Should I invest in Religare Contra Fund?

We don't give personal investment advice. Religare Contra Fund - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.0%. 5-year CAGR: 13.41%.

Religare

Religare Contra Fund - Growth

Latest NAV

₹133.5800

As of

17 Jul 2026

4,734 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.48%	+0.31%	+0.18	2 / 8	Q1
1W	-0.31%	-0.18%	-0.13	6 / 8	Q3
2W	+0.06%	+0.29%	-0.23	6 / 8	Q3
1M	+1.37%	+2.03%	-0.65	8 / 8	Q4
3M	+2.80%	+2.38%	+0.42	4 / 6	Q3
6M	-2.20%	-3.74%	+1.55	3 / 6	Q2
YTD	-3.82%	-5.25%	+1.44	3 / 6	Q2
1Y	-2.76%	-2.81%	+0.05	5 / 6	Q4
2Y	+1.57%	-0.38%	+1.95	1 / 6	Q1
3Y	+14.90%	+13.96%	+0.93	3 / 6	Q2
4Y	+16.49%	+16.80%	-0.32	5 / 6	Q4
5Y	+13.41%	+14.04%	-0.63	5 / 6	Q4
7Y	+16.44%	+16.74%	-0.30	4 / 6	Q3
10Y	+15.08%	+12.94%	+2.14	3 / 6	Q2
Inception	+14.36%	+8.81%	+5.55	1 / 8	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.82%	-5.25%	+1.44	3 / 6
2025	+2.62%	+5.09%	-2.47	5 / 6
2024	+29.87%	+23.26%	+6.61	2 / 6
2023	+28.45%	+33.70%	-5.24	5 / 6
2022	+3.79%	+6.41%	-2.61	5 / 6
2021	+28.94%	+33.98%	-5.03	5 / 6
2020	+20.93%	+20.95%	-0.02	3 / 6
2019	+5.60%	+1.36%	+4.24	2 / 6
2018	-2.59%	-11.40%	+8.81	2 / 6
2017	+43.93%	+33.89%	+10.04	1 / 6
2016	+6.10%	+0.47%	+5.63	2 / 6

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.70%

223 windows

min -50.2% · max 125.5%

78% positive

3-Year rolling

+16.46%

199 windows

min -5.0% · max 34.3%

96% positive

5-Year rolling

+15.97%

174 windows

min 3.8% · max 29.1%

100% positive

7-Year rolling

+16.11%

150 windows

min 10.4% · max 23.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.79%

3-year · annualised

Sharpe ratio

0.58

vs risk-free 6.5%

Sortino ratio

0.96

Downside-only deviation

Max drawdown

-19.04%

Sep 2024 → Feb 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Contra Fund

Scheme	Fund house	NAV	As of
SBI MSFU CONTRA-DIVIDEND	SBI	₹65.6388	17 Jul 2026
Kotak Contra Scheme---Dividend	Kotak Mahindra	₹53.2450	17 Jul 2026
Motilal Oswal Contra Fund - Direct – Growth		₹10.5188	17 Jul 2026
Religare Contra Fund - Dividend	Religare	₹48.9400	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹133.5800
16 Jul 2026	₹132.9400
15 Jul 2026	₹133.5500
14 Jul 2026	₹133.2900
13 Jul 2026	₹134.2900
10 Jul 2026	₹133.9900
9 Jul 2026	₹132.4000
8 Jul 2026	₹131.2600
7 Jul 2026	₹133.8800
6 Jul 2026	₹134.1300

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Religare Contra Fund - Growth is ₹133.5800. It's a Contra Fund from Religare, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Religare Contra Fund - Growth has NAV history starting from 12 Apr 2007, a track record of about 19 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Religare Contra Fund - Growth is managed by Religare. It's classified by AMFI under the 'Contra Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Religare Contra Fund - Growth has delivered a absolute return of -2.76% — +0.05 pp ahead of the Contra Fund category average of -2.81%. The fund ranks #5 of 6 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Religare Contra Fund - Growth has delivered a CAGR of 14.90% — +0.93 pp ahead of the Contra Fund category average of 13.96%. The fund ranks #3 of 6 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Religare Contra Fund - Growth has delivered a CAGR of 13.41% — -0.63 pp behind the Contra Fund category average of 14.04%. The fund ranks #5 of 6 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Religare Contra Fund - Growth exactly 10 years ago would be worth approximately ₹407,503 today — a multiplier of 4.08×, based on the 10-year CAGR of 15.08%. The category average over the same window would have grown ₹1 lakh to ₹337,665.

A ₹10,000 monthly SIP in Religare Contra Fund - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹819,258 today. That's an XIRR (money-weighted annualised return) of 12.41%.

A ₹10,000 monthly SIP for 10 years in Religare Contra Fund - Growth = ₹1,200,000 invested. It would currently be worth ₹2,611,552 (multiplier 2.18×). XIRR: 14.86%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Religare Contra Fund - Growth ranks #5 out of 6 funds in the Contra Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 14.04%; this fund delivered 13.41%.

The worst peak-to-trough decline Religare Contra Fund - Growth has experienced over the last 5-year window is 19.04% — its NAV fell from a high on 24 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Religare Contra Fund - Growth averaged 15.97% (best 29.06%, worst 3.76%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.47 — weak risk-adjusted performance.

In calendar year 2025, Religare Contra Fund - Growth returned 2.62% — lagging the Contra Fund category average of 5.09% by 2.47 pp. It ranked #5 of 6 in its category that year.

Religare Contra Fund - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Religare Contra Fund - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.0%. 5-year CAGR: 13.41%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.