Should I invest in Parag Parikh Conservative Hybrid Fund?

We don't give personal investment advice. Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.4%. 5-year CAGR: 9.68%.

Parag Parikh

Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth

Latest NAV

₹15.8821

As of

17 Jul 2026

1,245 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.12%	+0.15%	-0.02	4 / 5	Q4
1W	+0.06%	+0.06%	0.00	4 / 5	Q4
2W	-0.09%	+0.12%	-0.22	5 / 5	Q4
1M	+0.87%	+0.83%	+0.04	3 / 5	Q3
3M	+1.89%	+1.36%	+0.53	1 / 5	Q1
6M	+3.16%	+1.14%	+2.02	1 / 5	Q1
YTD	+3.25%	+0.62%	+2.63	1 / 5	Q1
1Y	+4.99%	+2.27%	+2.72	1 / 5	Q1
2Y	+6.79%	+4.35%	+2.44	1 / 5	Q1
3Y	+10.56%	+7.01%	+3.55	1 / 5	Q1
4Y	+10.19%	+7.43%	+2.76	1 / 5	Q1
5Y	+9.68%	+6.71%	+2.97	1 / 4	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+9.41%	+7.78%	+1.63	1 / 4	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.25%	+0.62%	+2.63	1 / 5
2025	+7.34%	+6.03%	+1.31	1 / 5
2024	+12.37%	+9.09%	+3.28	1 / 5
2023	+13.60%	+10.24%	+3.36	1 / 5
2022	+7.55%	+2.74%	+4.82	1 / 4
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.11%

51 windows

min 3.0% · max 19.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+11.27%

27 windows

min 10.0% · max 12.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+9.56%

2 windows

min 9.4% · max 9.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.31%

3-year · annualised

Sharpe ratio

1.10

vs risk-free 6.5%

Sortino ratio

5.50

Downside-only deviation

Max drawdown

-2.24%

Feb 2026 → Mar 2026

% positive months

83.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Conservative Hybrid Fund

Scheme	Fund house	NAV	As of
BANDHAN Conservative Hybrid Fund - Regular Plan - Growth	Bandhan	₹32.8772	17 Jul 2026
BARODA BNP PARIBAS Conservative Hybrid Fund-Regular Plan-Growth Option	Baroda BNP Paribas	₹46.4369	17 Jul 2026
Axis Conservative Hybrid Fund - Regular Plan - Growth Option	Axis	₹30.5859	17 Jul 2026
Sundaram Conservative Hybrid Fund (Formerly Known as Sundaram Debt Oriented Hybrid Fund) Regular Plan - Growth	Sundaram	₹29.4748	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹15.8821
16 Jul 2026	₹15.8624
15 Jul 2026	₹15.8488
14 Jul 2026	₹15.8364
13 Jul 2026	₹15.8624
10 Jul 2026	₹15.8731
9 Jul 2026	₹15.8489
8 Jul 2026	₹15.8531
7 Jul 2026	₹15.8988
6 Jul 2026	₹15.8974

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth is ₹15.8821. It's a Conservative Hybrid Fund from Parag Parikh, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth has NAV history starting from 28 May 2021, a track record of about 5 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth is managed by Parag Parikh. It's classified by AMFI under the 'Conservative Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth has delivered a absolute return of 4.99% — +2.72 pp ahead of the Conservative Hybrid Fund category average of 2.27%. The fund ranks #1 of 5 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth has delivered a CAGR of 10.56% — +3.55 pp ahead of the Conservative Hybrid Fund category average of 7.01%. The fund ranks #1 of 5 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth has delivered a CAGR of 9.68% — +2.97 pp ahead of the Conservative Hybrid Fund category average of 6.71%. The fund ranks #1 of 4 in its category — the top (Q1) quartile.

₹1 lakh invested in Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth exactly 5 years ago would be worth approximately ₹158,718 today — a multiplier of 1.59×, based on the 5-year CAGR of 9.68%. The category average over the same window would have grown ₹1 lakh to ₹138,384.

A ₹10,000 monthly SIP in Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹758,220 today. That's an XIRR (money-weighted annualised return) of 9.29%.

Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹758,220 — XIRR 9.29%.

On a 5-year basis, Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth ranks #1 out of 4 funds in the Conservative Hybrid Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 6.71%; this fund delivered 9.68%.

The worst peak-to-trough decline Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth has experienced over the last 5-year window is 2.38% — its NAV fell from a high on 06 Apr 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth averaged 9.56% (best 9.68%, worst 9.43%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.84 — reasonable risk-adjusted performance.

In calendar year 2025, Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth returned 7.34% — beating the Conservative Hybrid Fund category average of 6.03% by 1.31 pp. It ranked #1 of 5 in its category that year.

Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.4%. 5-year CAGR: 9.68%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Conservative Hybrid Fund

Recent NAVs

Frequently asked questions

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