Should I invest in Quantum Dynamic Term Fund Growth Option?

We don't give personal investment advice. Quantum Dynamic Term Fund - Direct Plan Growth Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.6%. 5-year CAGR: 6.54%.

Quantum

Quantum Dynamic Term Fund - Direct Plan Growth Option

Latest NAV

₹22.7711

As of

24 Jul 2026

2,708 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.09%	+0.08%	+0.01	5 / 24	Q1
1W	-0.20%	-0.06%	-0.13	18 / 24	Q3
2W	-0.52%	-0.22%	-0.29	20 / 24	Q4
1M	+0.31%	+0.43%	-0.13	16 / 24	Q3
3M	+2.42%	+2.22%	+0.20	10 / 24	Q2
6M	+2.94%	+3.09%	-0.15	13 / 24	Q3
YTD	+2.75%	+2.91%	-0.16	14 / 24	Q3
1Y	+3.47%	+4.15%	-0.68	15 / 24	Q3
2Y	+6.38%	+6.62%	-0.24	13 / 24	Q3
3Y	+7.23%	+7.04%	+0.19	13 / 24	Q3
4Y	+7.39%	+7.22%	+0.17	11 / 23	Q2
5Y	+6.54%	+6.48%	+0.06	10 / 22	Q2
7Y	+6.71%	+6.85%	-0.13	12 / 21	Q3
10Y	+7.22%	+7.14%	+0.08	8 / 16	Q2
Inception	+7.59%	+7.57%	+0.03	13 / 24	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.75%	+2.92%	-0.16	13 / 22
2025	+6.57%	+6.45%	+0.12	12 / 22
2024	+9.78%	+9.50%	+0.28	7 / 22
2023	+7.35%	+7.18%	+0.17	8 / 22
2022	+4.56%	+3.73%	+0.83	7 / 22
2021	+3.29%	+4.80%	-1.51	16 / 21
2020	+9.74%	+9.74%	+0.00	13 / 21
2019	+11.31%	+8.95%	+2.36	7 / 21
2018	+4.08%	+6.33%	-2.26	19 / 19
2017	+3.98%	+4.33%	-0.35	10 / 18
2016	+15.65%	+13.83%	+1.82	3 / 18

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.72%

125 windows

min -0.1% · max 17.1%

99% positive

3-Year rolling

+7.27%

100 windows

min 4.7% · max 9.1%

100% positive

5-Year rolling

+7.18%

76 windows

min 5.8% · max 9.4%

100% positive

7-Year rolling

+7.24%

52 windows

min 6.3% · max 8.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.90%

3-year · annualised

Sharpe ratio

0.18

vs risk-free 6.5%

Sortino ratio

0.50

Downside-only deviation

Max drawdown

-1.64%

May 2025 → Aug 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dynamic Bond Fund

Scheme	Fund house	NAV	As of
HDFC Dynamic Debt Fund - Growth Option - Direct Plan	HDFC	₹103.2695	24 Jul 2026
Nippon India Dynamic Bond Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹42.3557	24 Jul 2026
SBI Dynamic Bond Fund - DIRECT PLAN - Growth	SBI	₹41.4059	24 Jul 2026
ICICI Prudential All Seasons Bond Fund - Direct Plan - Growth	ICICI Prudential	₹42.4511	24 Jul 2026
BANDHAN Dynamic Bond Fund-Direct Plan-Growth	Bandhan	₹40.0032	24 Jul 2026
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹52.7036	24 Jul 2026
Franklin India Dynamic Accrual Fund - Segregated Portfolio 3 (9.50% Yes Bank Ltd CO 23Dec21) - Direct Growth Plan	Franklin India	₹0.0000	24 Jul 2026
Mirae Asset Dynamic Bond Fund -Direct Plan -Growth	Mirae Asset	₹18.7747	24 Jul 2026
Kotak Dynamic Bond Fund - Growth - Direct	Kotak	₹43.3568	24 Jul 2026
DSP Strategic Bond Fund - Direct Plan - Growth	DSP	₹3,704.6665	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹22.7711
23 Jul 2026	₹22.7499
22 Jul 2026	₹22.7861
21 Jul 2026	₹22.8179
20 Jul 2026	₹22.8053
17 Jul 2026	₹22.8158
16 Jul 2026	₹22.8489
15 Jul 2026	₹22.8190
14 Jul 2026	₹22.7879
13 Jul 2026	₹22.8785

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of Quantum Dynamic Term Fund - Direct Plan Growth Option is ₹22.7711. It's a Dynamic Bond Fund from Quantum, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Quantum Dynamic Term Fund - Direct Plan Growth Option has NAV history starting from 21 May 2015, a track record of about 11 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Quantum Dynamic Term Fund - Direct Plan Growth Option is managed by Quantum. It's classified by AMFI under the 'Dynamic Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Quantum Dynamic Term Fund - Direct Plan Growth Option has delivered a absolute return of 3.47% — -0.68 pp behind the Dynamic Bond Fund category average of 4.15%. The fund ranks #15 of 24 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Quantum Dynamic Term Fund - Direct Plan Growth Option has delivered a CAGR of 7.23% — +0.19 pp ahead of the Dynamic Bond Fund category average of 7.04%. The fund ranks #13 of 24 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Quantum Dynamic Term Fund - Direct Plan Growth Option has delivered a CAGR of 6.54% — +0.06 pp ahead of the Dynamic Bond Fund category average of 6.48%. The fund ranks #10 of 22 in its category — the second (Q2) quartile.

₹1 lakh invested in Quantum Dynamic Term Fund - Direct Plan Growth Option exactly 10 years ago would be worth approximately ₹200,726 today — a multiplier of 2.01×, based on the 10-year CAGR of 7.22%. The category average over the same window would have grown ₹1 lakh to ₹199,284.

A ₹10,000 monthly SIP in Quantum Dynamic Term Fund - Direct Plan Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹713,430 today. That's an XIRR (money-weighted annualised return) of 6.86%.

A ₹10,000 monthly SIP for 10 years in Quantum Dynamic Term Fund - Direct Plan Growth Option = ₹1,200,000 invested. It would currently be worth ₹1,704,919 (multiplier 1.42×). XIRR: 6.83%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Quantum Dynamic Term Fund - Direct Plan Growth Option ranks #10 out of 22 funds in the Dynamic Bond Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 6.48%; this fund delivered 6.54%.

The worst peak-to-trough decline Quantum Dynamic Term Fund - Direct Plan Growth Option has experienced over the last 5-year window is 1.64% — its NAV fell from a high on 28 May 2025 to a low on 26 Aug 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Quantum Dynamic Term Fund - Direct Plan Growth Option averaged 7.18% (best 9.43%, worst 5.79%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.04 — negative risk-adjusted performance.

In calendar year 2025, Quantum Dynamic Term Fund - Direct Plan Growth Option returned 6.57% — beating the Dynamic Bond Fund category average of 6.45% by 0.12 pp. It ranked #12 of 22 in its category that year.

Quantum Dynamic Term Fund - Direct Plan Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Quantum Dynamic Term Fund - Direct Plan Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.6%. 5-year CAGR: 6.54%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Quantum Dynamic Term Fund - Direct Plan Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Dynamic Bond Fund

Recent NAVs

Frequently asked questions

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