Should I invest in NIPPON INDIA EQUITY SAVINGS FUND - MONTHLY IDCW Option?

We don't give personal investment advice. NIPPON INDIA EQUITY SAVINGS FUND - MONTHLY IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 60.3%. 5-year CAGR: 6.60%.

Nippon India

NIPPON INDIA EQUITY SAVINGS FUND - MONTHLY IDCW Option

Latest NAV

₹13.6619

As of

3 Jun 2026

2,707 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.02%	+17.98%	-18.00	17 / 21	Q4
1W	-0.50%	+17.74%	-18.24	17 / 21	Q4
2W	-0.15%	+17.85%	-18.01	12 / 21	Q3
1M	-0.70%	+17.61%	-18.31	15 / 21	Q3
3M	-1.28%	+16.90%	-18.18	11 / 21	Q3
6M	-0.81%	+16.70%	-17.51	11 / 21	Q3
YTD	-1.33%	+16.28%	-17.62	12 / 21	Q3
1Y	+2.00%	+17.95%	-15.95	9 / 21	Q2
2Y	+3.74%	+9.32%	-5.59	12 / 21	Q3
3Y	+6.53%	+8.04%	-1.51	9 / 21	Q2
4Y	+7.44%	+6.67%	+0.77	9 / 20	Q2
5Y	+6.60%	+5.79%	+0.81	8 / 19	Q2
7Y	+3.48%	+3.85%	-0.38	8 / 15	Q3
10Y	+2.79%	+3.77%	-0.98	5 / 10	Q2
Inception	+2.87%	+4.92%	-2.05	12 / 21	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.33%	-3.05%	+1.72	5 / 14
2025	+6.12%	+23.13%	-17.01	8 / 18
2024	+7.98%	+5.36%	+2.62	6 / 18
2023	+12.08%	+6.34%	+5.74	4 / 18
2022	+3.53%	+0.29%	+3.24	4 / 20
2021	+11.24%	+6.95%	+4.29	2 / 19
2020	-6.24%	+2.50%	-8.74	18 / 19
2019	-7.90%	+1.76%	-9.66	15 / 16
2018	-6.98%	-4.15%	-2.83	8 / 13
2017	+9.86%	+8.10%	+1.76	5 / 13
2016	+1.72%	+5.63%	-3.90	8 / 10

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.48%

122 windows

min -30.5% · max 27.2%

72% positive

3-Year rolling

+2.40%

98 windows

min -12.1% · max 12.8%

63% positive

5-Year rolling

+2.09%

74 windows

min -4.0% · max 10.7%

51% positive

7-Year rolling

+1.92%

49 windows

min 0.0% · max 3.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.41%

3-year · annualised

Sharpe ratio

-0.03

vs risk-free 6.5%

Sortino ratio

-0.05

Downside-only deviation

Max drawdown

-60.27%

Feb 2026 → Apr 2026

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
HDFC MULTIPLE YIELD-HDFC MULTIPLE YIELD - DIVIDEND	HDFC	₹12.2950	3 Jun 2026
NIPPON INDIA EQUITY SAVINGS FUND - SEGREGATED PORTFOLIO 2 - IDCW Option	Nippon India	₹0.0000	3 Jun 2026
ICICI Prudential Equity Savings Fund - Quarterly IDCW	ICICI Prudential	₹13.1000	3 Jun 2026
Franklin India Equity Savings Fund - IDCW	Franklin India	₹13.6543	3 Jun 2026
PGIM India Equity Savings Fund - Annual Dividend option	PGIM India	₹14.3350	3 Jun 2026
Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)- Income Distribution CUM Capital Withdrawal (IDCW)	Sundaram	₹13.9429	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹13.6619
2 Jun 2026	₹13.6710
1 Jun 2026	₹13.6741
29 May 2026	₹13.6871
27 May 2026	₹13.7537
26 May 2026	₹13.7400
25 May 2026	₹13.7550
22 May 2026	₹13.6920
21 May 2026	₹13.6917
20 May 2026	₹13.6964

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of NIPPON INDIA EQUITY SAVINGS FUND - MONTHLY IDCW Option is ₹13.6619. It's a Equity Savings Fund from Nippon India, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

NIPPON INDIA EQUITY SAVINGS FUND - MONTHLY IDCW Option has NAV history starting from 04 Jun 2015, a track record of about 10 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

NIPPON INDIA EQUITY SAVINGS FUND - MONTHLY IDCW Option is managed by Nippon India. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NIPPON INDIA EQUITY SAVINGS FUND - MONTHLY IDCW Option has delivered a absolute return of 2.00% — -15.95 pp behind the Equity Savings Fund category average of 17.95%. The fund ranks #9 of 21 in its category — the second (Q2) quartile.

Over the trailing 3-year window, NIPPON INDIA EQUITY SAVINGS FUND - MONTHLY IDCW Option has delivered a CAGR of 6.53% — -1.51 pp behind the Equity Savings Fund category average of 8.04%. The fund ranks #9 of 21 in its category — the second (Q2) quartile.

Over the trailing 5-year window, NIPPON INDIA EQUITY SAVINGS FUND - MONTHLY IDCW Option has delivered a CAGR of 6.60% — +0.81 pp ahead of the Equity Savings Fund category average of 5.79%. The fund ranks #8 of 19 in its category — the second (Q2) quartile.

₹1 lakh invested in NIPPON INDIA EQUITY SAVINGS FUND - MONTHLY IDCW Option exactly 10 years ago would be worth approximately ₹131,682 today — a multiplier of 1.32×, based on the 10-year CAGR of 2.79%. The category average over the same window would have grown ₹1 lakh to ₹144,807.

A ₹10,000 monthly SIP in NIPPON INDIA EQUITY SAVINGS FUND - MONTHLY IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹697,509 today. That's an XIRR (money-weighted annualised return) of 5.96%.

A ₹10,000 monthly SIP for 10 years in NIPPON INDIA EQUITY SAVINGS FUND - MONTHLY IDCW Option = ₹1,200,000 invested. It would currently be worth ₹1,499,835 (multiplier 1.25×). XIRR: 4.36%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, NIPPON INDIA EQUITY SAVINGS FUND - MONTHLY IDCW Option ranks #8 out of 19 funds in the Equity Savings Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 5.79%; this fund delivered 6.60%.

The worst peak-to-trough decline NIPPON INDIA EQUITY SAVINGS FUND - MONTHLY IDCW Option has experienced over the last 5-year window is 60.27% — its NAV fell from a high on 18 Feb 2026 to a low on 01 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, NIPPON INDIA EQUITY SAVINGS FUND - MONTHLY IDCW Option averaged 2.09% (best 10.72%, worst -4.01%). 51% of rolling windows ended positive. The 5-year Sharpe ratio is 0.02 — weak risk-adjusted performance.

In calendar year 2025, NIPPON INDIA EQUITY SAVINGS FUND - MONTHLY IDCW Option returned 6.12% — lagging the Equity Savings Fund category average of 23.13% by 17.01 pp. It ranked #8 of 18 in its category that year.

NIPPON INDIA EQUITY SAVINGS FUND - MONTHLY IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. NIPPON INDIA EQUITY SAVINGS FUND - MONTHLY IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 60.3%. 5-year CAGR: 6.60%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.