Should I invest in NIPPON INDIA CONSERVATIVE HYBRID FUND - MONTHLY IDCW Option?

We don't give personal investment advice. NIPPON INDIA CONSERVATIVE HYBRID FUND - DIRECT Plan - MONTHLY IDCW Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.6%. 5-year CAGR: 0.20%.

Nippon India

NIPPON INDIA CONSERVATIVE HYBRID FUND - DIRECT Plan - MONTHLY IDCW Option

Latest NAV

₹11.6701

As of

3 Jun 2026

3,236 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.11%	+28.60%	-28.49	21 / 44	Q2
1W	+0.01%	+25.50%	-25.49	10 / 45	Q1
2W	+0.33%	+25.90%	-25.57	11 / 45	Q1
1M	+0.02%	+25.25%	-25.23	13 / 44	Q2
3M	+0.17%	+27.70%	-27.53	12 / 43	Q2
6M	-0.25%	+20.63%	-20.88	9 / 41	Q1
YTD	-0.21%	+16.85%	-17.05	12 / 42	Q2
1Y	-0.16%	+22.20%	-22.36	12 / 41	Q2
2Y	0.00%	+6.89%	-6.89	23 / 41	Q3
3Y	+0.14%	+2.36%	-2.23	34 / 38	Q4
4Y	+0.43%	+2.88%	-2.45	33 / 38	Q4
5Y	+0.20%	+2.44%	-2.24	29 / 36	Q4
7Y	-1.26%	+2.63%	-3.89	34 / 34	Q4
10Y	-0.83%	+2.19%	-3.02	32 / 32	Q4
Inception	+0.32%	+18.00%	-17.68	40 / 40	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.21%	-2.43%	+2.22	7 / 35
2025	+0.19%	+0.75%	-0.56	24 / 37
2024	+0.30%	+4.66%	-4.36	33 / 37
2023	+0.38%	+5.35%	-4.97	35 / 37
2022	-0.28%	+22.58%	-22.85	17 / 38
2021	+3.15%	+1.59%	+1.57	23 / 38
2020	-9.32%	+4.76%	-14.08	35 / 35
2019	-4.10%	+0.47%	-4.58	31 / 35
2018	-2.70%	-3.59%	+0.89	12 / 35
2017	+1.42%	+4.34%	-2.92	25 / 35
2016	+1.74%	+3.67%	-1.93	26 / 33

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.58%

152 windows

min -21.6% · max 19.2%

62% positive

3-Year rolling

-0.23%

127 windows

min -8.4% · max 6.6%

58% positive

5-Year rolling

-0.75%

103 windows

min -5.0% · max 3.6%

37% positive

7-Year rolling

-1.22%

79 windows

min -2.1% · max 1.4%

9% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.62%

3-year · annualised

Sharpe ratio

-3.92

vs risk-free 6.5%

Sortino ratio

-5.67

Downside-only deviation

Max drawdown

-3.14%

Apr 2025 → Mar 2026

% positive months

50.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Conservative Hybrid Fund

Scheme	Fund house	NAV	As of
HDFC Hybrid Debt Fund - IDCW Monthly - Direct Plan	HDFC	₹14.9578	3 Jun 2026
NIPPON INDIA CONSERVATIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - DIRECT Plan - MONTHLY IDCW Option	Nippon India	₹0.0000	3 Jun 2026
SBI Conservative Hybrid Fund - Direct Plan - Quarterly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹25.1501	3 Jun 2026
ICICI Prudential Regular Savings Fund - Direct Plan - Half Yearly IDCW	ICICI Prudential	₹16.5400	3 Jun 2026
BANDHAN Conservative Hybrid Fund-Direct Plan-IDCW	Bandhan	₹12.9865	3 Jun 2026
Aditya Birla Sun Life Regular Savings Fund - DIRECT - MONTHLY IDCW	Aditya Birla Sun Life	₹26.6729	3 Jun 2026
Franklin India Conservative Hybrid Fund - Plan A - Direct - Monthly - IDCW	Franklin India	₹14.1894	3 Jun 2026
Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option - Direct	Kotak	₹13.2775	3 Jun 2026
Parag Parikh Conservative Hybrid Fund - Direct Plan - Monthly IDCW	Parag Parikh	₹10.8153	3 Jun 2026
DSP Regular Savings Fund - Direct Plan - IDCW - Monthly	DSP	₹13.9942	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹11.6701
2 Jun 2026	₹11.6787
1 Jun 2026	₹11.6657
29 May 2026	₹11.6684
27 May 2026	₹11.6812
26 May 2026	₹11.6774
25 May 2026	₹11.6770
22 May 2026	₹11.6460
21 May 2026	₹11.6336
20 May 2026	₹11.6401

