Should I invest in LICMF Savings Plus Fund - Weekly Dividend?

We don't give personal investment advice. LICMF Savings Plus Fund - Weekly Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.3%. 5-year CAGR: 5.59%.

LIC

LICMF Savings Plus Fund - Weekly Dividend

Latest NAV

₹14.2263

As of

3 Jun 2026

4,200 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	+0.01%	+0.00	32 / 46	Q3
1W	+0.18%	-7.85%	+8.03	27 / 50	Q3
2W	+0.21%	-4.03%	+4.24	12 / 48	Q1
1M	+0.21%	-4.03%	+4.24	8 / 48	Q1
3M	+1.18%	-3.68%	+4.86	5 / 48	Q1
6M	+2.14%	-2.28%	+4.41	21 / 48	Q2
YTD	+1.90%	-2.40%	+4.30	14 / 48	Q2
1Y	+5.04%	-0.31%	+5.35	20 / 48	Q2
2Y	+6.37%	+4.01%	+2.35	19 / 45	Q2
3Y	+6.42%	+3.64%	+2.78	20 / 43	Q2
4Y	+6.28%	+3.46%	+2.82	19 / 43	Q2
5Y	+5.59%	+3.44%	+2.15	18 / 39	Q2
7Y	+5.65%	+3.33%	+2.32	16 / 38	Q2
10Y	+3.47%	+3.05%	+0.42	19 / 37	Q3
Inception	+2.03%	+4.12%	-2.09	24 / 46	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.90%	+0.90%	+1.00	11 / 37
2025	+6.69%	+3.42%	+3.27	16 / 36
2024	+7.07%	+3.30%	+3.76	16 / 38
2023	+6.57%	-2.05%	+8.61	13 / 40
2022	+3.84%	+3.32%	+0.52	17 / 37
2021	+2.05%	+2.96%	-0.92	18 / 34
2020	+4.30%	+4.32%	-0.01	17 / 35
2019	+0.79%	+1.00%	-0.21	15 / 39
2018	+1.71%	+2.90%	-1.20	16 / 37
2017	-0.03%	+2.57%	-2.60	26 / 37
2016	-0.03%	+3.64%	-3.67	34 / 38

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+2.07%

200 windows

min -4.8% · max 9.9%

81% positive

3-Year rolling

+1.86%

176 windows

min -1.4% · max 6.9%

93% positive

5-Year rolling

+1.66%

152 windows

min -0.8% · max 5.6%

99% positive

7-Year rolling

+1.53%

127 windows

min -0.5% · max 5.7%

99% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.52%

3-year · annualised

Sharpe ratio

-0.47

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.18%

May 2026 → May 2026

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Low Duration Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA LOW DURATION FUND - IDCW Option	Nippon India	₹2,089.8894	3 Jun 2026
ICICI Prudential Flexible Income Plan Premium-Daily Dividend Plan	ICICI Prudential	₹105.7358	3 Jun 2026
Invesco India Low Duration Fund - Discretionary IDCW (Payout / Reinvestment)	Invesco	₹4,068.9854	3 Jun 2026
Franklin India Low Duration Fund-IDCW	Franklin India	₹10.5303	3 Jun 2026
BARODA BNP PARIBAS LOW DURATION Fund-Defunct Plan- Daily IDCW Option	Baroda BNP Paribas	₹10.0499	3 Jun 2026
Canara Robeco Floating Rate-SHORT TERM PLAN-DAILY DIVIDEND REINVESTMENT	Canara Robeco	₹10.2600	3 Jun 2026
UTI - Treasury Advantage Fund - Quarterly Dividend Option	UTI	₹2,337.4714	3 Jun 2026
Birla Sun Life Cash Manager-Plan B(Growth)	Birla Sun Life	₹687.0564	3 Jun 2026
IDFC Liquidity Manager - Daily Dividend	IDFC	₹10.1011	3 Jun 2026
JM Low Duration Fund - Bonus Option - Principal Units		₹23.4425	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹14.2263
2 Jun 2026	₹14.2246
1 Jun 2026	₹14.2195
29 May 2026	₹14.2103
27 May 2026	₹14.2007
26 May 2026	₹14.1955
25 May 2026	₹14.1958
22 May 2026	₹14.1862
21 May 2026	₹14.1846
20 May 2026	₹14.1964

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of LICMF Savings Plus Fund - Weekly Dividend is ₹14.2263. It's a Low Duration Fund from LIC, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

LICMF Savings Plus Fund - Weekly Dividend has NAV history starting from 13 Jan 2009, a track record of about 17 years 4 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

LICMF Savings Plus Fund - Weekly Dividend is managed by LIC. It's classified by AMFI under the 'Low Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, LICMF Savings Plus Fund - Weekly Dividend has delivered a absolute return of 5.04% — +5.35 pp ahead of the Low Duration Fund category average of -0.31%. The fund ranks #20 of 48 in its category — the second (Q2) quartile.

Over the trailing 3-year window, LICMF Savings Plus Fund - Weekly Dividend has delivered a CAGR of 6.42% — +2.78 pp ahead of the Low Duration Fund category average of 3.64%. The fund ranks #20 of 43 in its category — the second (Q2) quartile.

Over the trailing 5-year window, LICMF Savings Plus Fund - Weekly Dividend has delivered a CAGR of 5.59% — +2.15 pp ahead of the Low Duration Fund category average of 3.44%. The fund ranks #18 of 39 in its category — the second (Q2) quartile.

₹1 lakh invested in LICMF Savings Plus Fund - Weekly Dividend exactly 10 years ago would be worth approximately ₹140,586 today — a multiplier of 1.41×, based on the 10-year CAGR of 3.47%. The category average over the same window would have grown ₹1 lakh to ₹135,022.

A ₹10,000 monthly SIP in LICMF Savings Plus Fund - Weekly Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹700,223 today. That's an XIRR (money-weighted annualised return) of 6.11%.

A ₹10,000 monthly SIP for 10 years in LICMF Savings Plus Fund - Weekly Dividend = ₹1,200,000 invested. It would currently be worth ₹1,527,517 (multiplier 1.27×). XIRR: 4.72%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, LICMF Savings Plus Fund - Weekly Dividend ranks #18 out of 39 funds in the Low Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 3.44%; this fund delivered 5.59%.

The worst peak-to-trough decline LICMF Savings Plus Fund - Weekly Dividend has experienced over the last 5-year window is 0.33% — its NAV fell from a high on 02 May 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, LICMF Savings Plus Fund - Weekly Dividend averaged 1.66% (best 5.60%, worst -0.76%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is -1.66 — negative risk-adjusted performance.

In calendar year 2025, LICMF Savings Plus Fund - Weekly Dividend returned 6.69% — beating the Low Duration Fund category average of 3.42% by 3.27 pp. It ranked #16 of 36 in its category that year.

LICMF Savings Plus Fund - Weekly Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. LICMF Savings Plus Fund - Weekly Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.3%. 5-year CAGR: 5.59%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.