Should I invest in NIPPON INDIA CREDIT RISK FUND - QUARTERLY IDCW Option?

We don't give personal investment advice. NIPPON INDIA CREDIT RISK FUND - QUARTERLY IDCW Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.0%. 5-year CAGR: 1.95%.

Nippon India

NIPPON INDIA CREDIT RISK FUND - QUARTERLY IDCW Option

Latest NAV

₹13.1240

As of

3 Jun 2026

3,870 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.07%	+53.59%	-53.51	5 / 11	Q2
1W	+0.29%	+30.19%	-29.90	5 / 13	Q2
2W	+0.46%	+41.30%	-40.84	4 / 12	Q2
1M	+0.39%	+41.75%	-41.36	5 / 12	Q2
3M	-0.70%	+43.25%	-43.95	11 / 12	Q4
6M	-0.56%	+45.00%	-45.57	9 / 12	Q3
YTD	+0.68%	+42.20%	-41.52	10 / 12	Q4
1Y	-1.39%	+50.25%	-51.63	9 / 12	Q3
2Y	+0.42%	+18.45%	-18.03	9 / 11	Q4
3Y	+0.30%	+3.72%	-3.42	7 / 9	Q4
4Y	+0.99%	+3.39%	-2.40	6 / 9	Q3
5Y	+1.95%	+3.15%	-1.20	5 / 9	Q3
7Y	+0.40%	+2.11%	-1.72	5 / 8	Q3
10Y	-0.05%	+2.30%	-2.35	6 / 7	Q4
Inception	+0.44%	+18.69%	-18.25	9 / 11	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.68%	+1.30%	-0.62	5 / 5
2025	+0.74%	+4.18%	-3.44	5 / 5
2024	+1.02%	+3.64%	-2.61	3 / 5
2023	+1.08%	-11.24%	+12.31	4 / 7
2022	-0.21%	+60.56%	-60.78	8 / 10
2021	+9.79%	+0.71%	+9.08	3 / 10
2020	-5.95%	+0.51%	-6.46	9 / 9
2019	-4.94%	+1.65%	-6.59	9 / 9
2018	-0.97%	+1.81%	-2.78	8 / 9
2017	-0.89%	+1.49%	-2.38	6 / 9
2016	+1.46%	+4.19%	-2.73	6 / 9

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.52%

184 windows

min -16.8% · max 15.9%

68% positive

3-Year rolling

+0.36%

159 windows

min -6.7% · max 6.3%

72% positive

5-Year rolling

+0.24%

135 windows

min -3.6% · max 4.2%

55% positive

7-Year rolling

-0.15%

111 windows

min -2.4% · max 1.3%

38% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.27%

3-year · annualised

Sharpe ratio

-1.88

vs risk-free 6.5%

Sortino ratio

-2.33

Downside-only deviation

Max drawdown

-2.98%

Jun 2025 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Credit Risk Fund

Scheme	Fund house	NAV	As of
HDFC Credit Risk Debt Fund - IDCW Option	HDFC	₹23.3474	3 Jun 2026
NIPPON INDIA CREDIT RISK FUND - SEGREGATED PORTFOLIO 2 - IDCW Option	Nippon India	₹0.0000	3 Jun 2026
ICICI Prudential Credit Risk Fund - Quarterly IDCW	ICICI Prudential	₹11.2642	3 Jun 2026
Franklin India Credit Risk Fund- Segregated Portfolio 3 (9.50% Yes Bank Ltd CO 23Dec21) - IDCW	Franklin India	₹0.0000	3 Jun 2026
Baroda BNP Paribas Credit Risk fund -Defunct -Monthly IDCW option -Seg. Portfolio 2 (erstwhile BBNPP Medium Duration Fund Defunct-Monthly IDCW option Seg. Portfolio 1)	Baroda BNP Paribas	₹0.0000	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹13.1240
2 Jun 2026	₹13.1272
1 Jun 2026	₹13.1174
29 May 2026	₹13.1101
27 May 2026	₹13.0959
26 May 2026	₹13.0892
25 May 2026	₹13.0824
22 May 2026	₹13.0626
21 May 2026	₹13.0540
20 May 2026	₹13.0638

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of NIPPON INDIA CREDIT RISK FUND - QUARTERLY IDCW Option is ₹13.1240. It's a Credit Risk Fund from Nippon India, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

NIPPON INDIA CREDIT RISK FUND - QUARTERLY IDCW Option has NAV history starting from 21 May 2010, a track record of about 16 years. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

NIPPON INDIA CREDIT RISK FUND - QUARTERLY IDCW Option is managed by Nippon India. It's classified by AMFI under the 'Credit Risk Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NIPPON INDIA CREDIT RISK FUND - QUARTERLY IDCW Option has delivered a absolute return of -1.39% — -51.63 pp behind the Credit Risk Fund category average of 50.25%. The fund ranks #9 of 12 in its category — the third (Q3) quartile.

Over the trailing 3-year window, NIPPON INDIA CREDIT RISK FUND - QUARTERLY IDCW Option has delivered a CAGR of 0.30% — -3.42 pp behind the Credit Risk Fund category average of 3.72%. The fund ranks #7 of 9 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, NIPPON INDIA CREDIT RISK FUND - QUARTERLY IDCW Option has delivered a CAGR of 1.95% — -1.2 pp behind the Credit Risk Fund category average of 3.15%. The fund ranks #5 of 9 in its category — the third (Q3) quartile.

₹1 lakh invested in NIPPON INDIA CREDIT RISK FUND - QUARTERLY IDCW Option exactly 10 years ago would be worth approximately ₹99,468 today — a multiplier of 0.99×, based on the 10-year CAGR of -0.05%. The category average over the same window would have grown ₹1 lakh to ₹125,517.

A ₹10,000 monthly SIP in NIPPON INDIA CREDIT RISK FUND - QUARTERLY IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹612,056 today. That's an XIRR (money-weighted annualised return) of 0.78%.

A ₹10,000 monthly SIP for 10 years in NIPPON INDIA CREDIT RISK FUND - QUARTERLY IDCW Option = ₹1,200,000 invested. It would currently be worth ₹1,240,331 (multiplier 1.03×). XIRR: 0.65%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, NIPPON INDIA CREDIT RISK FUND - QUARTERLY IDCW Option ranks #5 out of 9 funds in the Credit Risk Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 3.15%; this fund delivered 1.95%.

The worst peak-to-trough decline NIPPON INDIA CREDIT RISK FUND - QUARTERLY IDCW Option has experienced over the last 5-year window is 2.98% — its NAV fell from a high on 09 Jun 2025 to a low on 27 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, NIPPON INDIA CREDIT RISK FUND - QUARTERLY IDCW Option averaged 0.24% (best 4.21%, worst -3.57%). 55% of rolling windows ended positive. The 5-year Sharpe ratio is -1.05 — negative risk-adjusted performance.

In calendar year 2025, NIPPON INDIA CREDIT RISK FUND - QUARTERLY IDCW Option returned 0.74% — lagging the Credit Risk Fund category average of 4.18% by 3.44 pp. It ranked #5 of 5 in its category that year.

NIPPON INDIA CREDIT RISK FUND - QUARTERLY IDCW Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. NIPPON INDIA CREDIT RISK FUND - QUARTERLY IDCW Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.0%. 5-year CAGR: 1.95%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.