Should I invest in Religare Equity Fund?

We don't give personal investment advice. Religare Equity Fund - Dividend is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.6%. 5-year CAGR: -1.21%.

Religare

Religare Equity Fund - Dividend

Latest NAV

₹17.1300

As of

3 Jun 2026

4,583 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.35%	+0.21%	+0.14	2 / 9	Q1
1W	-0.86%	-1.01%	+0.15	5 / 9	Q3
2W	-0.06%	-0.22%	+0.16	3 / 9	Q2
1M	-1.54%	-1.60%	+0.06	4 / 9	Q2
3M	-4.86%	-2.74%	-2.12	8 / 9	Q4
6M	-11.47%	-6.02%	-5.44	9 / 9	Q4
YTD	-10.17%	-5.80%	-4.37	9 / 9	Q4
1Y	-15.05%	-4.06%	-10.98	9 / 9	Q4
2Y	-8.77%	-0.32%	-8.45	9 / 9	Q4
3Y	-1.10%	+7.68%	-8.78	9 / 9	Q4
4Y	+0.34%	+7.92%	-7.58	8 / 8	Q4
5Y	-1.21%	+6.56%	-7.77	7 / 7	Q4
7Y	-0.50%	+6.48%	-6.97	7 / 7	Q4
10Y	-0.38%	+7.14%	-7.51	7 / 7	Q4
Inception	+2.64%	+7.57%	-4.93	7 / 9	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-10.17%	-5.80%	-4.37	9 / 9
2025	-9.29%	+2.29%	-11.58	9 / 9
2024	+6.47%	+11.68%	-5.20	8 / 9
2023	+11.38%	+17.65%	-6.27	8 / 9
2022	-1.88%	+5.15%	-7.03	8 / 8
2021	+3.50%	+13.53%	-10.03	7 / 7
2020	+0.99%	+4.96%	-3.97	6 / 7
2019	-1.88%	+2.91%	-4.78	6 / 7
2018	-14.80%	-5.36%	-9.44	6 / 7
2017	+17.04%	+23.10%	-6.06	6 / 7
2016	-5.40%	+0.55%	-5.95	6 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.42%

216 windows

min -50.3% · max 79.9%

57% positive

3-Year rolling

+4.83%

191 windows

min -11.2% · max 23.9%

77% positive

5-Year rolling

+4.47%

167 windows

min -7.8% · max 20.9%

73% positive

7-Year rolling

+4.03%

143 windows

min -2.4% · max 17.8%

83% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

8.35%

3-year · annualised

Sharpe ratio

-0.87

vs risk-free 6.5%

Sortino ratio

-1.08

Downside-only deviation

Max drawdown

-23.57%

Sep 2024 → Mar 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
HDFC Growth Fund - Dividend Option	HDFC	₹35.5370	3 Jun 2026
Franklin India Balanced Advantage Fund- Growth	Franklin India	₹13.9835	3 Jun 2026
Reliance NRI Equity Fund-Dividend Plan-Dividend Option	Reliance	₹30.8940	3 Jun 2026
Religare Equity Fund - Growth	Religare	₹50.9800	3 Jun 2026
Sundaram Balanced Advantage Fund (Formerly Known as Principal Balanced Advantage Fund) - Growth Option	Sundaram	₹33.9688	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹17.1300
2 Jun 2026	₹17.2200
1 Jun 2026	₹17.1600
29 May 2026	₹17.2200
27 May 2026	₹17.3500
26 May 2026	₹17.3700
25 May 2026	₹17.4100
22 May 2026	₹17.2900
21 May 2026	₹17.2200
20 May 2026	₹17.2100

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Religare Equity Fund - Dividend is ₹17.1300. It's a Balanced Advantage Fund from Religare, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Religare Equity Fund - Dividend has NAV history starting from 05 Oct 2007, a track record of about 18 years 7 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Religare Equity Fund - Dividend is managed by Religare. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Religare Equity Fund - Dividend has delivered a absolute return of -15.05% — -10.98 pp behind the Balanced Advantage Fund category average of -4.06%. The fund ranks #9 of 9 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Religare Equity Fund - Dividend has delivered a CAGR of -1.10% — -8.78 pp behind the Balanced Advantage Fund category average of 7.68%. The fund ranks #9 of 9 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Religare Equity Fund - Dividend has delivered a CAGR of -1.21% — -7.77 pp behind the Balanced Advantage Fund category average of 6.56%. The fund ranks #7 of 7 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Religare Equity Fund - Dividend exactly 10 years ago would be worth approximately ₹96,309 today — a multiplier of 0.96×, based on the 10-year CAGR of -0.38%. The category average over the same window would have grown ₹1 lakh to ₹199,237.

A ₹10,000 monthly SIP in Religare Equity Fund - Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹549,188 today. That's an XIRR (money-weighted annualised return) of -3.47%.

A ₹10,000 monthly SIP for 10 years in Religare Equity Fund - Dividend = ₹1,200,000 invested. It would currently be worth ₹1,123,936 (multiplier 0.94×). XIRR: -1.30%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Religare Equity Fund - Dividend ranks #7 out of 7 funds in the Balanced Advantage Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 6.56%; this fund delivered -1.21%.

The worst peak-to-trough decline Religare Equity Fund - Dividend has experienced over the last 5-year window is 23.57% — its NAV fell from a high on 26 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Religare Equity Fund - Dividend averaged 4.47% (best 20.89%, worst -7.78%). 73% of rolling windows ended positive. The 5-year Sharpe ratio is -0.83 — negative risk-adjusted performance.

In calendar year 2025, Religare Equity Fund - Dividend returned -9.29% — lagging the Balanced Advantage Fund category average of 2.29% by 11.58 pp. It ranked #9 of 9 in its category that year.

Religare Equity Fund - Dividend is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Religare Equity Fund - Dividend is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.6%. 5-year CAGR: -1.21%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.