Should I invest in UTI BSE Housing Index Fund?

We don't give personal investment advice. UTI BSE Housing Index Fund - Regular Plan - Growth Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

UTI

UTI BSE Housing Index Fund - Regular Plan - Growth Option

Latest NAV

₹13.1736

As of

3 Jun 2026

732 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.57%	+0.28%	+0.29	45 / 291	Q1
1W	-1.74%	-0.98%	-0.76	188 / 291	Q3
2W	+1.00%	+0.23%	+0.77	44 / 291	Q1
1M	-1.52%	-0.27%	-1.25	229 / 289	Q4
3M	-2.00%	+0.47%	-2.47	218 / 281	Q4
6M	-6.25%	-1.88%	-4.37	203 / 273	Q3
YTD	-5.90%	-2.01%	-3.89	204 / 275	Q3
1Y	-5.70%	+1.49%	-7.19	227 / 254	Q4
2Y	-5.37%	+3.75%	-9.13	154 / 159	Q4
3Y	+10.27%	+10.70%	-0.44	44 / 126	Q2
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+10.33%	+5.52%	+4.81	64 / 291	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.90%	-2.06%	-3.84	202 / 273
2025	-7.37%	+5.14%	-12.51	192 / 211
2024	+19.93%	+13.66%	+6.27	36 / 136
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.90%

25 windows

min -11.5% · max 56.0%

44% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.24%

3-year · annualised

Sharpe ratio

0.27

vs risk-free 6.5%

Sortino ratio

0.39

Downside-only deviation

Max drawdown

-27.11%

Sep 2024 → Mar 2026

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC Nifty India Consumption Index Fund - Regular Growth Plan	HDFC	₹9.3253	3 Jun 2026
Nippon India Nifty Auto Index Fund - Regular Plan- Growth Option	Nippon India	₹11.0546	3 Jun 2026
SBI BSE PSU BANK INDEX FUND- Regular Plan- Growth	SBI	₹13.1275	3 Jun 2026
Invesco India Nifty Bank Index Fund - Regular Plan - Growth	Invesco	₹9.9710	3 Jun 2026
Bandhan BSE Healthcare Index Fund Regular Plan - Growth	Bandhan	₹10.5736	3 Jun 2026
Aditya Birla Sun Life BSE India Infrastructure Index Fund-Regular Growth	Aditya Birla Sun Life	₹9.4269	3 Jun 2026
Motilal Oswal BSE Financials ex Bank 30 Index Fund Regular Growth	Motilal Oswal	₹16.0128	3 Jun 2026
Kotak BSE Housing Index Fund - Regular Plan - Growth Option	Kotak	₹12.2530	3 Jun 2026
DSP Nifty Bank Index Fund - Regular - Growth	DSP	₹10.9884	3 Jun 2026
UTI Nifty India Manufacturing Index Fund - Regular Plan - Growth Option	UTI	₹12.1548	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹13.1736
2 Jun 2026	₹13.3170
1 Jun 2026	₹13.2419
29 May 2026	₹13.4546
27 May 2026	₹13.6683
26 May 2026	₹13.5522
25 May 2026	₹13.5755
22 May 2026	₹13.4364
21 May 2026	₹13.3462
20 May 2026	₹13.2039

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of UTI BSE Housing Index Fund - Regular Plan - Growth Option is ₹13.1736. It's a Index Fund from UTI, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

UTI BSE Housing Index Fund - Regular Plan - Growth Option has NAV history starting from 09 Jun 2023, a track record of about 2 years 11 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

UTI BSE Housing Index Fund - Regular Plan - Growth Option is managed by UTI. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI BSE Housing Index Fund - Regular Plan - Growth Option has delivered a absolute return of -5.70% — -7.19 pp behind the Index Fund category average of 1.49%. The fund ranks #227 of 254 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, UTI BSE Housing Index Fund - Regular Plan - Growth Option has delivered a CAGR of 10.27% — -0.44 pp behind the Index Fund category average of 10.70%. The fund ranks #44 of 126 in its category — the second (Q2) quartile.

UTI BSE Housing Index Fund - Regular Plan - Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in UTI BSE Housing Index Fund - Regular Plan - Growth Option exactly 3 years ago would be worth approximately ₹134,068 today — a multiplier of 1.34×, based on the 3-year CAGR of 10.27%. The category average over the same window would have grown ₹1 lakh to ₹135,665.

A ₹10,000 monthly SIP in UTI BSE Housing Index Fund - Regular Plan - Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹361,051 today. That's an XIRR (money-weighted annualised return) of 0.19%.

UTI BSE Housing Index Fund - Regular Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹361,051 — XIRR 0.19%.

On a 3-year basis, UTI BSE Housing Index Fund - Regular Plan - Growth Option ranks #44 out of 126 funds in the Index Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 10.70%; this fund delivered 10.27%.

The worst peak-to-trough decline UTI BSE Housing Index Fund - Regular Plan - Growth Option has experienced over the last 3-year window is 27.11% — its NAV fell from a high on 23 Sep 2024 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

The 3-year Sharpe ratio is 0.27 — weak risk-adjusted performance.

In calendar year 2025, UTI BSE Housing Index Fund - Regular Plan - Growth Option returned -7.37% — lagging the Index Fund category average of 5.14% by 12.51 pp. It ranked #192 of 211 in its category that year.

UTI BSE Housing Index Fund - Regular Plan - Growth Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. UTI BSE Housing Index Fund - Regular Plan - Growth Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

UTI BSE Housing Index Fund - Regular Plan - Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Index Fund

Recent NAVs

Frequently asked questions

More from UTI