Should I invest in Religare Equity Fund?

We don't give personal investment advice. Religare Equity Fund - Dividend is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.6%. 5-year CAGR: -1.17%.

Religare

Religare Equity Fund - Dividend

Latest NAV

₹17.4300

As of

17 Jul 2026

4,614 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.64%	+0.40%	+0.23	1 / 9	Q1
1W	+0.23%	0.00%	+0.23	1 / 9	Q1
2W	-0.68%	+0.01%	-0.70	9 / 9	Q4
1M	-0.06%	+0.95%	-1.00	9 / 9	Q4
3M	-1.30%	+0.75%	-2.05	9 / 9	Q4
6M	-7.34%	-1.65%	-5.68	9 / 9	Q4
YTD	-9.08%	-2.82%	-6.26	9 / 9	Q4
1Y	-13.63%	-2.15%	-11.47	9 / 9	Q4
2Y	-9.79%	-0.39%	-9.40	9 / 9	Q4
3Y	-1.66%	+7.49%	-9.16	9 / 9	Q4
4Y	+1.03%	+8.85%	-7.82	9 / 9	Q4
5Y	-1.17%	+6.80%	-7.98	7 / 7	Q4
7Y	+0.09%	+7.36%	-7.27	7 / 7	Q4
10Y	-0.45%	+6.92%	-7.37	7 / 7	Q4
Inception	+2.69%	+7.80%	-5.11	7 / 9	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-9.08%	-2.82%	-6.26	9 / 9
2025	-9.29%	+2.29%	-11.58	9 / 9
2024	+6.47%	+11.68%	-5.20	8 / 9
2023	+11.38%	+17.65%	-6.27	8 / 9
2022	-1.88%	+5.15%	-7.03	8 / 8
2021	+3.50%	+13.53%	-10.03	7 / 7
2020	+0.99%	+4.96%	-3.97	6 / 7
2019	-1.88%	+2.91%	-4.78	6 / 7
2018	-14.80%	-5.36%	-9.44	6 / 7
2017	+17.04%	+23.10%	-6.06	6 / 7
2016	-5.40%	+0.55%	-5.95	6 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.34%

217 windows

min -49.8% · max 92.8%

57% positive

3-Year rolling

+4.83%

193 windows

min -9.6% · max 24.6%

78% positive

5-Year rolling

+4.44%

169 windows

min -6.4% · max 20.9%

75% positive

7-Year rolling

+4.00%

144 windows

min -2.3% · max 16.0%

83% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

8.34%

3-year · annualised

Sharpe ratio

-0.94

vs risk-free 6.5%

Sortino ratio

-1.25

Downside-only deviation

Max drawdown

-23.57%

Sep 2024 → Mar 2026

% positive months

41.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
HDFC Growth Fund - Dividend Option	HDFC	₹36.6740	17 Jul 2026
Franklin India Balanced Advantage Fund- Growth	Franklin India	₹14.4892	17 Jul 2026
Reliance NRI Equity Fund-Dividend Plan-Dividend Option	Reliance	₹31.7628	17 Jul 2026
Religare Equity Fund - Growth	Religare	₹52.7100	17 Jul 2026
Sundaram Balanced Advantage Fund (Formerly Known as Principal Balanced Advantage Fund) - Growth Option	Sundaram	₹35.1465	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹17.4300
16 Jul 2026	₹17.3200
15 Jul 2026	₹17.3600
14 Jul 2026	₹17.3200
13 Jul 2026	₹17.3900
10 Jul 2026	₹17.3900
9 Jul 2026	₹17.2800
8 Jul 2026	₹17.2300
7 Jul 2026	₹17.4600
6 Jul 2026	₹17.6100

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Religare Equity Fund - Dividend is ₹17.4300. It's a Balanced Advantage Fund from Religare, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Religare Equity Fund - Dividend has NAV history starting from 05 Oct 2007, a track record of about 18 years 9 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Religare Equity Fund - Dividend is managed by Religare. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Religare Equity Fund - Dividend has delivered a absolute return of -13.63% — -11.47 pp behind the Balanced Advantage Fund category average of -2.15%. The fund ranks #9 of 9 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Religare Equity Fund - Dividend has delivered a CAGR of -1.66% — -9.16 pp behind the Balanced Advantage Fund category average of 7.49%. The fund ranks #9 of 9 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Religare Equity Fund - Dividend has delivered a CAGR of -1.17% — -7.98 pp behind the Balanced Advantage Fund category average of 6.80%. The fund ranks #7 of 7 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Religare Equity Fund - Dividend exactly 10 years ago would be worth approximately ₹95,559 today — a multiplier of 0.96×, based on the 10-year CAGR of -0.45%. The category average over the same window would have grown ₹1 lakh to ₹195,255.

A ₹10,000 monthly SIP in Religare Equity Fund - Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹555,967 today. That's an XIRR (money-weighted annualised return) of -2.99%.

A ₹10,000 monthly SIP for 10 years in Religare Equity Fund - Dividend = ₹1,200,000 invested. It would currently be worth ₹1,136,960 (multiplier 0.95×). XIRR: -1.07%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Religare Equity Fund - Dividend ranks #7 out of 7 funds in the Balanced Advantage Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 6.80%; this fund delivered -1.17%.

The worst peak-to-trough decline Religare Equity Fund - Dividend has experienced over the last 5-year window is 23.57% — its NAV fell from a high on 26 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Religare Equity Fund - Dividend averaged 4.44% (best 20.88%, worst -6.40%). 75% of rolling windows ended positive. The 5-year Sharpe ratio is -0.85 — negative risk-adjusted performance.

In calendar year 2025, Religare Equity Fund - Dividend returned -9.29% — lagging the Balanced Advantage Fund category average of 2.29% by 11.58 pp. It ranked #9 of 9 in its category that year.

Religare Equity Fund - Dividend is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Religare Equity Fund - Dividend is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.6%. 5-year CAGR: -1.17%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.