Should I invest in BANDHAN Conservative Hybrid Fund?

We don't give personal investment advice. BANDHAN Conservative Hybrid Fund - Regular Plan - Growth is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.4%. 5-year CAGR: 5.42%.

Bandhan

BANDHAN Conservative Hybrid Fund - Regular Plan - Growth

Latest NAV

₹32.8772

As of

17 Jul 2026

3,965 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.27%	+0.15%	+0.12	1 / 5	Q1
1W	+0.11%	+0.06%	+0.05	2 / 5	Q2
2W	+0.16%	+0.12%	+0.04	3 / 5	Q3
1M	+1.13%	+0.83%	+0.30	1 / 5	Q1
3M	+1.15%	+1.36%	-0.21	4 / 5	Q4
6M	+0.85%	+1.14%	-0.29	3 / 5	Q3
YTD	+0.25%	+0.62%	-0.37	3 / 5	Q3
1Y	+2.49%	+2.27%	+0.22	3 / 5	Q3
2Y	+3.98%	+4.35%	-0.37	4 / 5	Q4
3Y	+6.54%	+7.01%	-0.47	3 / 5	Q3
4Y	+6.64%	+7.43%	-0.80	3 / 5	Q3
5Y	+5.42%	+6.71%	-1.30	4 / 4	Q4
7Y	+6.04%	+6.68%	-0.64	3 / 3	Q4
10Y	+6.19%	+6.19%	0.00	2 / 3	Q3
Inception	+7.51%	+7.78%	-0.27	2 / 4	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.25%	+0.62%	-0.37	3 / 5
2025	+6.72%	+6.03%	+0.69	2 / 5
2024	+7.76%	+9.09%	-1.33	4 / 5
2023	+9.37%	+10.24%	-0.87	3 / 5
2022	+0.14%	+2.74%	-2.59	4 / 4
2021	+5.95%	+10.29%	-4.34	3 / 3
2020	+8.38%	+9.81%	-1.43	2 / 3
2019	+8.21%	+3.68%	+4.53	1 / 3
2018	+1.73%	+1.32%	+0.42	2 / 3
2017	+9.13%	+10.83%	-1.70	3 / 3
2016	+8.79%	+7.53%	+1.26	2 / 3

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.74%

188 windows

min -1.5% · max 23.3%

96% positive

3-Year rolling

+7.90%

164 windows

min 3.3% · max 14.1%

100% positive

5-Year rolling

+7.79%

139 windows

min 4.7% · max 11.8%

100% positive

7-Year rolling

+7.64%

115 windows

min 5.5% · max 10.2%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.95%

3-year · annualised

Sharpe ratio

-0.04

vs risk-free 6.5%

Sortino ratio

-0.08

Downside-only deviation

Max drawdown

-5.27%

Dec 2025 → Mar 2026

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Conservative Hybrid Fund

Scheme	Fund house	NAV	As of
Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth	Parag Parikh	₹15.8821	17 Jul 2026
BARODA BNP PARIBAS Conservative Hybrid Fund-Regular Plan-Growth Option	Baroda BNP Paribas	₹46.4369	17 Jul 2026
Axis Conservative Hybrid Fund - Regular Plan - Growth Option	Axis	₹30.5859	17 Jul 2026
Sundaram Conservative Hybrid Fund (Formerly Known as Sundaram Debt Oriented Hybrid Fund) Regular Plan - Growth	Sundaram	₹29.4748	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹32.8772
16 Jul 2026	₹32.7895
15 Jul 2026	₹32.7886
14 Jul 2026	₹32.7351
13 Jul 2026	₹32.8530
10 Jul 2026	₹32.8398
9 Jul 2026	₹32.7466
8 Jul 2026	₹32.7409
7 Jul 2026	₹32.9231
6 Jul 2026	₹32.8966

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of BANDHAN Conservative Hybrid Fund - Regular Plan - Growth is ₹32.8772. It's a Conservative Hybrid Fund from Bandhan, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

BANDHAN Conservative Hybrid Fund - Regular Plan - Growth has NAV history starting from 26 Feb 2010, a track record of about 16 years 4 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

BANDHAN Conservative Hybrid Fund - Regular Plan - Growth is managed by Bandhan. It's classified by AMFI under the 'Conservative Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN Conservative Hybrid Fund - Regular Plan - Growth has delivered a absolute return of 2.49% — +0.22 pp ahead of the Conservative Hybrid Fund category average of 2.27%. The fund ranks #3 of 5 in its category — the third (Q3) quartile.

Over the trailing 3-year window, BANDHAN Conservative Hybrid Fund - Regular Plan - Growth has delivered a CAGR of 6.54% — -0.47 pp behind the Conservative Hybrid Fund category average of 7.01%. The fund ranks #3 of 5 in its category — the third (Q3) quartile.

Over the trailing 5-year window, BANDHAN Conservative Hybrid Fund - Regular Plan - Growth has delivered a CAGR of 5.42% — -1.3 pp behind the Conservative Hybrid Fund category average of 6.71%. The fund ranks #4 of 4 in its category — the bottom (Q4) quartile.

₹1 lakh invested in BANDHAN Conservative Hybrid Fund - Regular Plan - Growth exactly 10 years ago would be worth approximately ₹182,384 today — a multiplier of 1.82×, based on the 10-year CAGR of 6.19%. The category average over the same window would have grown ₹1 lakh to ₹182,398.

A ₹10,000 monthly SIP in BANDHAN Conservative Hybrid Fund - Regular Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹692,632 today. That's an XIRR (money-weighted annualised return) of 5.68%.

A ₹10,000 monthly SIP for 10 years in BANDHAN Conservative Hybrid Fund - Regular Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹1,624,440 (multiplier 1.35×). XIRR: 5.90%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, BANDHAN Conservative Hybrid Fund - Regular Plan - Growth ranks #4 out of 4 funds in the Conservative Hybrid Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 6.71%; this fund delivered 5.42%.

The worst peak-to-trough decline BANDHAN Conservative Hybrid Fund - Regular Plan - Growth has experienced over the last 5-year window is 5.42% — its NAV fell from a high on 17 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANDHAN Conservative Hybrid Fund - Regular Plan - Growth averaged 7.79% (best 11.79%, worst 4.68%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.28 — negative risk-adjusted performance.

In calendar year 2025, BANDHAN Conservative Hybrid Fund - Regular Plan - Growth returned 6.72% — beating the Conservative Hybrid Fund category average of 6.03% by 0.69 pp. It ranked #2 of 5 in its category that year.

BANDHAN Conservative Hybrid Fund - Regular Plan - Growth is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. BANDHAN Conservative Hybrid Fund - Regular Plan - Growth is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.4%. 5-year CAGR: 5.42%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

BANDHAN Conservative Hybrid Fund - Regular Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Conservative Hybrid Fund

Recent NAVs

Frequently asked questions

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