Should I invest in NIPPON INDIA BANKING and PSU FUND - WEEKLY IDCW Option?

We don't give personal investment advice. NIPPON INDIA BANKING and PSU FUND - Direct Plan - WEEKLY IDCW Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.1%. 5-year CAGR: -0.18%.

Nippon India

NIPPON INDIA BANKING and PSU FUND - Direct Plan - WEEKLY IDCW Option

Latest NAV

₹10.2623

As of

3 Jun 2026

2,672 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.08%	+0.04%	+0.05	4 / 60	Q1
1W	+0.27%	+0.18%	+0.08	12 / 60	Q1
2W	+0.44%	+0.25%	+0.19	10 / 60	Q1
1M	+0.17%	+0.10%	+0.07	28 / 60	Q2
3M	-0.49%	-0.18%	-0.31	47 / 60	Q4
6M	-0.95%	+0.11%	-1.06	47 / 60	Q4
YTD	-0.62%	+0.01%	-0.63	49 / 60	Q4
1Y	-2.43%	+0.62%	-3.05	55 / 60	Q4
2Y	-0.13%	+2.02%	-2.14	53 / 60	Q4
3Y	-0.06%	+1.80%	-1.86	46 / 57	Q4
4Y	+0.22%	+1.90%	-1.68	32 / 51	Q3
5Y	-0.19%	+1.49%	-1.67	41 / 50	Q4
7Y	+0.06%	+1.49%	-1.43	33 / 47	Q3
10Y	+0.16%	+1.37%	-1.22	26 / 37	Q3
Inception	+0.23%	+1.97%	-1.75	43 / 57	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.62%	-0.12%	-0.50	42 / 51
2025	+0.24%	+2.37%	-2.12	32 / 52
2024	+0.16%	+2.35%	-2.18	32 / 53
2023	+0.02%	+2.08%	-2.06	39 / 51
2022	+0.01%	+1.10%	-1.09	32 / 50
2021	-1.69%	-0.84%	-0.85	43 / 50
2020	+1.78%	+2.60%	-0.82	21 / 47
2019	+1.26%	+1.86%	-0.60	24 / 45
2018	+0.20%	+1.66%	-1.45	30 / 46
2017	-0.91%	+0.89%	-1.80	39 / 46
2016	+0.59%	+2.60%	-2.01	23 / 43

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.24%

123 windows

min -2.4% · max 3.2%

63% positive

3-Year rolling

+0.23%

99 windows

min -0.8% · max 1.3%

70% positive

5-Year rolling

+0.22%

74 windows

min -0.3% · max 0.8%

78% positive

7-Year rolling

+0.23%

50 windows

min 0.0% · max 0.7%

98% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.44%

3-year · annualised

Sharpe ratio

-4.56

vs risk-free 6.5%

Sortino ratio

-6.33

Downside-only deviation

Max drawdown

-3.10%

Jun 2025 → May 2026

% positive months

50.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Banking & PSU Fund

Scheme	Fund house	NAV	As of
HDFC Banking and PSU Debt Fund - IDCW Option - Direct Plan	HDFC	₹10.0227	3 Jun 2026
NIPPON INDIA BANKING and PSU FUND - Direct Plan - IDCW Option	Nippon India	₹22.3658	3 Jun 2026
SBI Banking & PSU Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹1,520.0680	3 Jun 2026
ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Quarterly IDCW	ICICI Prudential	₹12.9930	3 Jun 2026
Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment)	Invesco	₹1,062.6489	3 Jun 2026
Bandhan Banking and PSU Fund - Direct Annual IDCW	Bandhan	₹12.0978	3 Jun 2026
Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹104.7496	3 Jun 2026
Franklin India Banking and PSU Debt Fund - Direct - IDCW	Franklin India	₹11.5390	3 Jun 2026
Mirae Asset Banking and PSU Fund - Direct Plan - IDCW	Mirae Asset	₹13.7262	3 Jun 2026
Kotak Banking and PSU Debt Direct - Monthly Payout of Income Distribution cum capital withdrawal option	Kotak	₹10.2444	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹10.2623
2 Jun 2026	₹10.2672
1 Jun 2026	₹10.2585
29 May 2026	₹10.2562
27 May 2026	₹10.2474
26 May 2026	₹10.2399
25 May 2026	₹10.2388
22 May 2026	₹10.2181
21 May 2026	₹10.2087
20 May 2026	₹10.2181

