SBI
SBI Banking & PSU Fund - Regular Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)
NAV history & peer comparison
All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.
Compares up to 8 funds. Click any line in the legend above to hide/show it.
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.06% | +0.04% | +0.02 | 15 / 46 | Q2 |
| 1W | -0.17% | +0.20% | -0.37 | 46 / 46 | Q4 |
| 2W | -0.13% | +0.19% | -0.32 | 41 / 46 | Q4 |
| 1M | -0.23% | +0.10% | -0.33 | 43 / 46 | Q4 |
| 3M | -0.81% | -0.11% | -0.70 | 39 / 45 | Q4 |
| 6M | -1.31% | +0.36% | -1.68 | 39 / 45 | Q4 |
| YTD | -0.97% | +0.24% | -1.21 | 39 / 45 | Q4 |
| 1Y | -1.58% | +1.36% | -2.94 | 39 / 45 | Q4 |
| 2Y | +1.34% | +2.42% | -1.08 | 20 / 43 | Q2 |
| 3Y | +1.81% | +1.94% | -0.12 | 13 / 37 | Q2 |
| 4Y | +2.94% | +2.39% | +0.55 | 11 / 33 | Q2 |
| 5Y | +1.77% | +2.05% | -0.28 | 13 / 33 | Q2 |
| 7Y | +1.79% | +1.88% | -0.09 | 11 / 31 | Q2 |
| 10Y | +1.63% | +1.70% | -0.06 | 9 / 25 | Q2 |
| Inception | +1.50% | +2.36% | -0.86 | 22 / 46 | Q2 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2026 YTD | -0.97% | -0.15% | -0.83 | 30 / 36 |
| 2025 | +2.29% | +2.43% | -0.14 | 14 / 37 |
| 2024 | +2.34% | +2.68% | -0.34 | 16 / 39 |
| 2023 | +5.20% | +2.17% | +3.03 | 11 / 37 |
| 2022 | -1.66% | +1.72% | -3.38 | 31 / 33 |
| 2021 | -1.89% | -0.47% | -1.42 | 28 / 33 |
| 2020 | +5.16% | +2.88% | +2.28 | 11 / 31 |
| 2019 | +3.85% | +2.39% | +1.45 | 9 / 30 |
| 2018 | +2.76% | +1.46% | +1.30 | 7 / 29 |
| 2017 | -0.79% | +0.94% | -1.73 | 32 / 34 |
| 2016 | +0.73% | +2.13% | -1.41 | 13 / 30 |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Peers in Banking & PSU Fund
Recent NAVs
| Date | NAV |
|---|---|
| 3 Jun 2026 | ₹1,212.5571 |
| 2 Jun 2026 | ₹1,212.9068 |
| 1 Jun 2026 | ₹1,212.1413 |
| 31 May 2026 | ₹1,211.7093 |
| 29 May 2026 | ₹1,211.2868 |
| 27 May 2026 | ₹1,215.6106 |
| 26 May 2026 | ₹1,215.0114 |
| 25 May 2026 | ₹1,214.9766 |
| 22 May 2026 | ₹1,213.6790 |
| 21 May 2026 | ₹1,213.2410 |
Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
- understands what asset class this scheme actually invests in (check the factsheet)
- matches that asset class's volatility profile to their goal horizon
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
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