Should I invest in SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days)?

We don't give personal investment advice. SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days) - Regular Plan - Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

SBI

SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days) - Regular Plan - Growth

Latest NAV

₹13.1077

As of

3 Jun 2026

1,405 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.01%	-0.06%	+0.05	259 / 268	Q4
1W	+0.05%	0.00%	+0.05	235 / 267	Q4
2W	+0.10%	+0.08%	+0.02	241 / 267	Q4
1M	+0.24%	+0.29%	-0.04	229 / 267	Q4
3M	+1.19%	+1.16%	+0.03	130 / 267	Q2
6M	+2.74%	+2.59%	+0.15	74 / 240	Q2
YTD	+2.24%	+2.18%	+0.06	74 / 249	Q2
1Y	+5.54%	+5.87%	-0.33	126 / 236	Q3
2Y	+7.35%	+6.77%	+0.58	71 / 236	Q2
3Y	+7.13%	+6.94%	+0.20	109 / 236	Q2
4Y	+7.48%	+6.93%	+0.55	14 / 42	Q2
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+6.38%	+6.36%	+0.03	182 / 268	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.24%	+1.86%	+0.38	10 / 59
2025	+7.62%	+7.20%	+0.42	18 / 60
2024	+8.21%	+7.29%	+0.92	12 / 66
2023	+7.05%	+6.53%	+0.52	19 / 47
2022	+2.94%	+2.01%	+0.93	8 / 71

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.25%

42 windows

min 2.4% · max 9.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.35%

18 windows

min 6.1% · max 8.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.78%

3-year · annualised

Sharpe ratio

0.53

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.33%

Sep 2023 → Oct 2023

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
Nippon India Fixed Maturity Plan - XLIII - Series 1 - Regular Plan - Growth Option	Nippon India	₹13.2025	3 Jun 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Regular Plan - Growth	SBI	₹17.1652	3 Jun 2026
BANDHAN Fixed Term Plan Series 179 REGULAR PLAN-GROWTH (3652 days)	Bandhan	₹17.4145	3 Jun 2026
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Regular Plan - Growth Option	Aditya Birla Sun Life	₹13.4359	3 Jun 2026
Kotak FMP Series 304-Regular Plan-Growth Option	Kotak	₹12.9404	3 Jun 2026
DSP FMP Series - 264 - 60M - 17D - Regular Plan - Growth	DSP	₹13.1473	3 Jun 2026
UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Regular Plan - Growth Option	UTI	₹12.6624	3 Jun 2026
Axis Fixed Maturity Plan - Series 129 (108 Days) - Regular Plan - Growth	Axis	₹10.1904	3 Jun 2026
TRUSTMF FIXED MATURITY PLAN -SERIES II (1196 DAYS)-REGULAR PLAN -GROWTH		₹1,287.3332	3 Jun 2026
Union Fixed Maturity Plan - Series 13 - Regular Plan - Growth Option	Union	₹12.2015	15 Apr 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹13.1077
2 Jun 2026	₹13.1055
1 Jun 2026	₹13.1072
31 May 2026	₹13.1060
29 May 2026	₹13.1039
27 May 2026	₹13.0979
26 May 2026	₹13.0991
25 May 2026	₹13.0993
22 May 2026	₹13.0893
21 May 2026	₹13.0887

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days) - Regular Plan - Growth is ₹13.1077. It's a Medium to Long Duration Fund from SBI, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days) - Regular Plan - Growth has NAV history starting from 12 Jan 2022, a track record of about 4 years 4 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days) - Regular Plan - Growth is managed by SBI. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days) - Regular Plan - Growth has delivered a absolute return of 5.54% — -0.33 pp behind the Medium to Long Duration Fund category average of 5.87%. The fund ranks #126 of 236 in its category — the third (Q3) quartile.

Over the trailing 3-year window, SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days) - Regular Plan - Growth has delivered a CAGR of 7.13% — +0.2 pp ahead of the Medium to Long Duration Fund category average of 6.94%. The fund ranks #109 of 236 in its category — the second (Q2) quartile.

SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days) - Regular Plan - Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days) - Regular Plan - Growth exactly 3 years ago would be worth approximately ₹122,966 today — a multiplier of 1.23×, based on the 3-year CAGR of 7.13%. The category average over the same window would have grown ₹1 lakh to ₹122,282.

A ₹10,000 monthly SIP in SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days) - Regular Plan - Growth over the last 3 years — total invested ₹360,000 — would be worth ₹400,613 today. That's an XIRR (money-weighted annualised return) of 7.06%.

SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days) - Regular Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹400,613 — XIRR 7.06%.

On a 3-year basis, SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days) - Regular Plan - Growth ranks #109 out of 236 funds in the Medium to Long Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 6.94%; this fund delivered 7.13%.

The worst peak-to-trough decline SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days) - Regular Plan - Growth has experienced over the last 3-year window is 0.33% — its NAV fell from a high on 26 Sep 2023 to a low on 10 Oct 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days) - Regular Plan - Growth averaged 7.35% (best 8.28%, worst 6.09%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.53 — reasonable risk-adjusted performance.

In calendar year 2025, SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days) - Regular Plan - Growth returned 7.62% — beating the Medium to Long Duration Fund category average of 7.20% by 0.42 pp. It ranked #18 of 60 in its category that year.

SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days) - Regular Plan - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days) - Regular Plan - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.