Reliance
Reliance Liquidity Fund-Dividend Plan-Daily Dividend Reinvestment
Unit split applied to historical metrics
This scheme had
a 100× unit consolidation on
5 Aug 2012.
Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).
Latest NAV
₹1,006.3297
As of
3 Jun 2026
5,686 NAV records on file
Category
Money Market Fund
Plan type
Dividend
Structure
Open-ended
AMFI Scheme Code
103050
ISIN (Growth)
—
ISIN (Dividend)
INF204K01UY6
NAV history & peer comparison
All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.
Period
No matches.
Compares up to 8 funds. Click any line in the legend above to hide/show it.
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.00% | +0.00% | 0.00 | 41 / 51 | Q4 |
| 1W | +0.13% | +0.17% | -0.03 | 39 / 51 | Q4 |
| 2W | +0.04% | +0.09% | -0.06 | 43 / 51 | Q4 |
| 1M | +0.00% | +0.14% | -0.14 | 39 / 51 | Q4 |
| 3M | +0.00% | +0.42% | -0.42 | 31 / 51 | Q3 |
| 6M | -0.03% | +0.91% | -0.93 | 40 / 51 | Q4 |
| YTD | +0.00% | +0.83% | -0.83 | 29 / 51 | Q3 |
| 1Y | -0.40% | +2.16% | -2.56 | 47 / 51 | Q4 |
| 2Y | +0.08% | +2.79% | -2.71 | 29 / 51 | Q3 |
| 3Y | +0.05% | +3.08% | -3.03 | 27 / 43 | Q3 |
| 4Y | +0.07% | +3.09% | -3.03 | 30 / 43 | Q3 |
| 5Y | +0.05% | +2.77% | -2.72 | 30 / 43 | Q3 |
| 7Y | +0.04% | +2.65% | -2.60 | 30 / 43 | Q3 |
| 10Y | +0.06% | +2.72% | -2.67 | 26 / 42 | Q3 |
| Inception | +0.03% | +3.46% | -3.43 | 33 / 50 | Q3 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2026 YTD | +0.00% | +0.74% | -0.74 | 25 / 42 |
| 2025 | +0.19% | +3.15% | -2.96 | 26 / 42 |
| 2024 | +0.05% | +3.39% | -3.34 | 29 / 41 |
| 2023 | +0.02% | +3.51% | -3.49 | 26 / 39 |
| 2022 | +0.00% | +2.03% | -2.03 | 36 / 41 |
| 2021 | 0.00% | +1.44% | -1.44 | 32 / 41 |
| 2020 | +0.09% | +2.26% | -2.16 | 29 / 47 |
| 2019 | +0.12% | +2.96% | -2.84 | 24 / 47 |
| 2018 | +0.09% | +2.57% | -2.49 | 25 / 43 |
| 2017 | +0.00% | +2.37% | -2.37 | 28 / 43 |
| 2016 | +0.00% | +2.97% | -2.97 | 30 / 44 |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
1-Year rolling
+0.04%
234 windows
min -0.4% · max 0.8%
38% positive
3-Year rolling
+0.03%
210 windows
min -0.1% · max 0.3%
59% positive
5-Year rolling
+0.03%
185 windows
min 0.0% · max 0.1%
78% positive
7-Year rolling
+0.03%
161 windows
min 0.0% · max 0.2%
91% positive
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
Period
Total invested
₹
—
Today's value
₹
—
XIRR
Annualised
Wealth multiplier
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Std deviation
0.30%
3-year · annualised
Sharpe ratio
—
vs risk-free 6.5%
Sortino ratio
—
Downside-only deviation
Max drawdown
-0.73%
Jun 2025 → May 2026
% positive months
38.9%
Share of monthly returns > 0 over the 3-year window
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Peers in Money Market Fund
| Scheme | NAV |
|---|---|
| HDFC Cash Management Fund - Savings Plan-Daily Dividend Option | ₹1,063.6400 |
| NIPPON INDIA MONEY MARKET FUND - QUARTERLY IDCW Option | ₹1,022.7499 |
| SBI Magnum Income Fund - F R P - Short Term - (G) | ₹43.5732 |
| ICICI Prudential Money Market Fund Option - IDCW Others | ₹183.8376 |
| Invesco India Money Market Fund - Daily IDCW (Reinvestment) | ₹1,000.2900 |
| Franklin India Money Market Fund - DP - Wkly IDCW R | ₹10.0960 |
| Templeton Floating Rate Income Fund-Long Term Plan-Dividend Option | ₹11.1750 |
| Kotak Floater Short Term-(Growth) | ₹4,738.1215 |
| DSP BlackRock Treasury Bill Fund - Dividend | ₹12.3436 |
| UTI MMF - Instn Growth Plan | ₹3,254.9369 |
Recent NAVs
| Date | NAV |
|---|---|
| 3 Jun 2026 | ₹1,006.3297 |
| 2 Jun 2026 | ₹1,006.3297 |
| 1 Jun 2026 | ₹1,006.3296 |
| 29 May 2026 | ₹1,006.0981 |
| 27 May 2026 | ₹1,005.3749 |
| 26 May 2026 | ₹1,004.9743 |
| 25 May 2026 | ₹1,005.1283 |
| 22 May 2026 | ₹1,004.7527 |
| 21 May 2026 | ₹1,004.8561 |
| 20 May 2026 | ₹1,005.5948 |
Advertisement
Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
As of 03 Jun 2026, the NAV of Reliance Liquidity Fund-Dividend Plan-Daily Dividend Reinvestment is ₹1,006.3297. It's a Money Market Fund from Reliance, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.