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of NIPPON INDIA BANKING and PSU FUND - Direct Plan - WEEKLY IDCW Option is ₹10.2623. It's a Banking & PSU Fund from Nippon India, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

NIPPON INDIA BANKING and PSU FUND - Direct Plan - WEEKLY IDCW Option has NAV history starting from 18 May 2015, a track record of about 11 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

NIPPON INDIA BANKING and PSU FUND - Direct Plan - WEEKLY IDCW Option is managed by Nippon India. It's classified by AMFI under the 'Banking & PSU Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NIPPON INDIA BANKING and PSU FUND - Direct Plan - WEEKLY IDCW Option has delivered a absolute return of -2.43% — -3.05 pp behind the Banking & PSU Fund category average of 0.62%. The fund ranks #55 of 60 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, NIPPON INDIA BANKING and PSU FUND - Direct Plan - WEEKLY IDCW Option has delivered a CAGR of -0.06% — -1.86 pp behind the Banking & PSU Fund category average of 1.80%. The fund ranks #46 of 57 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, NIPPON INDIA BANKING and PSU FUND - Direct Plan - WEEKLY IDCW Option has delivered a CAGR of -0.19% — -1.67 pp behind the Banking & PSU Fund category average of 1.49%. The fund ranks #41 of 50 in its category — the bottom (Q4) quartile.

₹1 lakh invested in NIPPON INDIA BANKING and PSU FUND - Direct Plan - WEEKLY IDCW Option exactly 10 years ago would be worth approximately ₹101,591 today — a multiplier of 1.02×, based on the 10-year CAGR of 0.16%. The category average over the same window would have grown ₹1 lakh to ₹114,619.

A ₹10,000 monthly SIP in NIPPON INDIA BANKING and PSU FUND - Direct Plan - WEEKLY IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹597,712 today. That's an XIRR (money-weighted annualised return) of -0.15%.

A ₹10,000 monthly SIP for 10 years in NIPPON INDIA BANKING and PSU FUND - Direct Plan - WEEKLY IDCW Option = ₹1,200,000 invested. It would currently be worth ₹1,200,002 (multiplier 1.00×). XIRR: 0.00%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, NIPPON INDIA BANKING and PSU FUND - Direct Plan - WEEKLY IDCW Option ranks #41 out of 50 funds in the Banking & PSU Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 1.49%; this fund delivered -0.18%.

The worst peak-to-trough decline NIPPON INDIA BANKING and PSU FUND - Direct Plan - WEEKLY IDCW Option has experienced over the last 5-year window is 3.10% — its NAV fell from a high on 06 Jun 2025 to a low on 21 May 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, NIPPON INDIA BANKING and PSU FUND - Direct Plan - WEEKLY IDCW Option averaged 0.22% (best 0.80%, worst -0.29%). 78% of rolling windows ended positive. The 5-year Sharpe ratio is -5.20 — negative risk-adjusted performance.

In calendar year 2025, NIPPON INDIA BANKING and PSU FUND - Direct Plan - WEEKLY IDCW Option returned 0.24% — lagging the Banking & PSU Fund category average of 2.37% by 2.12 pp. It ranked #32 of 52 in its category that year.

NIPPON INDIA BANKING and PSU FUND - Direct Plan - WEEKLY IDCW Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. NIPPON INDIA BANKING and PSU FUND - Direct Plan - WEEKLY IDCW Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.1%. 5-year CAGR: -0.18%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.