direct Plan	HDFC	₹1,421.3430	3 Jun 2026
Nippon India ELSS Tax Saver Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹140.6038	3 Jun 2026
SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH	SBI	₹458.2222	3 Jun 2026
ICICI Prudential ELSS Tax Saver Fund - Direct Plan - Growth	ICICI Prudential	₹990.7700	3 Jun 2026
Invesco India ELSS Tax Saver Fund - Direct Plan - Growth	Invesco	₹138.0800	3 Jun 2026
BANDHAN ELSS Tax Saver Fund - Direct Plan - Growth	Bandhan	₹173.1540	3 Jun 2026
quant ELSS Tax Saver Fund - Growth Option - Direct Plan	Quant	₹443.2149	3 Jun 2026
Aditya Birla Sun Life ELSS Tax Saver Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹66.4800	3 Jun 2026
Motilal Oswal ELSS Tax Saver Fund - Direct Plan - Growth Option	Motilal Oswal	₹62.1822	3 Jun 2026
Franklin India ELSS Tax Saver Fund - Direct - Growth	Franklin India	₹1,537.4743	3 Jun 2026

Recent NAVs

Date	NAV
30 Mar 2026	₹42.7322
27 Mar 2026	₹42.7057
25 Mar 2026	₹42.9796
24 Mar 2026	₹42.7316
23 Mar 2026	₹42.2879
20 Mar 2026	₹42.8750
19 Mar 2026	₹42.8085
18 Mar 2026	₹43.6409
17 Mar 2026	₹43.5269
16 Mar 2026	₹43.2720

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 30 Mar 2026, the NAV of SBI Long Term Advantage Fund - Series III - Direct Plan - Growth is ₹42.7322. It's a ELSS from SBI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

SBI Long Term Advantage Fund - Series III - Direct Plan - Growth has NAV history starting from 03 Jul 2018, a track record of about 7 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

SBI Long Term Advantage Fund - Series III - Direct Plan - Growth is managed by SBI. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI Long Term Advantage Fund - Series III - Direct Plan - Growth has delivered a absolute return of -2.61% — -8.58 pp behind the ELSS category average of 5.96%. The fund ranks #42 of 59 in its category — the third (Q3) quartile.

Over the trailing 3-year window, SBI Long Term Advantage Fund - Series III - Direct Plan - Growth has delivered a CAGR of 14.99% — +0.41 pp ahead of the ELSS category average of 14.58%. The fund ranks #29 of 58 in its category — the second (Q2) quartile.

Over the trailing 5-year window, SBI Long Term Advantage Fund - Series III - Direct Plan - Growth has delivered a CAGR of 15.72% — +1.25 pp ahead of the ELSS category average of 14.46%. The fund ranks #14 of 47 in its category — the second (Q2) quartile.

₹1 lakh invested in SBI Long Term Advantage Fund - Series III - Direct Plan - Growth exactly 5 years ago would be worth approximately ₹207,482 today — a multiplier of 2.07×, based on the 5-year CAGR of 15.72%. The category average over the same window would have grown ₹1 lakh to ₹196,497.

A ₹10,000 monthly SIP in SBI Long Term Advantage Fund - Series III - Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹773,094 today. That's an XIRR (money-weighted annualised return) of 10.07%.

SBI Long Term Advantage Fund - Series III - Direct Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,489,619 — XIRR 16.07%.

On a 5-year basis, SBI Long Term Advantage Fund - Series III - Direct Plan - Growth ranks #14 out of 47 funds in the ELSS category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 14.46%; this fund delivered 15.72%.

The worst peak-to-trough decline SBI Long Term Advantage Fund - Series III - Direct Plan - Growth has experienced over the last 5-year window is 20.80% — its NAV fell from a high on 23 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI Long Term Advantage Fund - Series III - Direct Plan - Growth averaged 24.75% (best 33.13%, worst 15.72%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.67 — reasonable risk-adjusted performance.

In calendar year 2025, SBI Long Term Advantage Fund - Series III - Direct Plan - Growth returned -5.08% — lagging the ELSS category average of 3.70% by 8.78 pp. It ranked #51 of 53 in its category that year.

SBI Long Term Advantage Fund - Series III - Direct Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. SBI Long Term Advantage Fund - Series III - Direct Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.8%. 5-year CAGR: 15.72%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

SBI Long Term Advantage Fund - Series III - Direct Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in ELSS

Recent NAVs

Frequently asked questions

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