Should I invest in Navi Nifty 50 Index Fund?

We don't give personal investment advice. Navi Nifty 50 Index Fund-Regular Plan-Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.7%. 5-year CAGR: 9.96%.

Navi

Navi Nifty 50 Index Fund-Regular Plan-Growth

Latest NAV

₹15.8795

As of

17 Jul 2026

1,231 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.10%	+0.18%	+0.92	37 / 291	Q1
1W	+0.54%	-0.08%	+0.63	39 / 291	Q1
2W	+0.31%	+0.22%	+0.09	75 / 291	Q2
1M	+1.33%	+0.71%	+0.62	75 / 291	Q2
3M	+0.42%	+2.09%	-1.67	233 / 288	Q4
6M	-4.84%	+1.30%	-6.14	239 / 276	Q4
YTD	-6.44%	+0.50%	-6.94	244 / 275	Q4
1Y	-2.29%	+2.18%	-4.47	208 / 261	Q4
2Y	+0.25%	+2.95%	-2.70	104 / 167	Q3
3Y	+8.07%	+10.34%	-2.27	51 / 130	Q2
4Y	+11.42%	+12.76%	-1.34	28 / 58	Q2
5Y	+9.96%	+11.48%	-1.52	15 / 25	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+9.71%	+6.61%	+3.09	76 / 291	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.44%	+0.47%	-6.91	242 / 273
2025	+11.05%	+5.14%	+5.91	26 / 211
2024	+9.53%	+13.66%	-4.13	63 / 136
2023	+20.28%	+20.09%	+0.19	39 / 94
2022	+5.21%	+1.07%	+4.15	5 / 31
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.63%

49 windows

min -4.4% · max 33.2%

88% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+13.06%

25 windows

min 8.1% · max 17.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+9.96%

1 window

min 10.0% · max 10.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.25%

3-year · annualised

Sharpe ratio

0.18

vs risk-free 6.5%

Sortino ratio

0.29

Downside-only deviation

Max drawdown

-15.56%

Sep 2024 → Mar 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC BSE 500 Index Fund - Regular Plan - Growth Option	HDFC	₹15.4717	17 Jul 2026
Nippon India BSE Sensex Next 30 Index Fund - Regular Plan-Growth Option	Nippon India	₹10.8037	17 Jul 2026
SBI BSE Sensex Index Fund - Regular Plan - Growth	SBI	₹12.7899	17 Jul 2026
Invesco India BSE Sensex Index Fund - Regular Plan - Growth	Invesco	₹10.2392	17 Jul 2026
BANDHAN NIFTY 100 INDEX FUND - REGULAR PLAN - GROWTH	Bandhan	₹14.8671	17 Jul 2026
Motilal Oswal Nifty 50 Index Fund - Regular plan - Growth	Motilal Oswal	₹20.6459	17 Jul 2026
Mirae Asset Nifty 50 Index Fund - Regular Plan - Growth	Mirae Asset	₹10.0288	17 Jul 2026
Kotak BSE Sensex Index Fund - Regular - Growth	Kotak	₹10.4040	17 Jul 2026
Edelweiss Nifty 50 Index Fund Regular Plan Growth	Edelweiss	₹13.9068	17 Jul 2026
DSP BSE SENSEX Next 30 Index Fund - Regular - Growth	DSP	₹11.9488	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹15.8795
16 Jul 2026	₹15.7072
15 Jul 2026	₹15.7111
14 Jul 2026	₹15.6923
13 Jul 2026	₹15.7957
10 Jul 2026	₹15.7935
9 Jul 2026	₹15.6322
8 Jul 2026	₹15.5790
7 Jul 2026	₹15.9148
6 Jul 2026	₹15.9338

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Navi Nifty 50 Index Fund-Regular Plan-Growth is ₹15.8795. It's a Index Fund from Navi, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Navi Nifty 50 Index Fund-Regular Plan-Growth has NAV history starting from 16 Jul 2021, a track record of about 5 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Navi Nifty 50 Index Fund-Regular Plan-Growth is managed by Navi. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Navi Nifty 50 Index Fund-Regular Plan-Growth has delivered a absolute return of -2.29% — -4.47 pp behind the Index Fund category average of 2.18%. The fund ranks #208 of 261 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Navi Nifty 50 Index Fund-Regular Plan-Growth has delivered a CAGR of 8.07% — -2.27 pp behind the Index Fund category average of 10.34%. The fund ranks #51 of 130 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Navi Nifty 50 Index Fund-Regular Plan-Growth has delivered a CAGR of 9.96% — -1.52 pp behind the Index Fund category average of 11.48%. The fund ranks #15 of 25 in its category — the third (Q3) quartile.

₹1 lakh invested in Navi Nifty 50 Index Fund-Regular Plan-Growth exactly 5 years ago would be worth approximately ₹160,722 today — a multiplier of 1.61×, based on the 5-year CAGR of 9.96%. The category average over the same window would have grown ₹1 lakh to ₹172,179.

A ₹10,000 monthly SIP in Navi Nifty 50 Index Fund-Regular Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹728,522 today. That's an XIRR (money-weighted annualised return) of 7.69%.

Navi Nifty 50 Index Fund-Regular Plan-Growth doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹728,522 — XIRR 7.69%.

On a 5-year basis, Navi Nifty 50 Index Fund-Regular Plan-Growth ranks #15 out of 25 funds in the Index Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 11.48%; this fund delivered 9.96%.

The worst peak-to-trough decline Navi Nifty 50 Index Fund-Regular Plan-Growth has experienced over the last 5-year window is 16.70% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Navi Nifty 50 Index Fund-Regular Plan-Growth averaged 9.96% (best 9.96%, worst 9.96%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.28 — weak risk-adjusted performance.

In calendar year 2025, Navi Nifty 50 Index Fund-Regular Plan-Growth returned 11.05% — beating the Index Fund category average of 5.14% by 5.91 pp. It ranked #26 of 211 in its category that year.

Navi Nifty 50 Index Fund-Regular Plan-Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Navi Nifty 50 Index Fund-Regular Plan-Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.7%. 5-year CAGR: 9.96%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.