Should I invest in PGIM India Large Cap Fund?

We don't give personal investment advice. PGIM India Large Cap Fund - Direct Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.9%. 5-year CAGR: 9.06%.

PGIM India

PGIM India Large Cap Fund - Direct Plan - Growth

Latest NAV

₹400.8400

As of

17 Jul 2026

2,552 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.77%	+0.69%	+0.08	15 / 36	Q2
1W	+0.39%	+0.30%	+0.10	13 / 36	Q2
2W	+0.42%	+0.37%	+0.05	17 / 36	Q2
1M	+1.52%	+1.62%	-0.09	20 / 36	Q3
3M	+1.91%	+1.64%	+0.26	13 / 36	Q2
6M	-2.18%	-1.66%	-0.52	19 / 35	Q3
YTD	-4.13%	-3.05%	-1.08	25 / 34	Q3
1Y	-0.79%	+0.29%	-1.07	24 / 34	Q3
2Y	+1.21%	+1.50%	-0.29	20 / 33	Q3
3Y	+8.59%	+11.75%	-3.16	30 / 31	Q4
4Y	+12.10%	+14.04%	-1.94	26 / 30	Q4
5Y	+9.06%	+11.71%	-2.65	26 / 28	Q4
7Y	+11.91%	+13.88%	-1.97	24 / 25	Q4
10Y	+11.31%	+12.86%	-1.55	20 / 23	Q4
Inception	+12.29%	+11.69%	+0.60	26 / 36	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.13%	-3.05%	-1.08	25 / 34
2025	+8.33%	+8.01%	+0.32	18 / 33
2024	+11.37%	+16.46%	-5.10	31 / 31
2023	+20.37%	+25.03%	-4.66	28 / 31
2022	+2.99%	+3.34%	-0.35	15 / 28
2021	+22.23%	+27.19%	-4.96	23 / 27
2020	+14.95%	+14.50%	+0.45	13 / 25
2019	+15.59%	+11.93%	+3.66	5 / 24
2018	-1.41%	+0.35%	-1.77	17 / 24
2017	+29.57%	+31.41%	-1.85	17 / 23
2016	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.60%

115 windows

min -20.2% · max 60.7%

83% positive

3-Year rolling

+13.05%

90 windows

min -1.7% · max 27.3%

98% positive

5-Year rolling

+13.74%

66 windows

min 8.9% · max 22.1%

100% positive

7-Year rolling

+12.75%

42 windows

min 10.9% · max 14.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.65%

3-year · annualised

Sharpe ratio

0.21

vs risk-free 6.5%

Sortino ratio

0.34

Downside-only deviation

Max drawdown

-16.97%

Sep 2024 → Feb 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large Cap Fund - Growth Option - Direct Plan	HDFC	₹1,239.1080	17 Jul 2026
Nippon India Large Cap Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹101.8020	17 Jul 2026
SBI Large Cap FUND-DIRECT PLAN -GROWTH	SBI	₹105.1850	17 Jul 2026
ICICI Prudential Large Cap Fund (erstwhile Bluechip Fund) - Direct Plan - Growth	ICICI Prudential	₹120.5600	17 Jul 2026
Invesco India Largecap Fund - Direct Plan - Growth	Invesco	₹87.2600	17 Jul 2026
BANDHAN Large Cap Fund-Direct Plan-Growth	Bandhan	₹90.9120	17 Jul 2026
quant Large Cap Fund - Growth Option - Direct Plan	Quant	₹17.1312	17 Jul 2026
Aditya Birla Sun Life Large Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹578.0500	17 Jul 2026
Motilal Oswal Large Cap Direct Plan Growth	Motilal Oswal	₹14.1993	17 Jul 2026
Franklin India Large Cap Fund- Direct - Growth	Franklin India	₹1,134.2035	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹400.8400
16 Jul 2026	₹397.7900
15 Jul 2026	₹398.4900
14 Jul 2026	₹397.2000
13 Jul 2026	₹399.2500
10 Jul 2026	₹399.2800
9 Jul 2026	₹395.6600
8 Jul 2026	₹393.7300
7 Jul 2026	₹401.4600
6 Jul 2026	₹401.8200

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of PGIM India Large Cap Fund - Direct Plan - Growth is ₹400.8400. It's a Large Cap Fund from PGIM India, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

PGIM India Large Cap Fund - Direct Plan - Growth has NAV history starting from 08 Mar 2016, a track record of about 10 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

PGIM India Large Cap Fund - Direct Plan - Growth is managed by PGIM India. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, PGIM India Large Cap Fund - Direct Plan - Growth has delivered a absolute return of -0.79% — -1.07 pp behind the Large Cap Fund category average of 0.29%. The fund ranks #24 of 34 in its category — the third (Q3) quartile.

Over the trailing 3-year window, PGIM India Large Cap Fund - Direct Plan - Growth has delivered a CAGR of 8.59% — -3.16 pp behind the Large Cap Fund category average of 11.75%. The fund ranks #30 of 31 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, PGIM India Large Cap Fund - Direct Plan - Growth has delivered a CAGR of 9.06% — -2.65 pp behind the Large Cap Fund category average of 11.71%. The fund ranks #26 of 28 in its category — the bottom (Q4) quartile.

₹1 lakh invested in PGIM India Large Cap Fund - Direct Plan - Growth exactly 10 years ago would be worth approximately ₹291,944 today — a multiplier of 2.92×, based on the 10-year CAGR of 11.31%. The category average over the same window would have grown ₹1 lakh to ₹335,257.

A ₹10,000 monthly SIP in PGIM India Large Cap Fund - Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹738,408 today. That's an XIRR (money-weighted annualised return) of 8.23%.

A ₹10,000 monthly SIP for 10 years in PGIM India Large Cap Fund - Direct Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹2,140,025 (multiplier 1.78×). XIRR: 11.14%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, PGIM India Large Cap Fund - Direct Plan - Growth ranks #26 out of 28 funds in the Large Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.71%; this fund delivered 9.06%.

The worst peak-to-trough decline PGIM India Large Cap Fund - Direct Plan - Growth has experienced over the last 5-year window is 19.94% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, PGIM India Large Cap Fund - Direct Plan - Growth averaged 13.74% (best 22.07%, worst 8.89%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.22 — weak risk-adjusted performance.

In calendar year 2025, PGIM India Large Cap Fund - Direct Plan - Growth returned 8.33% — beating the Large Cap Fund category average of 8.01% by 0.32 pp. It ranked #18 of 33 in its category that year.

PGIM India Large Cap Fund - Direct Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. PGIM India Large Cap Fund - Direct Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.9%. 5-year CAGR: 9.06%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.