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of NIPPON INDIA CONSERVATIVE HYBRID FUND - DIRECT Plan - MONTHLY IDCW Option is ₹11.6701. It's a Conservative Hybrid Fund from Nippon India, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

NIPPON INDIA CONSERVATIVE HYBRID FUND - DIRECT Plan - MONTHLY IDCW Option has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

NIPPON INDIA CONSERVATIVE HYBRID FUND - DIRECT Plan - MONTHLY IDCW Option is managed by Nippon India. It's classified by AMFI under the 'Conservative Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NIPPON INDIA CONSERVATIVE HYBRID FUND - DIRECT Plan - MONTHLY IDCW Option has delivered a absolute return of -0.16% — -22.36 pp behind the Conservative Hybrid Fund category average of 22.20%. The fund ranks #12 of 41 in its category — the second (Q2) quartile.

Over the trailing 3-year window, NIPPON INDIA CONSERVATIVE HYBRID FUND - DIRECT Plan - MONTHLY IDCW Option has delivered a CAGR of 0.14% — -2.23 pp behind the Conservative Hybrid Fund category average of 2.36%. The fund ranks #34 of 38 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, NIPPON INDIA CONSERVATIVE HYBRID FUND - DIRECT Plan - MONTHLY IDCW Option has delivered a CAGR of 0.20% — -2.24 pp behind the Conservative Hybrid Fund category average of 2.44%. The fund ranks #29 of 36 in its category — the bottom (Q4) quartile.

₹1 lakh invested in NIPPON INDIA CONSERVATIVE HYBRID FUND - DIRECT Plan - MONTHLY IDCW Option exactly 10 years ago would be worth approximately ₹92,017 today — a multiplier of 0.92×, based on the 10-year CAGR of -0.83%. The category average over the same window would have grown ₹1 lakh to ₹124,160.

A ₹10,000 monthly SIP in NIPPON INDIA CONSERVATIVE HYBRID FUND - DIRECT Plan - MONTHLY IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹602,851 today. That's an XIRR (money-weighted annualised return) of 0.19%.

A ₹10,000 monthly SIP for 10 years in NIPPON INDIA CONSERVATIVE HYBRID FUND - DIRECT Plan - MONTHLY IDCW Option = ₹1,200,000 invested. It would currently be worth ₹1,169,950 (multiplier 0.97×). XIRR: -0.50%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, NIPPON INDIA CONSERVATIVE HYBRID FUND - DIRECT Plan - MONTHLY IDCW Option ranks #29 out of 36 funds in the Conservative Hybrid Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 2.44%; this fund delivered 0.20%.

The worst peak-to-trough decline NIPPON INDIA CONSERVATIVE HYBRID FUND - DIRECT Plan - MONTHLY IDCW Option has experienced over the last 5-year window is 3.63% — its NAV fell from a high on 20 Apr 2023 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, NIPPON INDIA CONSERVATIVE HYBRID FUND - DIRECT Plan - MONTHLY IDCW Option averaged -0.75% (best 3.59%, worst -5.01%). 37% of rolling windows ended positive. The 5-year Sharpe ratio is -2.94 — negative risk-adjusted performance.

In calendar year 2025, NIPPON INDIA CONSERVATIVE HYBRID FUND - DIRECT Plan - MONTHLY IDCW Option returned 0.19% — lagging the Conservative Hybrid Fund category average of 0.75% by 0.56 pp. It ranked #24 of 37 in its category that year.

NIPPON INDIA CONSERVATIVE HYBRID FUND - DIRECT Plan - MONTHLY IDCW Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. NIPPON INDIA CONSERVATIVE HYBRID FUND - DIRECT Plan - MONTHLY IDCW Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.6%. 5-year CAGR: 0.20%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.