SBI
SBI Banking & PSU Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)
NAV history & peer comparison
All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.
Compares up to 8 funds. Click any line in the legend above to hide/show it.
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.06% | +0.04% | +0.03 | 22 / 60 | Q2 |
| 1W | -0.14% | +0.18% | -0.32 | 57 / 60 | Q4 |
| 2W | -0.09% | +0.25% | -0.33 | 54 / 60 | Q4 |
| 1M | -0.18% | +0.10% | -0.27 | 54 / 60 | Q4 |
| 3M | -0.64% | -0.18% | -0.45 | 51 / 60 | Q4 |
| 6M | -0.96% | +0.11% | -1.07 | 48 / 60 | Q4 |
| YTD | -0.68% | +0.01% | -0.69 | 50 / 60 | Q4 |
| 1Y | -0.87% | +0.62% | -1.50 | 43 / 60 | Q3 |
| 2Y | +2.07% | +2.02% | +0.06 | 19 / 60 | Q2 |
| 3Y | +2.52% | +1.80% | +0.72 | 16 / 57 | Q2 |
| 4Y | +3.60% | +1.90% | +1.70 | 13 / 51 | Q2 |
| 5Y | +2.43% | +1.49% | +0.94 | 15 / 50 | Q2 |
| 7Y | +2.45% | +1.49% | +0.96 | 12 / 47 | Q2 |
| 10Y | +2.30% | +1.37% | +0.92 | 10 / 37 | Q2 |
| Inception | +2.15% | +1.97% | +0.18 | 22 / 57 | Q2 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2026 YTD | -0.68% | -0.12% | -0.56 | 43 / 51 |
| 2025 | +3.02% | +2.37% | +0.65 | 16 / 52 |
| 2024 | +3.11% | +2.35% | +0.76 | 16 / 53 |
| 2023 | +5.76% | +2.08% | +3.68 | 13 / 51 |
| 2022 | -1.01% | +1.10% | -2.11 | 45 / 50 |
| 2021 | -1.27% | -0.84% | -0.43 | 38 / 50 |
| 2020 | +5.82% | +2.60% | +3.22 | 12 / 47 |
| 2019 | +4.49% | +1.86% | +2.63 | 7 / 45 |
| 2018 | +3.37% | +1.66% | +1.71 | 10 / 46 |
| 2017 | -0.15% | +0.89% | -1.04 | 33 / 46 |
| 2016 | +1.44% | +2.60% | -1.16 | 16 / 43 |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Peers in Banking & PSU Fund
Recent NAVs
| Date | NAV |
|---|---|
| 3 Jun 2026 | ₹1,301.4135 |
| 2 Jun 2026 | ₹1,301.7755 |
| 1 Jun 2026 | ₹1,300.9407 |
| 31 May 2026 | ₹1,300.4635 |
| 29 May 2026 | ₹1,299.9839 |
| 27 May 2026 | ₹1,304.2320 |
| 26 May 2026 | ₹1,303.5757 |
| 25 May 2026 | ₹1,303.5249 |
| 22 May 2026 | ₹1,302.0926 |
| 21 May 2026 | ₹1,301.6092 |
Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
- understands what asset class this scheme actually invests in (check the factsheet)
- matches that asset class's volatility profile to their goal horizon
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
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