Should I invest in ICICI Prudential Credit Risk Fund - Quarterly IDCW?

We don't give personal investment advice. ICICI Prudential Credit Risk Fund - Quarterly IDCW is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.7%. 5-year CAGR: 0.50%.

ICICI Prudential

ICICI Prudential Credit Risk Fund - Quarterly IDCW

Latest NAV

₹11.2642

As of

3 Jun 2026

3,737 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	+53.59%	-53.57	8 / 11	Q3
1W	+0.23%	+30.19%	-29.96	8 / 13	Q3
2W	+0.38%	+41.30%	-40.92	9 / 12	Q3
1M	+0.37%	+41.75%	-41.38	7 / 12	Q3
3M	-0.18%	+43.25%	-43.43	9 / 12	Q3
6M	-1.08%	+45.00%	-46.08	10 / 12	Q4
YTD	+0.76%	+42.20%	-41.44	7 / 12	Q3
1Y	+0.12%	+50.25%	-50.12	7 / 12	Q3
2Y	+0.97%	+18.45%	-17.48	7 / 11	Q3
3Y	+0.77%	+3.72%	-2.96	5 / 9	Q3
4Y	+1.09%	+3.39%	-2.30	5 / 9	Q3
5Y	+0.50%	+3.15%	-2.65	6 / 9	Q3
7Y	+0.79%	+2.11%	-1.32	4 / 8	Q2
10Y	+0.71%	+2.30%	-1.59	4 / 7	Q3
Inception	+0.77%	+18.69%	-17.92	7 / 11	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.76%	+1.30%	-0.54	3 / 5
2025	+2.19%	+4.18%	-1.99	3 / 5
2024	+0.09%	+3.64%	-3.55	5 / 5
2023	+0.62%	-11.24%	+11.85	5 / 7
2022	+0.51%	+60.56%	-60.05	7 / 10
2021	+0.45%	+0.71%	-0.26	5 / 10
2020	+2.06%	+0.51%	+1.55	3 / 9
2019	+0.45%	+1.65%	-1.20	6 / 9
2018	+0.35%	+1.81%	-1.45	5 / 9
2017	+0.26%	+1.49%	-1.23	4 / 9
2016	+0.63%	+4.19%	-3.56	7 / 9

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.74%

177 windows

min -2.4% · max 4.7%

77% positive

3-Year rolling

+0.68%

153 windows

min -0.8% · max 1.8%

97% positive

5-Year rolling

+0.65%

128 windows

min 0.0% · max 1.3%

100% positive

7-Year rolling

+0.67%

104 windows

min 0.3% · max 1.4%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.24%

3-year · annualised

Sharpe ratio

-1.76

vs risk-free 6.5%

Sortino ratio

-2.27

Downside-only deviation

Max drawdown

-2.70%

Dec 2025 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Credit Risk Fund

Scheme	Fund house	NAV	As of
HDFC Credit Risk Debt Fund - IDCW Option	HDFC	₹23.3474	3 Jun 2026
NIPPON INDIA CREDIT RISK FUND - SEGREGATED PORTFOLIO 2 - IDCW Option	Nippon India	₹0.0000	3 Jun 2026
Franklin India Credit Risk Fund- Segregated Portfolio 3 (9.50% Yes Bank Ltd CO 23Dec21) - IDCW	Franklin India	₹0.0000	3 Jun 2026
Baroda BNP Paribas Credit Risk fund -Defunct -Monthly IDCW option -Seg. Portfolio 2 (erstwhile BBNPP Medium Duration Fund Defunct-Monthly IDCW option Seg. Portfolio 1)	Baroda BNP Paribas	₹0.0000	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹11.2642
2 Jun 2026	₹11.2686
1 Jun 2026	₹11.2663
29 May 2026	₹11.2491
27 May 2026	₹11.2494
26 May 2026	₹11.2429
25 May 2026	₹11.2365
22 May 2026	₹11.2227
21 May 2026	₹11.2209
20 May 2026	₹11.2302

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ICICI Prudential Credit Risk Fund - Quarterly IDCW is ₹11.2642. It's a Credit Risk Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Credit Risk Fund - Quarterly IDCW has NAV history starting from 06 Dec 2010, a track record of about 15 years 5 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Credit Risk Fund - Quarterly IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Credit Risk Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Credit Risk Fund - Quarterly IDCW has delivered a absolute return of 0.12% — -50.12 pp behind the Credit Risk Fund category average of 50.25%. The fund ranks #7 of 12 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ICICI Prudential Credit Risk Fund - Quarterly IDCW has delivered a CAGR of 0.77% — -2.96 pp behind the Credit Risk Fund category average of 3.72%. The fund ranks #5 of 9 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ICICI Prudential Credit Risk Fund - Quarterly IDCW has delivered a CAGR of 0.50% — -2.65 pp behind the Credit Risk Fund category average of 3.15%. The fund ranks #6 of 9 in its category — the third (Q3) quartile.

₹1 lakh invested in ICICI Prudential Credit Risk Fund - Quarterly IDCW exactly 10 years ago would be worth approximately ₹107,324 today — a multiplier of 1.07×, based on the 10-year CAGR of 0.71%. The category average over the same window would have grown ₹1 lakh to ₹125,517.

A ₹10,000 monthly SIP in ICICI Prudential Credit Risk Fund - Quarterly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹614,791 today. That's an XIRR (money-weighted annualised return) of 0.96%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Credit Risk Fund - Quarterly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,252,740 (multiplier 1.04×). XIRR: 0.85%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Credit Risk Fund - Quarterly IDCW ranks #6 out of 9 funds in the Credit Risk Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 3.15%; this fund delivered 0.50%.

The worst peak-to-trough decline ICICI Prudential Credit Risk Fund - Quarterly IDCW has experienced over the last 5-year window is 2.74% — its NAV fell from a high on 14 Jun 2021 to a low on 09 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Credit Risk Fund - Quarterly IDCW averaged 0.65% (best 1.32%, worst 0.04%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -1.96 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Credit Risk Fund - Quarterly IDCW returned 2.19% — lagging the Credit Risk Fund category average of 4.18% by 1.99 pp. It ranked #3 of 5 in its category that year.

ICICI Prudential Credit Risk Fund - Quarterly IDCW doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ICICI Prudential Credit Risk Fund - Quarterly IDCW is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.7%. 5-year CAGR: 0.50%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.