Should I invest in NIPPON INDIA EQUITY SAVINGS FUND - QUARTERLY IDCW Option?

We don't give personal investment advice. NIPPON INDIA EQUITY SAVINGS FUND - QUARTERLY IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 60.3%. 5-year CAGR: 6.59%.

Nippon India

NIPPON INDIA EQUITY SAVINGS FUND - QUARTERLY IDCW Option

Latest NAV

₹13.8903

As of

17 Jul 2026

2,738 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.24%	+0.12%	+0.12	6 / 18	Q2
1W	+0.05%	+0.15%	-0.10	12 / 18	Q3
2W	+0.02%	+0.21%	-0.19	14 / 18	Q4
1M	+0.31%	+0.45%	-0.14	11 / 18	Q3
3M	+0.54%	+0.51%	+0.03	9 / 18	Q2
6M	+0.49%	-0.11%	+0.60	8 / 18	Q2
YTD	+0.32%	-0.92%	+1.24	7 / 18	Q2
1Y	+2.89%	+0.74%	+2.16	4 / 18	Q1
2Y	+3.59%	+2.46%	+1.13	8 / 18	Q2
3Y	+6.41%	+4.11%	+2.30	6 / 18	Q2
4Y	+7.77%	+4.19%	+3.58	5 / 17	Q2
5Y	+6.59%	+3.59%	+3.00	6 / 16	Q2
7Y	+4.11%	+4.23%	-0.12	6 / 15	Q2
10Y	+2.87%	+3.69%	-0.82	4 / 10	Q2
Inception	+2.99%	+3.18%	-0.19	10 / 18	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.32%	-1.66%	+1.98	3 / 14
2025	+6.12%	+2.55%	+3.57	4 / 15
2024	+7.97%	+6.43%	+1.55	7 / 15
2023	+12.08%	+7.60%	+4.47	5 / 15
2022	+3.53%	+0.34%	+3.19	3 / 17
2021	+11.24%	+8.25%	+2.99	3 / 16
2020	-6.24%	+2.97%	-9.21	14 / 16
2019	-7.22%	+1.76%	-8.98	14 / 16
2018	-7.32%	-4.15%	-3.17	9 / 13
2017	+9.89%	+8.10%	+1.79	4 / 13
2016	+1.25%	+5.63%	-4.38	9 / 10

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.65%

124 windows

min -28.5% · max 22.7%

71% positive

3-Year rolling

+2.62%

100 windows

min -11.6% · max 13.4%

65% positive

5-Year rolling

+2.29%

75 windows

min -4.0% · max 11.6%

53% positive

7-Year rolling

+1.99%

51 windows

min 0.1% · max 4.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.27%

3-year · annualised

Sharpe ratio

-0.06

vs risk-free 6.5%

Sortino ratio

-0.13

Downside-only deviation

Max drawdown

-60.27%

Feb 2026 → Apr 2026

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
HDFC MULTIPLE YIELD-HDFC MULTIPLE YIELD - DIVIDEND	HDFC	₹12.3890	17 Jul 2026
NIPPON INDIA EQUITY SAVINGS FUND - SEGREGATED PORTFOLIO 2 - IDCW Option	Nippon India	₹0.0000	17 Jul 2026
ICICI Prudential Equity Savings Fund - Quarterly IDCW	ICICI Prudential	₹13.1700	17 Jul 2026
Franklin India Equity Savings Fund - IDCW	Franklin India	₹13.9104	17 Jul 2026
PGIM India Equity Savings Fund - Annual Dividend option	PGIM India	₹14.7084	17 Jul 2026
Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)- Income Distribution CUM Capital Withdrawal (IDCW)	Sundaram	₹14.2563	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹13.8903
16 Jul 2026	₹13.8565
15 Jul 2026	₹13.8631
14 Jul 2026	₹13.8605
13 Jul 2026	₹13.8855
10 Jul 2026	₹13.8836
9 Jul 2026	₹13.8355
8 Jul 2026	₹13.8283
7 Jul 2026	₹13.9166
6 Jul 2026	₹13.9267

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of NIPPON INDIA EQUITY SAVINGS FUND - QUARTERLY IDCW Option is ₹13.8903. It's a Equity Savings Fund from Nippon India, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

NIPPON INDIA EQUITY SAVINGS FUND - QUARTERLY IDCW Option has NAV history starting from 04 Jun 2015, a track record of about 11 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

NIPPON INDIA EQUITY SAVINGS FUND - QUARTERLY IDCW Option is managed by Nippon India. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NIPPON INDIA EQUITY SAVINGS FUND - QUARTERLY IDCW Option has delivered a absolute return of 2.89% — +2.16 pp ahead of the Equity Savings Fund category average of 0.74%. The fund ranks #4 of 18 in its category — the top (Q1) quartile.

Over the trailing 3-year window, NIPPON INDIA EQUITY SAVINGS FUND - QUARTERLY IDCW Option has delivered a CAGR of 6.41% — +2.3 pp ahead of the Equity Savings Fund category average of 4.11%. The fund ranks #6 of 18 in its category — the second (Q2) quartile.

Over the trailing 5-year window, NIPPON INDIA EQUITY SAVINGS FUND - QUARTERLY IDCW Option has delivered a CAGR of 6.59% — +3 pp ahead of the Equity Savings Fund category average of 3.59%. The fund ranks #6 of 16 in its category — the second (Q2) quartile.

₹1 lakh invested in NIPPON INDIA EQUITY SAVINGS FUND - QUARTERLY IDCW Option exactly 10 years ago would be worth approximately ₹132,650 today — a multiplier of 1.33×, based on the 10-year CAGR of 2.87%. The category average over the same window would have grown ₹1 lakh to ₹143,672.

A ₹10,000 monthly SIP in NIPPON INDIA EQUITY SAVINGS FUND - QUARTERLY IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹703,237 today. That's an XIRR (money-weighted annualised return) of 6.28%.

A ₹10,000 monthly SIP for 10 years in NIPPON INDIA EQUITY SAVINGS FUND - QUARTERLY IDCW Option = ₹1,200,000 invested. It would currently be worth ₹1,519,662 (multiplier 1.27×). XIRR: 4.62%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, NIPPON INDIA EQUITY SAVINGS FUND - QUARTERLY IDCW Option ranks #6 out of 16 funds in the Equity Savings Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 3.59%; this fund delivered 6.59%.

The worst peak-to-trough decline NIPPON INDIA EQUITY SAVINGS FUND - QUARTERLY IDCW Option has experienced over the last 5-year window is 60.27% — its NAV fell from a high on 18 Feb 2026 to a low on 01 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, NIPPON INDIA EQUITY SAVINGS FUND - QUARTERLY IDCW Option averaged 2.29% (best 11.62%, worst -3.97%). 53% of rolling windows ended positive. The 5-year Sharpe ratio is -0.02 — negative risk-adjusted performance.

In calendar year 2025, NIPPON INDIA EQUITY SAVINGS FUND - QUARTERLY IDCW Option returned 6.12% — beating the Equity Savings Fund category average of 2.55% by 3.57 pp. It ranked #4 of 15 in its category that year.

NIPPON INDIA EQUITY SAVINGS FUND - QUARTERLY IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. NIPPON INDIA EQUITY SAVINGS FUND - QUARTERLY IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 60.3%. 5-year CAGR: 6.59%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.