Should I invest in Motilal Oswal Nifty Bank Index?

We don't give personal investment advice. Motilal Oswal Nifty Bank Index - Regular Plan is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.1%. 5-year CAGR: 8.26%.

Motilal Oswal

Motilal Oswal Nifty Bank Index - Regular Plan

Latest NAV

₹19.1476

As of

3 Jun 2026

1,657 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.13%	+0.09%	+0.04	111 / 246	Q2
1W	-2.52%	-1.14%	-1.38	211 / 246	Q4
2W	+0.53%	+0.01%	+0.53	62 / 246	Q2
1M	-2.04%	-0.58%	-1.46	209 / 246	Q4
3M	-10.33%	+0.04%	-10.37	237 / 241	Q4
6M	-9.73%	-2.34%	-7.39	199 / 235	Q4
YTD	-10.31%	-2.52%	-7.79	210 / 238	Q4
1Y	-4.16%	+0.63%	-4.79	178 / 220	Q4
2Y	+2.32%	+2.75%	-0.44	86 / 149	Q3
3Y	+6.60%	+9.27%	-2.67	92 / 113	Q4
4Y	+10.83%	+10.80%	+0.03	18 / 45	Q2
5Y	+8.26%	+9.70%	-1.43	14 / 20	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+9.76%	+5.47%	+4.29	54 / 246	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-10.31%	-2.50%	-7.81	209 / 236
2025	+16.47%	+4.47%	+12.00	8 / 185
2024	+5.35%	+12.46%	-7.10	111 / 122
2023	+11.47%	+19.34%	-7.88	43 / 86
2022	+20.87%	+1.97%	+18.90	1 / 25
2021	+12.41%	+29.23%	-16.82	11 / 11
2020	-3.68%	+14.29%	-17.96	10 / 10
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.31%

70 windows

min -23.2% · max 79.3%

86% positive

3-Year rolling

+14.15%

46 windows

min 6.6% · max 34.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+14.10%

22 windows

min 8.3% · max 22.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.87%

3-year · annualised

Sharpe ratio

0.06

vs risk-free 6.5%

Sortino ratio

0.09

Downside-only deviation

Max drawdown

-18.42%

Feb 2026 → Mar 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
Nippon India Nifty Auto Index Fund - Regular Plan- IDCW Option	Nippon India	₹11.0546	3 Jun 2026
SBI BSE PSU BANK INDEX FUND- Regular Plan- Income Distribution Cum Capital Withdrawal Option (IDCW)	SBI	₹13.1293	3 Jun 2026
Bandhan Nifty IT Index Fund - Regular Plan - IDCW	Bandhan	₹9.8175	3 Jun 2026
Aditya Birla Sun Life BSE India Infrastructure Index Fund-Regular IDCW Payout	Aditya Birla Sun Life	₹9.4272	3 Jun 2026
Kotak BSE Housing Index Fund - Regular Plan - IDCW Option	Kotak	₹12.2530	3 Jun 2026
DSP Nifty Healthcare Index Fund - Regular - IDCW	DSP	₹10.7716	3 Jun 2026
Axis Nifty Bank Index Fund - Regular Plan - IDCW Option	Axis	₹10.9764	3 Jun 2026
Groww Nifty PSU Bank Index Fund Regular IDCW	Groww	₹9.8270	3 Jun 2026
Tata BSE Multicap Consumption 50:30:20 Index Fund - Regular Plan IDCW Payout Option	Tata	₹9.1420	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹19.1476
2 Jun 2026	₹18.9820
1 Jun 2026	₹18.9573
29 May 2026	₹19.1692
27 May 2026	₹19.3873
26 May 2026	₹19.4722
25 May 2026	₹19.5436
22 May 2026	₹19.1080
21 May 2026	₹18.8912
20 May 2026	₹18.9351

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Motilal Oswal Nifty Bank Index - Regular Plan is ₹19.1476. It's a Index Fund from Motilal Oswal, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Nifty Bank Index - Regular Plan has NAV history starting from 11 Sep 2019, a track record of about 6 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Nifty Bank Index - Regular Plan is managed by Motilal Oswal. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Nifty Bank Index - Regular Plan has delivered a absolute return of -4.16% — -4.79 pp behind the Index Fund category average of 0.63%. The fund ranks #178 of 220 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Motilal Oswal Nifty Bank Index - Regular Plan has delivered a CAGR of 6.60% — -2.67 pp behind the Index Fund category average of 9.27%. The fund ranks #92 of 113 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Motilal Oswal Nifty Bank Index - Regular Plan has delivered a CAGR of 8.26% — -1.43 pp behind the Index Fund category average of 9.70%. The fund ranks #14 of 20 in its category — the third (Q3) quartile.

₹1 lakh invested in Motilal Oswal Nifty Bank Index - Regular Plan exactly 5 years ago would be worth approximately ₹148,733 today — a multiplier of 1.49×, based on the 5-year CAGR of 8.26%. The category average over the same window would have grown ₹1 lakh to ₹158,847.

A ₹10,000 monthly SIP in Motilal Oswal Nifty Bank Index - Regular Plan over the last 5 years — total invested ₹600,000 — would be worth ₹714,740 today. That's an XIRR (money-weighted annualised return) of 6.93%.

Motilal Oswal Nifty Bank Index - Regular Plan doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹714,740 — XIRR 6.93%.

On a 5-year basis, Motilal Oswal Nifty Bank Index - Regular Plan ranks #14 out of 20 funds in the Index Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 9.70%; this fund delivered 8.26%.

The worst peak-to-trough decline Motilal Oswal Nifty Bank Index - Regular Plan has experienced over the last 5-year window is 21.09% — its NAV fell from a high on 26 Oct 2021 to a low on 16 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Nifty Bank Index - Regular Plan averaged 14.10% (best 22.28%, worst 8.26%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.18 — weak risk-adjusted performance.

In calendar year 2025, Motilal Oswal Nifty Bank Index - Regular Plan returned 16.47% — beating the Index Fund category average of 4.47% by 12.00 pp. It ranked #8 of 185 in its category that year.

Motilal Oswal Nifty Bank Index - Regular Plan doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Motilal Oswal Nifty Bank Index - Regular Plan is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.1%. 5-year CAGR: 8.26%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.