Should I invest in Navi Nifty Bank Index Fund?

We don't give personal investment advice. Navi Nifty Bank Index Fund- Regular Plan- Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

Navi

Navi Nifty Bank Index Fund- Regular Plan- Growth

Latest NAV

₹14.9311

As of

17 Jul 2026

1,094 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.64%	+0.18%	+1.47	9 / 291	Q1
1W	+0.81%	-0.08%	+0.90	20 / 291	Q1
2W	+0.98%	+0.22%	+0.77	25 / 291	Q1
1M	+1.86%	+0.71%	+1.15	39 / 291	Q1
3M	+3.65%	+2.09%	+1.56	54 / 288	Q1
6M	-2.73%	+1.30%	-4.03	223 / 276	Q4
YTD	-2.14%	+0.50%	-2.64	207 / 275	Q4
1Y	+2.65%	+2.18%	+0.47	155 / 261	Q3
2Y	+5.41%	+2.95%	+2.45	82 / 167	Q2
3Y	+8.58%	+10.34%	-1.76	49 / 130	Q2
4Y	+13.14%	+12.76%	+0.38	24 / 58	Q2
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+9.46%	+6.61%	+2.85	80 / 291	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.14%	+0.47%	-2.61	205 / 273
2025	+16.47%	+5.14%	+11.32	11 / 211
2024	+5.38%	+13.66%	-8.28	136 / 136
2023	+11.27%	+20.09%	-8.81	51 / 94
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.60%

43 windows

min -3.7% · max 32.7%

98% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+12.08%

18 windows

min 6.5% · max 18.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.27%

3-year · annualised

Sharpe ratio

0.19

vs risk-free 6.5%

Sortino ratio

0.30

Downside-only deviation

Max drawdown

-18.46%

Feb 2026 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC Nifty India Consumption Index Fund - Regular Growth Plan	HDFC	₹9.8153	17 Jul 2026
Nippon India Nifty Auto Index Fund - Regular Plan- Growth Option	Nippon India	₹11.5101	17 Jul 2026
SBI BSE PSU BANK INDEX FUND- Regular Plan- Growth	SBI	₹13.3532	17 Jul 2026
Invesco India Nifty Bank Index Fund - Regular Plan - Growth	Invesco	₹10.7879	17 Jul 2026
Bandhan BSE Healthcare Index Fund Regular Plan - Growth	Bandhan	₹11.3242	17 Jul 2026
Aditya Birla Sun Life BSE India Infrastructure Index Fund-Regular Growth	Aditya Birla Sun Life	₹9.2974	17 Jul 2026
Motilal Oswal BSE Financials ex Bank 30 Index Fund Regular Growth	Motilal Oswal	₹17.3086	17 Jul 2026
Kotak BSE Housing Index Fund - Regular Plan - Growth Option	Kotak	₹13.2470	17 Jul 2026
DSP Nifty Bank Index Fund - Regular - Growth	DSP	₹11.8879	17 Jul 2026
UTI BSE Housing Index Fund - Regular Plan - Growth Option	UTI	₹14.2299	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹14.9311
16 Jul 2026	₹14.6900
15 Jul 2026	₹14.7353
14 Jul 2026	₹14.6604
13 Jul 2026	₹14.8314
10 Jul 2026	₹14.8108
9 Jul 2026	₹14.6080
8 Jul 2026	₹14.4785
7 Jul 2026	₹14.8506
6 Jul 2026	₹14.8742

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Navi Nifty Bank Index Fund- Regular Plan- Growth is ₹14.9311. It's a Index Fund from Navi, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Navi Nifty Bank Index Fund- Regular Plan- Growth has NAV history starting from 04 Feb 2022, a track record of about 4 years 5 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Navi Nifty Bank Index Fund- Regular Plan- Growth is managed by Navi. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Navi Nifty Bank Index Fund- Regular Plan- Growth has delivered a absolute return of 2.65% — +0.47 pp ahead of the Index Fund category average of 2.18%. The fund ranks #155 of 261 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Navi Nifty Bank Index Fund- Regular Plan- Growth has delivered a CAGR of 8.58% — -1.76 pp behind the Index Fund category average of 10.34%. The fund ranks #49 of 130 in its category — the second (Q2) quartile.

Navi Nifty Bank Index Fund- Regular Plan- Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Navi Nifty Bank Index Fund- Regular Plan- Growth exactly 3 years ago would be worth approximately ₹128,009 today — a multiplier of 1.28×, based on the 3-year CAGR of 8.58%. The category average over the same window would have grown ₹1 lakh to ₹134,321.

A ₹10,000 monthly SIP in Navi Nifty Bank Index Fund- Regular Plan- Growth over the last 3 years — total invested ₹360,000 — would be worth ₹409,095 today. That's an XIRR (money-weighted annualised return) of 8.48%.

Navi Nifty Bank Index Fund- Regular Plan- Growth doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹409,095 — XIRR 8.48%.

On a 3-year basis, Navi Nifty Bank Index Fund- Regular Plan- Growth ranks #49 out of 130 funds in the Index Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 10.34%; this fund delivered 8.58%.

The worst peak-to-trough decline Navi Nifty Bank Index Fund- Regular Plan- Growth has experienced over the last 3-year window is 18.46% — its NAV fell from a high on 18 Feb 2026 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Navi Nifty Bank Index Fund- Regular Plan- Growth averaged 12.08% (best 18.76%, worst 6.51%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.19 — weak risk-adjusted performance.

In calendar year 2025, Navi Nifty Bank Index Fund- Regular Plan- Growth returned 16.47% — beating the Index Fund category average of 5.14% by 11.32 pp. It ranked #11 of 211 in its category that year.

Navi Nifty Bank Index Fund- Regular Plan- Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Navi Nifty Bank Index Fund- Regular Plan- Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.