Should I invest in LIC MF Small Cap Fund?

We don't give personal investment advice. LIC MF Small Cap Fund-Regular Plan-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

LIC

LIC MF Small Cap Fund-Regular Plan-Growth

Latest NAV

₹33.3021

As of

17 Jul 2026

728 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.61%	-0.57%	-0.03	17 / 27	Q3
1W	-1.71%	-0.85%	-0.87	27 / 27	Q4
2W	-1.04%	+0.21%	-1.25	27 / 27	Q4
1M	+1.72%	+2.96%	-1.23	24 / 27	Q4
3M	+9.96%	+11.07%	-1.11	16 / 27	Q3
6M	+18.14%	+14.39%	+3.75	8 / 25	Q2
YTD	+13.06%	+11.06%	+2.00	7 / 24	Q2
1Y	+5.59%	+5.95%	-0.37	11 / 23	Q2
2Y	+1.51%	+4.70%	-3.19	15 / 20	Q3
3Y	+16.60%	+17.69%	-1.09	9 / 16	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+16.81%	+17.70%	-0.89	17 / 27	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+13.06%	+11.06%	+2.00	7 / 24
2025	-14.25%	-5.58%	-8.66	21 / 21
2024	+39.43%	+28.55%	+10.88	3 / 19
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.96%

25 windows

min -15.1% · max 57.2%

68% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

21.33%

3-year · annualised

Sharpe ratio

0.53

vs risk-free 6.5%

Sortino ratio

0.81

Downside-only deviation

Max drawdown

-27.21%

Dec 2024 → Mar 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Small Cap Fund

Scheme	Fund house	NAV	As of
SBI Small Cap Fund - Regular Plan - Growth	SBI	₹181.0888	17 Jul 2026
Invesco India Smallcap Fund - Regular Plan - Growth	Invesco	₹46.9800	17 Jul 2026
BANDHAN SMALL CAP FUND - REGULAR PLAN GROWTH	Bandhan	₹50.2800	17 Jul 2026
QUANTUM SMALL CAP FUND - REGULAR PLAN GROWTH OPTION	Quantum	₹13.3600	17 Jul 2026
Motilal Oswal Small Cap Fund - Regular - Growth	Motilal Oswal	₹16.2769	17 Jul 2026
Mirae Asset Small Cap Fund - Regular Plan - Growth	Mirae Asset	₹12.1030	17 Jul 2026
Edelweiss Small Cap Fund - Regular Plan - Growth	Edelweiss	₹47.0990	17 Jul 2026
DSP BlackRock Micro Cap Fund - Regular - Growth	DSP BlackRock	₹221.5660	17 Jul 2026
HSBC Small Cap Fund - Regular Growth	HSBC	₹86.6954	17 Jul 2026
Baroda BNP Paribas Small Cap Fund - Regular Plan - Growth option	Baroda BNP Paribas	₹13.8538	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹33.3021
16 Jul 2026	₹33.5057
15 Jul 2026	₹33.5673
14 Jul 2026	₹33.4731
13 Jul 2026	₹33.8464
10 Jul 2026	₹33.8829
9 Jul 2026	₹33.5411
8 Jul 2026	₹32.9396
7 Jul 2026	₹33.4338
6 Jul 2026	₹33.8003

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of LIC MF Small Cap Fund-Regular Plan-Growth is ₹33.3021. It's a Small Cap Fund from LIC, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

LIC MF Small Cap Fund-Regular Plan-Growth has NAV history starting from 31 Jul 2023, a track record of about 2 years 11 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

LIC MF Small Cap Fund-Regular Plan-Growth is managed by LIC. It's classified by AMFI under the 'Small Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, LIC MF Small Cap Fund-Regular Plan-Growth has delivered a absolute return of 5.59% — -0.37 pp behind the Small Cap Fund category average of 5.95%. The fund ranks #11 of 23 in its category — the second (Q2) quartile.

Over the trailing 3-year window, LIC MF Small Cap Fund-Regular Plan-Growth has delivered a CAGR of 16.60% — -1.09 pp behind the Small Cap Fund category average of 17.69%. The fund ranks #9 of 16 in its category — the third (Q3) quartile.

LIC MF Small Cap Fund-Regular Plan-Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in LIC MF Small Cap Fund-Regular Plan-Growth exactly 3 years ago would be worth approximately ₹158,506 today — a multiplier of 1.59×, based on the 3-year CAGR of 16.60%. The category average over the same window would have grown ₹1 lakh to ₹163,011.

A ₹10,000 monthly SIP in LIC MF Small Cap Fund-Regular Plan-Growth over the last 1 year — total invested ₹120,000 — would be worth ₹133,690 today. That's an XIRR (money-weighted annualised return) of 21.80%.

LIC MF Small Cap Fund-Regular Plan-Growth doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹133,690 — XIRR 21.80%.

On a 3-year basis, LIC MF Small Cap Fund-Regular Plan-Growth ranks #9 out of 16 funds in the Small Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 17.69%; this fund delivered 16.60%.

The worst peak-to-trough decline LIC MF Small Cap Fund-Regular Plan-Growth has experienced over the last 3-year window is 27.21% — its NAV fell from a high on 11 Dec 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

The 3-year Sharpe ratio is 0.53 — reasonable risk-adjusted performance.

In calendar year 2025, LIC MF Small Cap Fund-Regular Plan-Growth returned -14.25% — lagging the Small Cap Fund category average of -5.58% by 8.66 pp. It ranked #21 of 21 in its category that year.

LIC MF Small Cap Fund-Regular Plan-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. LIC MF Small Cap Fund-Regular Plan-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

LIC MF Small Cap Fund-Regular Plan-Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Small Cap Fund

Recent NAVs

Frequently asked questions

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