Should I invest in Reliance NRI Equity Fund?

We don't give personal investment advice. Reliance NRI Equity Fund-Growth Plan-Growth Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 9.0%. 5-year CAGR: 9.10%.

Reliance

Reliance NRI Equity Fund-Growth Plan-Growth Option

Latest NAV

₹176.3331

As of

3 Jun 2026

4,962 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.23%	+0.21%	+0.02	5 / 9	Q3
1W	-0.83%	-1.01%	+0.18	3 / 9	Q2
2W	-0.16%	-0.22%	+0.06	6 / 9	Q3
1M	-1.03%	-1.60%	+0.58	3 / 9	Q2
3M	-0.98%	-2.74%	+1.76	2 / 9	Q1
6M	-2.66%	-6.02%	+3.36	2 / 9	Q1
YTD	-2.80%	-5.80%	+3.01	2 / 9	Q1
1Y	+1.37%	-4.06%	+5.44	2 / 9	Q1
2Y	+3.98%	-0.32%	+4.30	2 / 9	Q1
3Y	+10.50%	+7.68%	+2.81	3 / 9	Q2
4Y	+10.46%	+7.92%	+2.54	3 / 8	Q2
5Y	+9.10%	+6.56%	+2.54	3 / 7	Q2
7Y	+9.65%	+6.48%	+3.17	3 / 7	Q2
10Y	+10.60%	+7.14%	+3.46	3 / 7	Q2
Inception	+11.66%	+7.57%	+4.09	3 / 9	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.80%	-5.80%	+3.01	2 / 9
2025	+6.98%	+2.29%	+4.69	2 / 9
2024	+12.81%	+11.68%	+1.14	5 / 9
2023	+17.40%	+17.65%	-0.26	6 / 9
2022	+5.09%	+5.15%	-0.06	4 / 8
2021	+15.42%	+13.53%	+1.89	3 / 7
2020	+11.04%	+4.96%	+6.09	2 / 7
2019	+8.01%	+2.91%	+5.10	3 / 7
2018	+1.26%	-5.36%	+6.62	2 / 7
2017	+24.14%	+23.10%	+1.04	4 / 7
2016	+5.50%	+0.55%	+4.95	3 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.24%

234 windows

min -58.6% · max 107.6%

85% positive

3-Year rolling

+11.95%

210 windows

min -0.7% · max 32.1%

99% positive

5-Year rolling

+11.66%

185 windows

min 2.2% · max 25.9%

100% positive

7-Year rolling

+11.66%

161 windows

min 7.3% · max 22.6%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

7.54%

3-year · annualised

Sharpe ratio

0.51

vs risk-free 6.5%

Sortino ratio

0.84

Downside-only deviation

Max drawdown

-9.03%

Sep 2024 → Feb 2025

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
HDFC Growth Fund - Dividend Option	HDFC	₹35.5370	3 Jun 2026
Franklin India Balanced Advantage Fund- Growth	Franklin India	₹13.9835	3 Jun 2026
Reliance NRI Equity Fund-Dividend Plan-Dividend Option	Reliance	₹30.8940	3 Jun 2026
Religare Equity Fund - Dividend	Religare	₹17.1300	3 Jun 2026
Sundaram Balanced Advantage Fund (Formerly Known as Principal Balanced Advantage Fund) - Growth Option	Sundaram	₹33.9688	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹176.3331
2 Jun 2026	₹176.7120
1 Jun 2026	₹176.3020
29 May 2026	₹177.2556
27 May 2026	₹178.6397
26 May 2026	₹178.1926
25 May 2026	₹178.5427
22 May 2026	₹177.3579
21 May 2026	₹177.0426
20 May 2026	₹177.1210

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Reliance NRI Equity Fund-Growth Plan-Growth Option is ₹176.3331. It's a Balanced Advantage Fund from Reliance, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Reliance NRI Equity Fund-Growth Plan-Growth Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Reliance NRI Equity Fund-Growth Plan-Growth Option is managed by Reliance. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Reliance NRI Equity Fund-Growth Plan-Growth Option has delivered a absolute return of 1.37% — +5.44 pp ahead of the Balanced Advantage Fund category average of -4.06%. The fund ranks #2 of 9 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Reliance NRI Equity Fund-Growth Plan-Growth Option has delivered a CAGR of 10.50% — +2.81 pp ahead of the Balanced Advantage Fund category average of 7.68%. The fund ranks #3 of 9 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Reliance NRI Equity Fund-Growth Plan-Growth Option has delivered a CAGR of 9.10% — +2.54 pp ahead of the Balanced Advantage Fund category average of 6.56%. The fund ranks #3 of 7 in its category — the second (Q2) quartile.

₹1 lakh invested in Reliance NRI Equity Fund-Growth Plan-Growth Option exactly 10 years ago would be worth approximately ₹273,805 today — a multiplier of 2.74×, based on the 10-year CAGR of 10.60%. The category average over the same window would have grown ₹1 lakh to ₹199,237.

A ₹10,000 monthly SIP in Reliance NRI Equity Fund-Growth Plan-Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹739,750 today. That's an XIRR (money-weighted annualised return) of 8.30%.

A ₹10,000 monthly SIP for 10 years in Reliance NRI Equity Fund-Growth Plan-Growth Option = ₹1,200,000 invested. It would currently be worth ₹1,983,678 (multiplier 1.65×). XIRR: 9.70%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Reliance NRI Equity Fund-Growth Plan-Growth Option ranks #3 out of 7 funds in the Balanced Advantage Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 6.56%; this fund delivered 9.10%.

The worst peak-to-trough decline Reliance NRI Equity Fund-Growth Plan-Growth Option has experienced over the last 5-year window is 9.03% — its NAV fell from a high on 26 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Reliance NRI Equity Fund-Growth Plan-Growth Option averaged 11.66% (best 25.92%, worst 2.16%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.36 — weak risk-adjusted performance.

In calendar year 2025, Reliance NRI Equity Fund-Growth Plan-Growth Option returned 6.98% — beating the Balanced Advantage Fund category average of 2.29% by 4.69 pp. It ranked #2 of 9 in its category that year.

Reliance NRI Equity Fund-Growth Plan-Growth Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Reliance NRI Equity Fund-Growth Plan-Growth Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 9.0%. 5-year CAGR: 9.10%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.