Should I invest in Parag Parikh Conservative Hybrid Fund - Monthly IDCW?

We don't give personal investment advice. Parag Parikh Conservative Hybrid Fund - Direct Plan - Monthly IDCW is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.0%. 5-year CAGR: 1.57%.

Parag Parikh

Parag Parikh Conservative Hybrid Fund - Direct Plan - Monthly IDCW

Latest NAV

₹10.8153

As of

3 Jun 2026

1,214 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.04%	+28.60%	-28.64	41 / 44	Q4
1W	-0.05%	+25.50%	-25.55	12 / 45	Q2
2W	-0.38%	+25.90%	-26.28	38 / 45	Q4
1M	-0.89%	+25.25%	-26.14	37 / 44	Q4
3M	-2.60%	+27.70%	-30.30	33 / 43	Q4
6M	-2.54%	+20.63%	-23.17	20 / 41	Q2
YTD	-2.30%	+16.85%	-19.14	22 / 42	Q3
1Y	-2.89%	+22.20%	-25.09	19 / 41	Q2
2Y	-0.12%	+6.89%	-7.01	25 / 41	Q3
3Y	+1.85%	+2.36%	-0.51	17 / 38	Q2
4Y	+1.92%	+2.88%	-0.96	19 / 38	Q2
5Y	+1.57%	+2.44%	-0.88	16 / 36	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+1.59%	+18.00%	-16.41	24 / 40	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.30%	-2.43%	+0.13	17 / 35
2025	+2.84%	+0.75%	+2.09	9 / 37
2024	+3.01%	+4.66%	-1.65	26 / 37
2023	+3.50%	+5.35%	-1.85	26 / 37
2022	+0.42%	+22.58%	-22.16	13 / 38
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+2.25%

50 windows

min -2.9% · max 7.6%

78% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+2.84%

25 windows

min 1.9% · max 3.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+1.57%

1 window

min 1.6% · max 1.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.78%

3-year · annualised

Sharpe ratio

-1.22

vs risk-free 6.5%

Sortino ratio

-1.84

Downside-only deviation

Max drawdown

-5.04%

Sep 2024 → Mar 2025

% positive months

50.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Conservative Hybrid Fund

Scheme	Fund house	NAV	As of
HDFC Hybrid Debt Fund - IDCW Monthly - Direct Plan	HDFC	₹14.9578	3 Jun 2026
NIPPON INDIA CONSERVATIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - DIRECT Plan - MONTHLY IDCW Option	Nippon India	₹0.0000	3 Jun 2026
SBI Conservative Hybrid Fund - Direct Plan - Quarterly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹25.1501	3 Jun 2026
ICICI Prudential Regular Savings Fund - Direct Plan - Half Yearly IDCW	ICICI Prudential	₹16.5400	3 Jun 2026
BANDHAN Conservative Hybrid Fund-Direct Plan-IDCW	Bandhan	₹12.9865	3 Jun 2026
Aditya Birla Sun Life Regular Savings Fund - DIRECT - MONTHLY IDCW	Aditya Birla Sun Life	₹26.6729	3 Jun 2026
Franklin India Conservative Hybrid Fund - Plan A - Direct - Monthly - IDCW	Franklin India	₹14.1894	3 Jun 2026
Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option - Direct	Kotak	₹13.2775	3 Jun 2026
DSP Regular Savings Fund - Direct Plan - IDCW - Monthly	DSP	₹13.9942	3 Jun 2026
HSBC Conservative Hybrid Fund - Direct Monthly IDCW	HSBC	₹17.1780	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹10.8153
2 Jun 2026	₹10.8252
1 Jun 2026	₹10.8300
29 May 2026	₹10.8179
27 May 2026	₹10.8353
26 May 2026	₹10.8302
25 May 2026	₹10.8326
22 May 2026	₹10.8567
21 May 2026	₹10.8654
20 May 2026	₹10.8602

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Parag Parikh Conservative Hybrid Fund - Direct Plan - Monthly IDCW is ₹10.8153. It's a Conservative Hybrid Fund from Parag Parikh, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Parag Parikh Conservative Hybrid Fund - Direct Plan - Monthly IDCW has NAV history starting from 28 May 2021, a track record of about 5 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Parag Parikh Conservative Hybrid Fund - Direct Plan - Monthly IDCW is managed by Parag Parikh. It's classified by AMFI under the 'Conservative Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Parag Parikh Conservative Hybrid Fund - Direct Plan - Monthly IDCW has delivered a absolute return of -2.89% — -25.09 pp behind the Conservative Hybrid Fund category average of 22.20%. The fund ranks #19 of 41 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Parag Parikh Conservative Hybrid Fund - Direct Plan - Monthly IDCW has delivered a CAGR of 1.85% — -0.51 pp behind the Conservative Hybrid Fund category average of 2.36%. The fund ranks #17 of 38 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Parag Parikh Conservative Hybrid Fund - Direct Plan - Monthly IDCW has delivered a CAGR of 1.57% — -0.88 pp behind the Conservative Hybrid Fund category average of 2.44%. The fund ranks #16 of 36 in its category — the second (Q2) quartile.

₹1 lakh invested in Parag Parikh Conservative Hybrid Fund - Direct Plan - Monthly IDCW exactly 5 years ago would be worth approximately ₹108,083 today — a multiplier of 1.08×, based on the 5-year CAGR of 1.57%. The category average over the same window would have grown ₹1 lakh to ₹112,820.

A ₹10,000 monthly SIP in Parag Parikh Conservative Hybrid Fund - Direct Plan - Monthly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹618,887 today. That's an XIRR (money-weighted annualised return) of 1.22%.

Parag Parikh Conservative Hybrid Fund - Direct Plan - Monthly IDCW doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹618,887 — XIRR 1.22%.

On a 5-year basis, Parag Parikh Conservative Hybrid Fund - Direct Plan - Monthly IDCW ranks #16 out of 36 funds in the Conservative Hybrid Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 2.44%; this fund delivered 1.57%.

The worst peak-to-trough decline Parag Parikh Conservative Hybrid Fund - Direct Plan - Monthly IDCW has experienced over the last 5-year window is 5.04% — its NAV fell from a high on 27 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Parag Parikh Conservative Hybrid Fund - Direct Plan - Monthly IDCW averaged 1.57% (best 1.57%, worst 1.57%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -1.46 — negative risk-adjusted performance.

In calendar year 2025, Parag Parikh Conservative Hybrid Fund - Direct Plan - Monthly IDCW returned 2.84% — beating the Conservative Hybrid Fund category average of 0.75% by 2.09 pp. It ranked #9 of 37 in its category that year.

Parag Parikh Conservative Hybrid Fund - Direct Plan - Monthly IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Parag Parikh Conservative Hybrid Fund - Direct Plan - Monthly IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.0%. 5-year CAGR: 1.57%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.