Should I invest in Quantum ELSS Tax Saver Fund IDCW?

We don't give personal investment advice. Quantum ELSS Tax Saver Fund - Direct Plan IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.1%. 5-year CAGR: 11.01%.

Quantum

Quantum ELSS Tax Saver Fund - Direct Plan IDCW

Latest NAV

₹123.7200

As of

24 Jul 2026

4,324 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	-2.26%	+2.27	16 / 90	Q1
1W	-1.75%	-4.09%	+2.34	62 / 87	Q3
2W	-0.80%	-4.51%	+3.71	28 / 87	Q2
1M	-0.47%	-5.21%	+4.74	33 / 87	Q2
3M	+1.58%	-3.51%	+5.09	40 / 87	Q2
6M	-3.40%	-0.11%	-3.29	65 / 89	Q3
YTD	-7.27%	-3.87%	-3.40	72 / 89	Q4
1Y	-5.11%	+1.67%	-6.78	60 / 87	Q3
2Y	-1.20%	-0.94%	-0.26	51 / 86	Q3
3Y	+11.10%	+5.34%	+5.75	38 / 81	Q2
4Y	+13.15%	+8.00%	+5.15	34 / 78	Q2
5Y	+11.01%	+6.78%	+4.22	39 / 77	Q3
7Y	+12.83%	+9.69%	+3.14	31 / 75	Q2
10Y	+11.08%	+7.87%	+3.21	30 / 69	Q2
Inception	+15.40%	+5.90%	+9.50	9 / 91	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.27%	-4.60%	-2.67	37 / 47
2025	+3.96%	+1.54%	+2.43	19 / 47
2024	+22.48%	+18.17%	+4.31	12 / 47
2023	+26.97%	+23.46%	+3.52	19 / 49
2022	+7.75%	+0.75%	+7.00	5 / 52
2021	+24.44%	+28.91%	-4.46	37 / 54
2020	+13.54%	+11.40%	+2.14	25 / 56
2019	-1.12%	+2.03%	-3.15	45 / 59
2018	+1.04%	-9.68%	+10.71	3 / 61
2017	+21.69%	+29.95%	-8.26	52 / 65
2016	+12.35%	-0.31%	+12.66	3 / 70

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.24%

202 windows

min -32.7% · max 98.1%

81% positive

3-Year rolling

+14.10%

178 windows

min -8.1% · max 34.7%

96% positive

5-Year rolling

+13.85%

154 windows

min -0.5% · max 27.8%

99% positive

7-Year rolling

+12.83%

129 windows

min 6.4% · max 21.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

10.93%

3-year · annualised

Sharpe ratio

0.44

vs risk-free 6.5%

Sortino ratio

0.70

Downside-only deviation

Max drawdown

-16.12%

Sep 2024 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
HDFC ELSS Tax saver - Growth Plan	HDFC	₹1,355.4920	24 Jul 2026
NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option	Nippon India	₹20.2789	24 Jul 2026
SBI ELSS Tax Saver Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹87.5266	24 Jul 2026
ICICI Prudential ELSS Tax Saver Fund - Growth	ICICI Prudential	₹920.2700	24 Jul 2026
Quantum ELSS Tax Saver Fund - Direct Plan Growth Option	Quantum	₹124.5200	24 Jul 2026
Motilal Oswal ELSS Tax Saver Fund - IDCW Payout	Motilal Oswal	₹30.0961	24 Jul 2026
Franklin India ELSS Tax Saver Fund - IDCW	Franklin Templeton	₹59.4311	24 Jul 2026
Kotak ELSS Tax Saver Fund-Growth	Kotak Mahindra	₹115.0200	24 Jul 2026
Edelweiss ELSS Tax Saver Fund - Regular Plan - Growth Option	Edelweiss	₹113.4400	24 Jul 2026
DSP ELSS Tax Saver Fund - Regular Plan - Growth	DSP BlackRock	₹136.6760	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹123.7200
23 Jul 2026	₹123.7000
22 Jul 2026	₹124.1800
21 Jul 2026	₹125.3600
20 Jul 2026	₹125.6100
17 Jul 2026	₹125.9300
16 Jul 2026	₹125.2300
15 Jul 2026	₹125.8300
14 Jul 2026	₹125.0700
13 Jul 2026	₹125.5400

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of Quantum ELSS Tax Saver Fund - Direct Plan IDCW is ₹123.7200. It's a ELSS from Quantum, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Quantum ELSS Tax Saver Fund - Direct Plan IDCW has NAV history starting from 31 Dec 2008, a track record of about 17 years 6 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Quantum ELSS Tax Saver Fund - Direct Plan IDCW is managed by Quantum. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Quantum ELSS Tax Saver Fund - Direct Plan IDCW has delivered a absolute return of -5.11% — -6.78 pp behind the ELSS category average of 1.67%. The fund ranks #60 of 87 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Quantum ELSS Tax Saver Fund - Direct Plan IDCW has delivered a CAGR of 11.10% — +5.75 pp ahead of the ELSS category average of 5.34%. The fund ranks #38 of 81 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Quantum ELSS Tax Saver Fund - Direct Plan IDCW has delivered a CAGR of 11.01% — +4.22 pp ahead of the ELSS category average of 6.78%. The fund ranks #39 of 77 in its category — the third (Q3) quartile.

₹1 lakh invested in Quantum ELSS Tax Saver Fund - Direct Plan IDCW exactly 10 years ago would be worth approximately ₹285,926 today — a multiplier of 2.86×, based on the 10-year CAGR of 11.08%. The category average over the same window would have grown ₹1 lakh to ₹213,276.

A ₹10,000 monthly SIP in Quantum ELSS Tax Saver Fund - Direct Plan IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹763,887 today. That's an XIRR (money-weighted annualised return) of 9.59%.

A ₹10,000 monthly SIP for 10 years in Quantum ELSS Tax Saver Fund - Direct Plan IDCW = ₹1,200,000 invested. It would currently be worth ₹2,222,399 (multiplier 1.85×). XIRR: 11.85%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Quantum ELSS Tax Saver Fund - Direct Plan IDCW ranks #39 out of 77 funds in the ELSS category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 6.78%; this fund delivered 11.01%.

The worst peak-to-trough decline Quantum ELSS Tax Saver Fund - Direct Plan IDCW has experienced over the last 5-year window is 16.12% — its NAV fell from a high on 26 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Quantum ELSS Tax Saver Fund - Direct Plan IDCW averaged 13.85% (best 27.76%, worst -0.51%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.40 — weak risk-adjusted performance.

In calendar year 2025, Quantum ELSS Tax Saver Fund - Direct Plan IDCW returned 3.96% — beating the ELSS category average of 1.54% by 2.43 pp. It ranked #19 of 47 in its category that year.

Quantum ELSS Tax Saver Fund - Direct Plan IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Quantum ELSS Tax Saver Fund - Direct Plan IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.1%. 5-year CAGR: 11.01%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.