Should I invest in Motilal Oswal 5 Year G-Sec Fund Of Fund Regular?

We don't give personal investment advice. Motilal Oswal 5 Year G-Sec Fund Of Fund Regular -Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

Motilal Oswal

Motilal Oswal 5 Year G-Sec Fund Of Fund Regular -Growth

Latest NAV

₹13.2076

As of

17 Jul 2026

1,153 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.17%	-0.22%	+0.05	61 / 109	Q3
1W	-0.17%	-0.75%	+0.58	39 / 109	Q2
2W	+0.41%	-1.60%	+2.02	10 / 109	Q1
1M	+1.03%	-2.40%	+3.43	24 / 109	Q1
3M	+1.49%	-1.44%	+2.93	51 / 109	Q2
6M	+3.78%	-1.62%	+5.40	14 / 99	Q1
YTD	+3.29%	+2.04%	+1.25	25 / 94	Q2
1Y	+4.67%	+22.02%	-17.35	59 / 81	Q3
2Y	+7.57%	+17.61%	-10.05	29 / 54	Q3
3Y	+7.18%	+18.95%	-11.77	44 / 46	Q4
4Y	+7.17%	+17.14%	-9.98	36 / 38	Q4
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+5.98%	+13.31%	-7.33	70 / 109	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.29%	+2.04%	+1.26	25 / 93
2025	+7.47%	+38.72%	-31.25	42 / 58
2024	+7.60%	+18.45%	-10.85	46 / 47
2023	+7.44%	+18.51%	-11.07	32 / 43
2022	+1.86%	+0.21%	+1.65	18 / 31
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.78%

46 windows

min 0.7% · max 11.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+6.96%

22 windows

min 5.3% · max 8.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.58%

3-year · annualised

Sharpe ratio

0.23

vs risk-free 6.5%

Sortino ratio

0.65

Downside-only deviation

Max drawdown

-3.54%

Feb 2025 → Mar 2025

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Domestic

Scheme	Fund house	NAV	As of
HDFC Diversified Equity All Cap Active FOF - Regular Plan - Growth Plan	HDFC	₹10.1300	17 Jul 2026
Nippon India Diversified Equity Flexicap Passive FoF - Regular Plan - Growth Option	Nippon India	₹20.8824	17 Jul 2026
SBI Dynamic Asset Allocation Active FoF - Regular Plan - Growth	SBI	₹10.2353	17 Jul 2026
Invesco India Gold ETF Fund of Fund - Regular Plan - Growth	Invesco	₹39.0681	17 Jul 2026
Bandhan Aggressive Hybrid Passive FOF - Regular Plan - Growth	Bandhan	₹49.2808	17 Jul 2026
Quantum Diversified Equity All Cap Active FOF - Regular Plan Growth Option	Quantum	₹84.8150	17 Jul 2026
Aditya Birla Sun Life Aggressive Hybrid Omni FOF- Regular Plan - Growth Option	Aditya Birla Sun Life	₹43.7385	17 Jul 2026
Motilal Oswal Asset Allocation FOF- A- Regular Growth	Motilal Oswal	₹19.2234	17 Jul 2026
Mirae Asset BSE 200 Equal Weight ETF Fund of Fund - Regular Plan - Growth	Mirae Asset	₹11.6460	17 Jul 2026
Kotak Gold Silver Passive FOF - Regular Plan - Growth	Kotak	₹14.1320	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹13.2076
16 Jul 2026	₹13.2299
15 Jul 2026	₹13.2381
14 Jul 2026	₹13.1997
13 Jul 2026	₹13.2139
10 Jul 2026	₹13.2303
9 Jul 2026	₹13.2284
8 Jul 2026	₹13.2325
7 Jul 2026	₹13.2265
6 Jul 2026	₹13.4166

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Motilal Oswal 5 Year G-Sec Fund Of Fund Regular -Growth is ₹13.2076. It's a Fund of Funds - Domestic from Motilal Oswal, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Motilal Oswal 5 Year G-Sec Fund Of Fund Regular -Growth has NAV history starting from 12 Oct 2021, a track record of about 4 years 9 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Motilal Oswal 5 Year G-Sec Fund Of Fund Regular -Growth is managed by Motilal Oswal. It's classified by AMFI under the 'Fund of Funds - Domestic' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal 5 Year G-Sec Fund Of Fund Regular -Growth has delivered a absolute return of 4.67% — -17.35 pp behind the Fund of Funds - Domestic category average of 22.02%. The fund ranks #59 of 81 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Motilal Oswal 5 Year G-Sec Fund Of Fund Regular -Growth has delivered a CAGR of 7.18% — -11.77 pp behind the Fund of Funds - Domestic category average of 18.95%. The fund ranks #44 of 46 in its category — the bottom (Q4) quartile.

Motilal Oswal 5 Year G-Sec Fund Of Fund Regular -Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Motilal Oswal 5 Year G-Sec Fund Of Fund Regular -Growth exactly 3 years ago would be worth approximately ₹123,115 today — a multiplier of 1.23×, based on the 3-year CAGR of 7.18%. The category average over the same window would have grown ₹1 lakh to ₹168,307.

A ₹10,000 monthly SIP in Motilal Oswal 5 Year G-Sec Fund Of Fund Regular -Growth over the last 3 years — total invested ₹360,000 — would be worth ₹401,097 today. That's an XIRR (money-weighted annualised return) of 7.15%.

Motilal Oswal 5 Year G-Sec Fund Of Fund Regular -Growth doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹401,097 — XIRR 7.15%.

On a 3-year basis, Motilal Oswal 5 Year G-Sec Fund Of Fund Regular -Growth ranks #44 out of 46 funds in the Fund of Funds - Domestic category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 18.95%; this fund delivered 7.18%.

The worst peak-to-trough decline Motilal Oswal 5 Year G-Sec Fund Of Fund Regular -Growth has experienced over the last 3-year window is 3.54% — its NAV fell from a high on 28 Feb 2025 to a low on 07 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Motilal Oswal 5 Year G-Sec Fund Of Fund Regular -Growth averaged 6.96% (best 8.12%, worst 5.28%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.23 — weak risk-adjusted performance.

In calendar year 2025, Motilal Oswal 5 Year G-Sec Fund Of Fund Regular -Growth returned 7.47% — lagging the Fund of Funds - Domestic category average of 38.72% by 31.25 pp. It ranked #42 of 58 in its category that year.

Motilal Oswal 5 Year G-Sec Fund Of Fund Regular -Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Motilal Oswal 5 Year G-Sec Fund Of Fund Regular -Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.