Should I invest in Motilal Oswal Nifty Smallcap 250 Index?

We don't give personal investment advice. Motilal Oswal Nifty Smallcap 250 Index - Regular Plan is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.0%. 5-year CAGR: 14.12%.

Motilal Oswal

Motilal Oswal Nifty Smallcap 250 Index - Regular Plan

Latest NAV

₹38.4357

As of

17 Jul 2026

1,688 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.56%	-0.01%	-0.55	222 / 246	Q4
1W	-0.61%	-0.36%	-0.25	187 / 246	Q4
2W	+0.07%	-0.04%	+0.10	161 / 246	Q3
1M	+2.91%	+0.57%	+2.34	21 / 246	Q1
3M	+9.41%	+1.95%	+7.46	17 / 246	Q1
6M	+10.73%	+0.95%	+9.78	16 / 239	Q1
YTD	+7.63%	+0.07%	+7.56	16 / 238	Q1
1Y	-0.63%	+1.45%	-2.08	161 / 227	Q3
2Y	+0.14%	+2.12%	-1.98	103 / 157	Q3
3Y	+17.38%	+9.02%	+8.36	15 / 116	Q1
4Y	+19.99%	+11.68%	+8.31	7 / 50	Q1
5Y	+14.13%	+10.01%	+4.12	3 / 20	Q1
7Y	+20.85%	+13.65%	+7.20	2 / 9	Q1
10Y	—	—	—	—	—
Inception	+21.35%	+6.50%	+14.84	7 / 246	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+7.63%	+0.11%	+7.52	16 / 236
2025	-7.12%	+4.47%	-11.59	165 / 185
2024	+24.82%	+12.46%	+12.37	15 / 122
2023	+47.11%	+19.34%	+27.77	9 / 86
2022	-4.11%	+1.97%	-6.09	23 / 25
2021	+58.30%	+29.23%	+29.08	1 / 11
2020	+24.23%	+14.29%	+9.94	2 / 10
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+29.37%

72 windows

min -9.7% · max 113.5%

76% positive

3-Year rolling

+25.42%

48 windows

min 17.1% · max 39.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+25.33%

23 windows

min 14.1% · max 37.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

20.59%

3-year · annualised

Sharpe ratio

0.56

vs risk-free 6.5%

Sortino ratio

0.86

Downside-only deviation

Max drawdown

-26.38%

Sep 2024 → Mar 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
SBI Nifty Midcap 150 Index Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹19.6312	17 Jul 2026
BANDHAN Nifty Smallcap 250 Index Fund - Regular Plan - IDCW	Bandhan	₹12.8262	17 Jul 2026
Aditya Birla Sun Life Nifty Midcap 150 Index Fund - Regular - Payout of IDCW	Aditya Birla Sun Life	₹25.1396	17 Jul 2026
Motilal Oswal Nifty Midcap 150 Index Fund - Regular Plan	Motilal Oswal	₹39.6154	17 Jul 2026
KOTAK NIFTY MIDCAP 150 INDEX FUND-REGULAR PLAN-IDCW PAYOUT AND REINVESTMENT	Kotak	₹11.7290	17 Jul 2026
Edelweiss Nifty Next 50 Index Fund - Regular Plan - IDCW	Edelweiss	₹16.3153	17 Jul 2026
DSP Nifty Midcap 150 Index Fund - Regular - IDCW	DSP	₹10.4424	17 Jul 2026
HSBC NIFTY NEXT 50 INDEX FUND - Regular IDCW	HSBC	₹30.6323	17 Jul 2026
Axis Nifty Midcap 50 Index Fund - Regular Plan - IDCW Option	Axis	₹21.1162	17 Jul 2026
Bajaj Finserv Nifty Next 50 Index Fund - Regular - IDCW	Bajaj Finserv	₹11.3379	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹38.4357
16 Jul 2026	₹38.6509
15 Jul 2026	₹38.6288
14 Jul 2026	₹38.3646
13 Jul 2026	₹38.7822
10 Jul 2026	₹38.6725
9 Jul 2026	₹38.1493
8 Jul 2026	₹37.5576
7 Jul 2026	₹38.3165
6 Jul 2026	₹38.5853

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Motilal Oswal Nifty Smallcap 250 Index - Regular Plan is ₹38.4357. It's a Index Fund from Motilal Oswal, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Nifty Smallcap 250 Index - Regular Plan has NAV history starting from 11 Sep 2019, a track record of about 6 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Nifty Smallcap 250 Index - Regular Plan is managed by Motilal Oswal. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Nifty Smallcap 250 Index - Regular Plan has delivered a absolute return of -0.63% — -2.08 pp behind the Index Fund category average of 1.45%. The fund ranks #161 of 227 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Motilal Oswal Nifty Smallcap 250 Index - Regular Plan has delivered a CAGR of 17.38% — +8.36 pp ahead of the Index Fund category average of 9.02%. The fund ranks #15 of 116 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Motilal Oswal Nifty Smallcap 250 Index - Regular Plan has delivered a CAGR of 14.13% — +4.12 pp ahead of the Index Fund category average of 10.01%. The fund ranks #3 of 20 in its category — the top (Q1) quartile.

₹1 lakh invested in Motilal Oswal Nifty Smallcap 250 Index - Regular Plan exactly 5 years ago would be worth approximately ₹193,599 today — a multiplier of 1.94×, based on the 5-year CAGR of 14.12%. The category average over the same window would have grown ₹1 lakh to ₹161,116.

A ₹10,000 monthly SIP in Motilal Oswal Nifty Smallcap 250 Index - Regular Plan over the last 5 years — total invested ₹600,000 — would be worth ₹869,977 today. That's an XIRR (money-weighted annualised return) of 14.84%.

Motilal Oswal Nifty Smallcap 250 Index - Regular Plan doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹869,977 — XIRR 14.84%.

On a 5-year basis, Motilal Oswal Nifty Smallcap 250 Index - Regular Plan ranks #3 out of 20 funds in the Index Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 10.01%; this fund delivered 14.12%.

The worst peak-to-trough decline Motilal Oswal Nifty Smallcap 250 Index - Regular Plan has experienced over the last 5-year window is 27.00% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Nifty Smallcap 250 Index - Regular Plan averaged 25.33% (best 37.02%, worst 14.12%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.43 — weak risk-adjusted performance.

In calendar year 2025, Motilal Oswal Nifty Smallcap 250 Index - Regular Plan returned -7.12% — lagging the Index Fund category average of 4.47% by 11.59 pp. It ranked #165 of 185 in its category that year.

Motilal Oswal Nifty Smallcap 250 Index - Regular Plan doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Motilal Oswal Nifty Smallcap 250 Index - Regular Plan is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.0%. 5-year CAGR: 14.12%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.