Should I invest in NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND IDCW PAYOUT?

We don't give personal investment advice. NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - DIRECT PLAN IDCW PAYOUT is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Navi

NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - DIRECT PLAN IDCW PAYOUT

Latest NAV

₹14.1732

As of

3 Jun 2026

785 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.43%	+0.12%	+0.31	15 / 76	Q1
1W	-2.27%	-1.31%	-0.96	69 / 76	Q4
2W	-0.49%	+0.08%	-0.57	41 / 76	Q3
1M	-2.50%	-0.99%	-1.52	66 / 76	Q4
3M	-5.44%	-0.23%	-5.21	67 / 76	Q4
6M	-9.63%	-4.25%	-5.37	64 / 76	Q4
YTD	-10.00%	-3.63%	-6.38	66 / 76	Q4
1Y	-4.18%	+1.70%	-5.88	37 / 76	Q2
2Y	+1.33%	+3.10%	-1.77	49 / 75	Q3
3Y	+9.11%	+10.95%	-1.84	43 / 75	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+11.37%	+10.74%	+0.64	30 / 76	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-10.00%	-5.99%	-4.01	60 / 70
2025	+11.18%	+2.19%	+9.00	2 / 70
2024	+9.70%	+16.51%	-6.81	66 / 70
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.69%

27 windows

min -4.2% · max 27.3%

85% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+10.01%

3 windows

min 9.1% · max 10.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.99%

3-year · annualised

Sharpe ratio

0.25

vs risk-free 6.5%

Sortino ratio

0.37

Downside-only deviation

Max drawdown

-15.48%

Sep 2024 → Mar 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
HDFC ELSS Tax saver - IDCW Option - Direct Plan	HDFC	₹88.8430	3 Jun 2026
NIPPON INDIA ELSS TAX SAVER FUND - DIRECT Plan - ANNUAL IDCW Option	Nippon India	₹21.9652	3 Jun 2026
SBI ELSS Tax Saver Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹113.4965	3 Jun 2026
ICICI Prudential ELSS Tax Saver Fund - Direct Plan - IDCW	ICICI Prudential	₹43.2500	3 Jun 2026
Invesco India ELSS Tax Saver Fund - Direct Plan - IDCW Payout	Invesco	₹30.0200	3 Jun 2026
BANDHAN ELSS Tax Saver Fund - Direct Plan - IDCW	Bandhan	₹40.0710	3 Jun 2026
quant ELSS Tax Saver Fund - IDCW Option - Direct Plan	Quant	₹59.0826	3 Jun 2026
Aditya Birla Sun Life ELSS Tax Saver Fund-DIRECT - IDCW	Aditya Birla Sun Life	₹417.8400	3 Jun 2026
Motilal Oswal ELSS Tax Saver Fund Direct - IDCW Payout	Motilal Oswal	₹38.4424	3 Jun 2026
Franklin India ELSS Tax Saver Fund - Direct - IDCW	Franklin India	₹67.3238	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹14.1732
2 Jun 2026	₹14.2205
1 Jun 2026	₹14.1595
29 May 2026	₹14.2597
27 May 2026	₹14.4752
25 May 2026	₹14.5508
22 May 2026	₹14.3570
21 May 2026	₹14.3121
20 May 2026	₹14.3148
19 May 2026	₹14.2901

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - DIRECT PLAN IDCW PAYOUT is ₹14.1732. It's a ELSS from Navi, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - DIRECT PLAN IDCW PAYOUT has NAV history starting from 21 Mar 2023, a track record of about 3 years 2 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - DIRECT PLAN IDCW PAYOUT is managed by Navi. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - DIRECT PLAN IDCW PAYOUT has delivered a absolute return of -4.18% — -5.88 pp behind the ELSS category average of 1.70%. The fund ranks #37 of 76 in its category — the second (Q2) quartile.

Over the trailing 3-year window, NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - DIRECT PLAN IDCW PAYOUT has delivered a CAGR of 9.11% — -1.84 pp behind the ELSS category average of 10.95%. The fund ranks #43 of 75 in its category — the third (Q3) quartile.

NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - DIRECT PLAN IDCW PAYOUT doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - DIRECT PLAN IDCW PAYOUT exactly 3 years ago would be worth approximately ₹129,882 today — a multiplier of 1.30×, based on the 3-year CAGR of 9.11%. The category average over the same window would have grown ₹1 lakh to ₹136,582.

A ₹10,000 monthly SIP in NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - DIRECT PLAN IDCW PAYOUT over the last 3 years — total invested ₹360,000 — would be worth ₹373,062 today. That's an XIRR (money-weighted annualised return) of 2.33%.

NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - DIRECT PLAN IDCW PAYOUT doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹373,062 — XIRR 2.33%.

On a 3-year basis, NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - DIRECT PLAN IDCW PAYOUT ranks #43 out of 75 funds in the ELSS category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 10.95%; this fund delivered 9.11%.

The worst peak-to-trough decline NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - DIRECT PLAN IDCW PAYOUT has experienced over the last 3-year window is 15.48% — its NAV fell from a high on 26 Sep 2024 to a low on 04 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - DIRECT PLAN IDCW PAYOUT averaged 10.01% (best 10.70%, worst 9.11%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.25 — weak risk-adjusted performance.

In calendar year 2025, NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - DIRECT PLAN IDCW PAYOUT returned 11.18% — beating the ELSS category average of 2.19% by 9.00 pp. It ranked #2 of 70 in its category that year.

NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - DIRECT PLAN IDCW PAYOUT is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - DIRECT PLAN IDCW PAYOUT is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.