Should I invest in Motilal Oswal Nifty Microcap 250 Index Fund- Regular?

We don't give personal investment advice. Motilal Oswal Nifty Microcap 250 Index Fund- Regular- Growth Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

Motilal Oswal

Motilal Oswal Nifty Microcap 250 Index Fund- Regular- Growth Option

Latest NAV

₹17.9522

As of

17 Jul 2026

742 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-1.06%	+0.18%	-1.24	274 / 291	Q4
1W	-1.78%	-0.08%	-1.70	283 / 291	Q4
2W	-1.08%	+0.22%	-1.29	276 / 291	Q4
1M	+1.08%	+0.71%	+0.37	107 / 291	Q2
3M	+11.13%	+2.09%	+9.04	11 / 288	Q1
6M	+14.95%	+1.30%	+13.65	6 / 276	Q1
YTD	+10.27%	+0.50%	+9.77	14 / 275	Q1
1Y	+0.03%	+2.18%	-2.15	172 / 261	Q3
2Y	+0.72%	+2.95%	-2.23	103 / 167	Q3
3Y	+20.30%	+10.34%	+9.96	6 / 130	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+20.85%	+6.61%	+14.24	7 / 291	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+10.27%	+0.47%	+9.80	14 / 273
2025	-12.49%	+5.14%	-17.64	208 / 211
2024	+30.95%	+13.66%	+17.29	1 / 136
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.18%

25 windows

min -14.9% · max 69.9%

60% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+20.30%

1 window

min 20.3% · max 20.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

22.39%

3-year · annualised

Sharpe ratio

0.65

vs risk-free 6.5%

Sortino ratio

1.01

Downside-only deviation

Max drawdown

-29.96%

Dec 2024 → Mar 2026

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC BSE 500 Index Fund - Regular Plan - Growth Option	HDFC	₹15.4717	17 Jul 2026
Invesco India BSE Sensex Index Fund - Regular Plan - Growth	Invesco	₹10.2392	17 Jul 2026
Bandhan BSE Healthcare Index Fund Regular Plan - Growth	Bandhan	₹11.3242	17 Jul 2026
Aditya Birla Sun Life BSE 500 Momentum 50 Index Fund- Regular Growth	Aditya Birla Sun Life	₹10.5539	17 Jul 2026
Motilal Oswal BSE 1000 Index Fund - Regular Plan - Growth	Motilal Oswal	₹10.0194	17 Jul 2026
Mirae Asset CRISIL IBX Gilt Index - April 2033 Index Fund - Regular Plan - Growth	Mirae Asset	₹13.3438	17 Jul 2026
Kotak BSE Housing Index Fund - Regular Plan - Growth Option	Kotak	₹13.2470	17 Jul 2026
Edelweiss BSE Internet Economy Index Fund - Regular Plan - Growth	Edelweiss	₹10.8924	17 Jul 2026
DSP BSE SENSEX Next 30 Index Fund - Regular - Growth	DSP	₹11.9488	17 Jul 2026
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Regular - Growth	HSBC	₹13.1845	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹17.9522
16 Jul 2026	₹18.1449
15 Jul 2026	₹18.2317
14 Jul 2026	₹18.1169
13 Jul 2026	₹18.2993
10 Jul 2026	₹18.2773
9 Jul 2026	₹18.0302
8 Jul 2026	₹17.6908
7 Jul 2026	₹18.0564
6 Jul 2026	₹18.1829

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Motilal Oswal Nifty Microcap 250 Index Fund- Regular- Growth Option is ₹17.9522. It's a Index Fund from Motilal Oswal, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Nifty Microcap 250 Index Fund- Regular- Growth Option has NAV history starting from 11 Jul 2023, a track record of about 3 years. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Motilal Oswal Nifty Microcap 250 Index Fund- Regular- Growth Option is managed by Motilal Oswal. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Nifty Microcap 250 Index Fund- Regular- Growth Option has delivered a absolute return of 0.03% — -2.15 pp behind the Index Fund category average of 2.18%. The fund ranks #172 of 261 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Motilal Oswal Nifty Microcap 250 Index Fund- Regular- Growth Option has delivered a CAGR of 20.30% — +9.96 pp ahead of the Index Fund category average of 10.34%. The fund ranks #6 of 130 in its category — the top (Q1) quartile.

Motilal Oswal Nifty Microcap 250 Index Fund- Regular- Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Motilal Oswal Nifty Microcap 250 Index Fund- Regular- Growth Option exactly 3 years ago would be worth approximately ₹174,082 today — a multiplier of 1.74×, based on the 3-year CAGR of 20.30%. The category average over the same window would have grown ₹1 lakh to ₹134,321.

A ₹10,000 monthly SIP in Motilal Oswal Nifty Microcap 250 Index Fund- Regular- Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹418,919 today. That's an XIRR (money-weighted annualised return) of 10.09%.

Motilal Oswal Nifty Microcap 250 Index Fund- Regular- Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹418,919 — XIRR 10.09%.

On a 3-year basis, Motilal Oswal Nifty Microcap 250 Index Fund- Regular- Growth Option ranks #6 out of 130 funds in the Index Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 10.34%; this fund delivered 20.30%.

The worst peak-to-trough decline Motilal Oswal Nifty Microcap 250 Index Fund- Regular- Growth Option has experienced over the last 3-year window is 29.96% — its NAV fell from a high on 11 Dec 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Motilal Oswal Nifty Microcap 250 Index Fund- Regular- Growth Option averaged 20.30% (best 20.30%, worst 20.30%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.65 — reasonable risk-adjusted performance.

In calendar year 2025, Motilal Oswal Nifty Microcap 250 Index Fund- Regular- Growth Option returned -12.49% — lagging the Index Fund category average of 5.14% by 17.64 pp. It ranked #208 of 211 in its category that year.

Motilal Oswal Nifty Microcap 250 Index Fund- Regular- Growth Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Motilal Oswal Nifty Microcap 250 Index Fund- Regular- Growth Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.