Should I invest in Religare MID N SMALL CAP Fund?

We don't give personal investment advice. Religare MID N SMALL CAP Fund - Dividend Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.0%. 5-year CAGR: 11.59%.

Religare

Religare MID N SMALL CAP Fund - Dividend Option

Latest NAV

₹109.4600

As of

3 Jun 2026

4,470 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.28%	+0.10%	+0.18	1 / 15	Q1
1W	-1.74%	-1.85%	+0.11	4 / 15	Q2
2W	-0.07%	-0.03%	-0.05	7 / 15	Q2
1M	+0.22%	-0.39%	+0.60	6 / 15	Q2
3M	+1.07%	+2.69%	-1.62	7 / 15	Q2
6M	-6.45%	-3.88%	-2.57	10 / 15	Q3
YTD	-4.25%	-2.86%	-1.39	9 / 15	Q3
1Y	-6.36%	-2.15%	-4.21	11 / 15	Q3
2Y	+1.54%	-0.24%	+1.78	6 / 15	Q2
3Y	+13.62%	+12.83%	+0.79	8 / 14	Q3
4Y	+14.04%	+13.43%	+0.61	7 / 14	Q2
5Y	+11.59%	+12.72%	-1.13	8 / 11	Q3
7Y	+14.41%	+13.91%	+0.51	7 / 11	Q3
10Y	+13.16%	+12.29%	+0.88	8 / 11	Q3
Inception	+14.38%	+9.46%	+4.92	4 / 15	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.25%	-2.86%	-1.39	9 / 15
2025	-7.19%	-2.20%	-4.99	14 / 15
2024	+29.88%	+20.09%	+9.80	3 / 14
2023	+30.70%	+29.56%	+1.14	5 / 14
2022	-2.19%	+2.92%	-5.10	8 / 14
2021	+40.00%	+43.14%	-3.14	7 / 11
2020	+18.82%	+14.21%	+4.61	4 / 11
2019	+4.61%	+2.05%	+2.56	4 / 11
2018	-12.30%	-8.46%	-3.84	8 / 11
2017	+45.11%	+32.89%	+12.23	1 / 11
2016	+0.15%	-3.19%	+3.34	3 / 11

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+20.46%

210 windows

min -44.8% · max 134.7%

77% positive

3-Year rolling

+17.27%

186 windows

min -7.0% · max 42.9%

96% positive

5-Year rolling

+16.97%

162 windows

min -1.2% · max 33.8%

99% positive

7-Year rolling

+16.14%

137 windows

min 9.5% · max 29.6%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.79%

3-year · annualised

Sharpe ratio

0.48

vs risk-free 6.5%

Sortino ratio

0.70

Downside-only deviation

Max drawdown

-23.99%

Sep 2024 → Mar 2026

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Multi Cap Fund - Growth Option	HDFC	₹17.8640	3 Jun 2026
ICICI Prudential Power Plan - Dividend	ICICI Prudential	₹33.4000	3 Jun 2026
Franklin India Multi Cap Fund - Growth	Franklin India	₹10.1647	3 Jun 2026
BARODA PIONEER GROWTH FUND-Dividend Plan	Baroda Pioneer	₹50.2169	3 Jun 2026
Escorts Growth Plan-DIVIDEND OPTION	Escorts	₹72.7393	3 Jun 2026
Reliance Equity Opportunities Fund-Dividend Plan-Dividend Option	Reliance	₹57.5793	3 Jun 2026
Religare MID N SMALL CAP Fund - Growth Option	Religare	₹120.7200	3 Jun 2026
Sundaram Multi Cap Fund (Formerly Known as Principal Multi Cap Growth Fund)- Income Distribution CUM Capital Withdrawal Option (IDCW)	Sundaram	₹59.3311	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹109.4600
2 Jun 2026	₹110.1900
1 Jun 2026	₹109.8800
29 May 2026	₹110.8900
27 May 2026	₹112.1800
26 May 2026	₹112.1400
25 May 2026	₹112.3800
22 May 2026	₹111.1500
21 May 2026	₹111.0800
20 May 2026	₹110.7000

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Religare MID N SMALL CAP Fund - Dividend Option is ₹109.4600. It's a Multi Cap Fund from Religare, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Religare MID N SMALL CAP Fund - Dividend Option has NAV history starting from 18 Mar 2008, a track record of about 18 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Religare MID N SMALL CAP Fund - Dividend Option is managed by Religare. It's classified by AMFI under the 'Multi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Religare MID N SMALL CAP Fund - Dividend Option has delivered a absolute return of -6.36% — -4.21 pp behind the Multi Cap Fund category average of -2.15%. The fund ranks #11 of 15 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Religare MID N SMALL CAP Fund - Dividend Option has delivered a CAGR of 13.62% — +0.79 pp ahead of the Multi Cap Fund category average of 12.83%. The fund ranks #8 of 14 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Religare MID N SMALL CAP Fund - Dividend Option has delivered a CAGR of 11.59% — -1.13 pp behind the Multi Cap Fund category average of 12.72%. The fund ranks #8 of 11 in its category — the third (Q3) quartile.

₹1 lakh invested in Religare MID N SMALL CAP Fund - Dividend Option exactly 10 years ago would be worth approximately ₹344,343 today — a multiplier of 3.44×, based on the 10-year CAGR of 13.16%. The category average over the same window would have grown ₹1 lakh to ₹318,616.

A ₹10,000 monthly SIP in Religare MID N SMALL CAP Fund - Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹760,154 today. That's an XIRR (money-weighted annualised return) of 9.39%.

A ₹10,000 monthly SIP for 10 years in Religare MID N SMALL CAP Fund - Dividend Option = ₹1,200,000 invested. It would currently be worth ₹2,350,555 (multiplier 1.96×). XIRR: 12.89%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Religare MID N SMALL CAP Fund - Dividend Option ranks #8 out of 11 funds in the Multi Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 12.72%; this fund delivered 11.59%.

The worst peak-to-trough decline Religare MID N SMALL CAP Fund - Dividend Option has experienced over the last 5-year window is 23.99% — its NAV fell from a high on 23 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Religare MID N SMALL CAP Fund - Dividend Option averaged 16.97% (best 33.75%, worst -1.20%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.38 — weak risk-adjusted performance.

In calendar year 2025, Religare MID N SMALL CAP Fund - Dividend Option returned -7.19% — lagging the Multi Cap Fund category average of -2.20% by 4.99 pp. It ranked #14 of 15 in its category that year.

Religare MID N SMALL CAP Fund - Dividend Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Religare MID N SMALL CAP Fund - Dividend Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.0%. 5-year CAGR: 11.59%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.