Should I invest in Reliance Vision Fund Institutional Plan Dividend Option?

We don't give personal investment advice. Reliance Vision Fund Institutional Plan Dividend Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 35.0%. 5-year CAGR: 4.72%.

Reliance

Reliance Vision Fund Institutional Plan Dividend Option

Latest NAV

₹258.7308

As of

4 Jun 2018

2,661 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.00%	+0.00	1 / 1	Q4
1W	-2.04%	-2.04%	+0.00	1 / 1	Q4
2W	+0.32%	+0.32%	+0.00	1 / 1	Q4
1M	-3.68%	-3.68%	+0.00	1 / 1	Q4
3M	-8.36%	-8.36%	+0.00	1 / 1	Q4
6M	-21.16%	-21.16%	+0.00	1 / 1	Q4
YTD	-23.84%	-23.84%	+0.00	1 / 1	Q4
1Y	-11.09%	-11.09%	+0.00	1 / 1	Q4
2Y	-0.63%	-0.63%	+0.00	1 / 1	Q4
3Y	-4.26%	-4.26%	+0.00	1 / 1	Q4
4Y	-0.89%	-0.89%	+0.00	1 / 1	Q4
5Y	+4.72%	+4.72%	+0.00	1 / 1	Q4
7Y	+1.11%	+1.11%	+0.00	1 / 1	Q4
10Y	+2.85%	+2.85%	+0.00	1 / 1	Q4
Inception	+1.71%	+1.71%	+0.00	1 / 1	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2018 YTD	-23.84%	-23.84%	+0.00	1 / 1
2017	+26.57%	+26.57%	+0.00	1 / 1
2016	-8.00%	-8.00%	+0.00	1 / 1
2015	-11.18%	-11.18%	+0.00	1 / 1
2014	+49.31%	+49.31%	+0.00	1 / 1
2013	-11.14%	-11.14%	+0.00	1 / 1
2012	+28.83%	+28.83%	+0.00	1 / 1
2011	-29.66%	-29.66%	+0.00	1 / 1
2010	+14.38%	+14.38%	+0.00	1 / 1
2009	+71.92%	+71.92%	+0.00	1 / 1
2008	-53.73%	-53.73%	+0.00	1 / 1

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.98%

120 windows

min -52.3% · max 91.6%

53% positive

3-Year rolling

+5.10%

96 windows

min -12.2% · max 26.0%

76% positive

5-Year rolling

+4.40%

72 windows

min -3.3% · max 12.2%

88% positive

7-Year rolling

+4.93%

47 windows

min 1.1% · max 12.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.43%

3-year · annualised

Sharpe ratio

-0.50

vs risk-free 6.5%

Sortino ratio

-0.59

Downside-only deviation

Max drawdown

-31.26%

Aug 2015 → Feb 2016

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large and Mid Cap Fund - Growth Option	HDFC	₹329.5320	3 Jun 2026
Nippon India Vision Large & Mid Cap Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹263.7372	3 Jun 2026
SBI LARGE & MIDCAP FUND -DIRECT PLAN -Growth	SBI	₹683.8671	2 Jun 2026
ICICI Prudential Growth Plan-Dividend Option	ICICI Prudential	₹28.9300	3 Jun 2026
Invesco India Large & Mid Cap Fund - Direct Plan - Growth	Invesco	₹119.2100	3 Jun 2026
Bandhan Large & Mid Cap Fund - Direct Plan - Growth	Bandhan	₹160.3360	3 Jun 2026
quant Large & Mid Cap Fund - Growth Option-Direct Plan	Quant	₹134.6766	3 Jun 2026
Aditya Birla Sun Life Large & Mid Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹999.2500	3 Jun 2026
Motilal Oswal Large and Midcap Fund - Direct Plan Growth	Motilal Oswal	₹38.4109	3 Jun 2026
Franklin India Flexi Cap Fund-Dividend Plan	Franklin Templeton	₹18.7310	3 Jun 2026

Recent NAVs

Date	NAV
4 Jun 2018	₹258.7308
1 Jun 2018	₹261.4310
31 May 2018	₹262.5639
30 May 2018	₹262.6235
29 May 2018	₹262.6320
28 May 2018	₹264.1141
25 May 2018	₹260.0256
24 May 2018	₹257.0187
23 May 2018	₹258.2538
22 May 2018	₹260.1789

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 04 Jun 2018, the NAV of Reliance Vision Fund Institutional Plan Dividend Option is ₹258.7308. It's a Large & Mid Cap Fund from Reliance, run as a Institutional plan Growth option. NAVs update once per business day from the AMFI feed.

Reliance Vision Fund Institutional Plan Dividend Option has NAV history starting from 08 Aug 2007, a track record of about 18 years 9 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Reliance Vision Fund Institutional Plan Dividend Option is managed by Reliance. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Reliance Vision Fund Institutional Plan Dividend Option has delivered a absolute return of -11.09% — +0 pp ahead of the Large & Mid Cap Fund category average of -11.09%. The fund ranks #1 of 1 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Reliance Vision Fund Institutional Plan Dividend Option has delivered a CAGR of -4.26% — +0 pp ahead of the Large & Mid Cap Fund category average of -4.26%. The fund ranks #1 of 1 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Reliance Vision Fund Institutional Plan Dividend Option has delivered a CAGR of 4.72% — +0 pp ahead of the Large & Mid Cap Fund category average of 4.72%. The fund ranks #1 of 1 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Reliance Vision Fund Institutional Plan Dividend Option exactly 10 years ago would be worth approximately ₹132,411 today — a multiplier of 1.32×, based on the 10-year CAGR of 2.85%. The category average over the same window would have grown ₹1 lakh to ₹132,411.

A ₹10,000 monthly SIP in Reliance Vision Fund Institutional Plan Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹585,708 today. That's an XIRR (money-weighted annualised return) of -0.95%.

A ₹10,000 monthly SIP for 10 years in Reliance Vision Fund Institutional Plan Dividend Option = ₹1,200,000 invested. It would currently be worth ₹1,343,592 (multiplier 1.12×). XIRR: 2.23%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Reliance Vision Fund Institutional Plan Dividend Option ranks #1 out of 1 funds in the Large & Mid Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 4.72%; this fund delivered 4.72%.

The worst peak-to-trough decline Reliance Vision Fund Institutional Plan Dividend Option has experienced over the last 5-year window is 35.03% — its NAV fell from a high on 04 Dec 2014 to a low on 25 Feb 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Reliance Vision Fund Institutional Plan Dividend Option averaged 4.40% (best 12.19%, worst -3.30%). 88% of rolling windows ended positive. The 5-year Sharpe ratio is 0.01 — weak risk-adjusted performance.

In calendar year 2017, Reliance Vision Fund Institutional Plan Dividend Option returned 26.57% — beating the Large & Mid Cap Fund category average of 26.57% by 0.00 pp. It ranked #1 of 1 in its category that year.

Reliance Vision Fund Institutional Plan Dividend Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Reliance Vision Fund Institutional Plan Dividend Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 35.0%. 5-year CAGR: 4.72%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.