Should I invest in Religare Equity Fund?

We don't give personal investment advice. Religare Equity Fund - Growth is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.6%. 5-year CAGR: 7.93%.

Religare

Religare Equity Fund - Growth

Latest NAV

₹50.9800

As of

3 Jun 2026

4,583 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.35%	+0.21%	+0.14	1 / 9	Q1
1W	-0.85%	-1.01%	+0.16	4 / 9	Q2
2W	-0.04%	-0.22%	+0.18	2 / 9	Q1
1M	-0.72%	-1.60%	+0.89	1 / 9	Q1
3M	-2.44%	-2.74%	+0.30	4 / 9	Q2
6M	-6.78%	-6.02%	-0.76	7 / 9	Q4
YTD	-6.39%	-5.80%	-0.59	7 / 9	Q4
1Y	-2.97%	-4.06%	+1.09	6 / 9	Q3
2Y	+1.47%	-0.32%	+1.78	5 / 9	Q3
3Y	+9.04%	+7.68%	+1.36	5 / 9	Q3
4Y	+9.70%	+7.92%	+1.78	4 / 8	Q2
5Y	+7.93%	+6.56%	+1.36	4 / 7	Q3
7Y	+8.27%	+6.48%	+1.79	4 / 7	Q3
10Y	+8.98%	+7.14%	+1.84	4 / 7	Q3
Inception	+8.82%	+7.57%	+1.25	5 / 9	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.39%	-5.80%	-0.59	7 / 9
2025	+2.47%	+2.29%	+0.19	6 / 9
2024	+15.98%	+11.68%	+4.30	2 / 9
2023	+19.76%	+17.65%	+2.11	2 / 9
2022	+4.06%	+5.15%	-1.09	6 / 8
2021	+12.88%	+13.53%	-0.65	5 / 7
2020	+7.95%	+4.96%	+2.99	3 / 7
2019	+8.90%	+2.91%	+5.99	1 / 7
2018	-4.13%	-5.36%	+1.23	5 / 7
2017	+29.21%	+23.10%	+6.11	2 / 7
2016	+2.40%	+0.55%	+1.85	4 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.58%

216 windows

min -50.3% · max 79.6%

78% positive

3-Year rolling

+11.14%

191 windows

min -1.3% · max 24.5%

99% positive

5-Year rolling

+11.06%

167 windows

min 0.9% · max 22.6%

100% positive

7-Year rolling

+10.98%

143 windows

min 5.9% · max 20.2%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

8.33%

3-year · annualised

Sharpe ratio

0.30

vs risk-free 6.5%

Sortino ratio

0.46

Downside-only deviation

Max drawdown

-10.89%

Nov 2025 → Mar 2026

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
HDFC Growth Fund - Dividend Option	HDFC	₹35.5370	3 Jun 2026
Franklin India Balanced Advantage Fund- Growth	Franklin India	₹13.9835	3 Jun 2026
Reliance NRI Equity Fund-Dividend Plan-Dividend Option	Reliance	₹30.8940	3 Jun 2026
Religare Equity Fund - Dividend	Religare	₹17.1300	3 Jun 2026
Sundaram Balanced Advantage Fund (Formerly Known as Principal Balanced Advantage Fund) - Growth Option	Sundaram	₹33.9688	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹50.9800
2 Jun 2026	₹51.2500
1 Jun 2026	₹51.0700
29 May 2026	₹51.2300
27 May 2026	₹51.6200
26 May 2026	₹51.6900
25 May 2026	₹51.8000
22 May 2026	₹51.4400
21 May 2026	₹51.2600
20 May 2026	₹51.2200

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Religare Equity Fund - Growth is ₹50.9800. It's a Balanced Advantage Fund from Religare, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Religare Equity Fund - Growth has NAV history starting from 05 Oct 2007, a track record of about 18 years 7 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Religare Equity Fund - Growth is managed by Religare. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Religare Equity Fund - Growth has delivered a absolute return of -2.97% — +1.09 pp ahead of the Balanced Advantage Fund category average of -4.06%. The fund ranks #6 of 9 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Religare Equity Fund - Growth has delivered a CAGR of 9.04% — +1.36 pp ahead of the Balanced Advantage Fund category average of 7.68%. The fund ranks #5 of 9 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Religare Equity Fund - Growth has delivered a CAGR of 7.93% — +1.36 pp ahead of the Balanced Advantage Fund category average of 6.56%. The fund ranks #4 of 7 in its category — the third (Q3) quartile.

₹1 lakh invested in Religare Equity Fund - Growth exactly 10 years ago would be worth approximately ₹236,285 today — a multiplier of 2.36×, based on the 10-year CAGR of 8.98%. The category average over the same window would have grown ₹1 lakh to ₹199,237.

A ₹10,000 monthly SIP in Religare Equity Fund - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹709,394 today. That's an XIRR (money-weighted annualised return) of 6.63%.

A ₹10,000 monthly SIP for 10 years in Religare Equity Fund - Growth = ₹1,200,000 invested. It would currently be worth ₹1,825,457 (multiplier 1.52×). XIRR: 8.13%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Religare Equity Fund - Growth ranks #4 out of 7 funds in the Balanced Advantage Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 6.56%; this fund delivered 7.93%.

The worst peak-to-trough decline Religare Equity Fund - Growth has experienced over the last 5-year window is 11.60% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Religare Equity Fund - Growth averaged 11.06% (best 22.55%, worst 0.90%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.18 — weak risk-adjusted performance.

In calendar year 2025, Religare Equity Fund - Growth returned 2.47% — beating the Balanced Advantage Fund category average of 2.29% by 0.19 pp. It ranked #6 of 9 in its category that year.

Religare Equity Fund - Growth is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Religare Equity Fund - Growth is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.6%. 5-year CAGR: 7.93%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.