Should I invest in Religare MID N SMALL CAP Fund?

We don't give personal investment advice. Religare MID N SMALL CAP Fund - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.0%. 5-year CAGR: 11.43%.

Religare

Religare MID N SMALL CAP Fund - Growth Option

Latest NAV

₹129.7500

As of

17 Jul 2026

4,501 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.10%	-0.10%	0.00	9 / 15	Q3
1W	-1.06%	-0.43%	-0.63	15 / 15	Q4
2W	-0.68%	+0.04%	-0.72	12 / 15	Q4
1M	+2.55%	+1.60%	+0.95	4 / 15	Q2
3M	+6.41%	+4.64%	+1.77	3 / 15	Q1
6M	+4.46%	+4.18%	+0.28	5 / 15	Q2
YTD	+2.23%	+1.50%	+0.73	6 / 15	Q2
1Y	-2.38%	-0.87%	-1.51	10 / 15	Q3
2Y	+0.87%	-1.09%	+1.96	8 / 15	Q3
3Y	+13.36%	+11.89%	+1.46	8 / 14	Q3
4Y	+15.79%	+14.43%	+1.36	6 / 14	Q2
5Y	+11.43%	+12.35%	-0.92	8 / 11	Q3
7Y	+16.41%	+15.43%	+0.98	8 / 11	Q3
10Y	+13.38%	+12.28%	+1.10	8 / 11	Q3
Inception	+15.30%	+9.98%	+5.32	1 / 15	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.23%	+1.50%	+0.73	6 / 15
2025	-7.19%	-2.20%	-4.99	13 / 15
2024	+29.89%	+20.09%	+9.81	2 / 14
2023	+30.69%	+29.56%	+1.13	6 / 14
2022	-2.20%	+2.92%	-5.11	9 / 14
2021	+40.00%	+43.14%	-3.14	8 / 11
2020	+18.82%	+14.21%	+4.61	5 / 11
2019	+4.61%	+2.05%	+2.56	3 / 11
2018	-12.31%	-8.46%	-3.85	9 / 11
2017	+45.10%	+32.89%	+12.21	2 / 11
2016	+0.14%	-3.19%	+3.33	4 / 11

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+21.43%

212 windows

min -47.8% · max 150.9%

76% positive

3-Year rolling

+18.25%

187 windows

min -4.4% · max 43.9%

97% positive

5-Year rolling

+17.86%

163 windows

min 1.2% · max 32.5%

100% positive

7-Year rolling

+17.17%

139 windows

min 10.3% · max 31.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.72%

3-year · annualised

Sharpe ratio

0.45

vs risk-free 6.5%

Sortino ratio

0.70

Downside-only deviation

Max drawdown

-23.99%

Sep 2024 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Multi Cap Fund - Growth Option	HDFC	₹18.8320	17 Jul 2026
ICICI Prudential Power Plan - Dividend	ICICI Prudential	₹34.1400	17 Jul 2026
Franklin India Multi Cap Fund - Growth	Franklin India	₹10.6998	17 Jul 2026
BARODA PIONEER GROWTH FUND-Dividend Plan	Baroda Pioneer	₹52.0195	17 Jul 2026
Escorts Growth Plan-DIVIDEND OPTION	Escorts	₹75.8409	17 Jul 2026
Reliance Equity Opportunities Fund-Dividend Plan-Dividend Option	Reliance	₹59.7221	17 Jul 2026
Religare MID N SMALL CAP Fund - Dividend Option	Religare	₹117.6500	17 Jul 2026
Sundaram Multi Cap Fund (Formerly Known as Principal Multi Cap Growth Fund)- Income Distribution CUM Capital Withdrawal Option (IDCW)	Sundaram	₹63.4028	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹129.7500
16 Jul 2026	₹129.8800
15 Jul 2026	₹130.5900
14 Jul 2026	₹129.9700
13 Jul 2026	₹131.0900
10 Jul 2026	₹131.1400
9 Jul 2026	₹129.6700
8 Jul 2026	₹127.9400
7 Jul 2026	₹130.3900
6 Jul 2026	₹131.1900

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Religare MID N SMALL CAP Fund - Growth Option is ₹129.7500. It's a Multi Cap Fund from Religare, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Religare MID N SMALL CAP Fund - Growth Option has NAV history starting from 18 Mar 2008, a track record of about 18 years 4 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Religare MID N SMALL CAP Fund - Growth Option is managed by Religare. It's classified by AMFI under the 'Multi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Religare MID N SMALL CAP Fund - Growth Option has delivered a absolute return of -2.38% — -1.51 pp behind the Multi Cap Fund category average of -0.87%. The fund ranks #10 of 15 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Religare MID N SMALL CAP Fund - Growth Option has delivered a CAGR of 13.36% — +1.46 pp ahead of the Multi Cap Fund category average of 11.89%. The fund ranks #8 of 14 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Religare MID N SMALL CAP Fund - Growth Option has delivered a CAGR of 11.43% — -0.92 pp behind the Multi Cap Fund category average of 12.35%. The fund ranks #8 of 11 in its category — the third (Q3) quartile.

₹1 lakh invested in Religare MID N SMALL CAP Fund - Growth Option exactly 10 years ago would be worth approximately ₹350,960 today — a multiplier of 3.51×, based on the 10-year CAGR of 13.38%. The category average over the same window would have grown ₹1 lakh to ₹318,386.

A ₹10,000 monthly SIP in Religare MID N SMALL CAP Fund - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹799,441 today. That's an XIRR (money-weighted annualised return) of 11.42%.

A ₹10,000 monthly SIP for 10 years in Religare MID N SMALL CAP Fund - Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,474,248 (multiplier 2.06×). XIRR: 13.86%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Religare MID N SMALL CAP Fund - Growth Option ranks #8 out of 11 funds in the Multi Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 12.35%; this fund delivered 11.43%.

The worst peak-to-trough decline Religare MID N SMALL CAP Fund - Growth Option has experienced over the last 5-year window is 23.99% — its NAV fell from a high on 23 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Religare MID N SMALL CAP Fund - Growth Option averaged 17.86% (best 32.50%, worst 1.23%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.34 — weak risk-adjusted performance.

In calendar year 2025, Religare MID N SMALL CAP Fund - Growth Option returned -7.19% — lagging the Multi Cap Fund category average of -2.20% by 4.99 pp. It ranked #13 of 15 in its category that year.

Religare MID N SMALL CAP Fund - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Religare MID N SMALL CAP Fund - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.0%. 5-year CAGR: 11.43%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.