Reliance Liquidity Fund-Dividend Plan-Daily Dividend Reinvestment has NAV history starting from 02 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.
Reliance Liquidity Fund-Dividend Plan-Daily Dividend Reinvestment is managed by Reliance. It's classified by AMFI under the 'Money Market Fund' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, Reliance Liquidity Fund-Dividend Plan-Daily Dividend Reinvestment has delivered a absolute return of -0.40% — -2.56 pp behind the Money Market Fund category average of 2.16%. The fund ranks #47 of 51 in its category — the bottom (Q4) quartile.
Over the trailing 3-year window, Reliance Liquidity Fund-Dividend Plan-Daily Dividend Reinvestment has delivered a CAGR of 0.05% — -3.03 pp behind the Money Market Fund category average of 3.08%. The fund ranks #27 of 43 in its category — the third (Q3) quartile.
Over the trailing 5-year window, Reliance Liquidity Fund-Dividend Plan-Daily Dividend Reinvestment has delivered a CAGR of 0.05% — -2.72 pp behind the Money Market Fund category average of 2.77%. The fund ranks #30 of 43 in its category — the third (Q3) quartile.
₹1 lakh invested in Reliance Liquidity Fund-Dividend Plan-Daily Dividend Reinvestment exactly 10 years ago would be worth approximately ₹100,582 today — a multiplier of 1.01×, based on the 10-year CAGR of 0.06%. The category average over the same window would have grown ₹1 lakh to ₹130,832.
A ₹10,000 monthly SIP in Reliance Liquidity Fund-Dividend Plan-Daily Dividend Reinvestment over the last 5 years — total invested ₹600,000 — would be worth ₹600,819 today. That's an XIRR (money-weighted annualised return) of 0.05%.
A ₹10,000 monthly SIP for 10 years in Reliance Liquidity Fund-Dividend Plan-Daily Dividend Reinvestment = ₹1,200,000 invested. It would currently be worth ₹1,203,382 (multiplier 1.00×). XIRR: 0.06%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.
On a 5-year basis, Reliance Liquidity Fund-Dividend Plan-Daily Dividend Reinvestment ranks #30 out of 43 funds in the Money Market Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 2.77%; this fund delivered 0.05%.
The worst peak-to-trough decline Reliance Liquidity Fund-Dividend Plan-Daily Dividend Reinvestment has experienced over the last 5-year window is 0.73% — its NAV fell from a high on 09 Jun 2025 to a low on 22 May 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.
Across all 5-year rolling windows, Reliance Liquidity Fund-Dividend Plan-Daily Dividend Reinvestment averaged 0.03% (best 0.15%, worst -0.01%). 78% of rolling windows ended positive.
In calendar year 2025, Reliance Liquidity Fund-Dividend Plan-Daily Dividend Reinvestment returned 0.19% — lagging the Money Market Fund category average of 3.15% by 2.96 pp. It ranked #26 of 42 in its category that year.
Reliance Liquidity Fund-Dividend Plan-Daily Dividend Reinvestment is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.
We don't give personal investment advice. Reliance Liquidity Fund-Dividend Plan-Daily Dividend Reinvestment is suitable for an investor whose:
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
More from Reliance
- Reliance Banking Fund-Dividend Plan-Dividend Option
- Reliance Banking Fund-Growth Plan-Bonus Option
- Reliance Banking Fund-Growth Plan-Growth Option
- Reliance Diversified Power Sector Fund-Dividend Plan-Dividend
- Reliance Diversified Power Sector Fund-Growth-Bonus
- Reliance Diversified Power Sector Fund-Growth-Growth
- Reliance Equity Advantage Fund-Retail Plan Dividend Option
- Reliance Equity Advantage Fund-Retail Plan Growth Plan Bonus Option