Should I invest in Kotak World Gold Fund - Standard Plan?

We don't give personal investment advice. Kotak World Gold Fund - Standard Plan - Dividend Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 45.7%. 5-year CAGR: 6.03%.

Kotak

Kotak World Gold Fund - Standard Plan - Dividend Option

Latest NAV

₹9.2800

As of

25 Feb 2020

1,201 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-0.46%	+0.47	11 / 25	Q2
1W	+2.56%	+0.19%	+2.37	7 / 25	Q2
2W	+4.69%	-3.56%	+8.25	2 / 26	Q1
1M	+2.58%	-4.06%	+6.63	8 / 26	Q2
3M	+13.96%	-2.44%	+16.40	1 / 26	Q1
6M	+0.83%	-1.46%	+2.28	17 / 26	Q3
YTD	+2.91%	+4.04%	-1.14	20 / 26	Q4
1Y	+31.84%	+9.46%	+22.38	5 / 25	Q1
2Y	+15.02%	+3.14%	+11.88	10 / 25	Q2
3Y	+2.61%	+4.07%	-1.45	18 / 25	Q3
4Y	+8.57%	+3.90%	+4.67	14 / 25	Q3
5Y	+6.03%	+6.21%	-0.18	11 / 23	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+4.50%	+2.05%	+2.44	14 / 26	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2020 YTD	+2.91%	+18.86%	-15.95	13 / 14
2019	+41.15%	+26.46%	+14.69	1 / 14
2018	-12.60%	-6.08%	-6.52	12 / 14
2017	-0.57%	+16.48%	-17.05	15 / 15
2016	+44.17%	+13.28%	+30.89	2 / 15
2015	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.66%

50 windows

min -33.1% · max 93.2%

48% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+1.64%

26 windows

min -10.5% · max 12.3%

69% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+6.03%

1 window

min 6.0% · max 6.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

21.80%

3-year · annualised

Sharpe ratio

-0.07

vs risk-free 6.5%

Sortino ratio

-0.12

Downside-only deviation

Max drawdown

-29.47%

Sep 2017 → Nov 2018

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Overseas

Scheme	Fund house	NAV	As of
SBI US Specific Equity Active FoF- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹25.0358	17 Jul 2026
ICICI Prudential Global Stable Equity Fund (FOF) - Direct - IDCW	ICICI Prudential	₹36.3700	17 Jul 2026
Invesco India - Invesco Global Consumer Trends Fund of Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹13.0237	17 Jul 2026
Bandhan US specific Equity Active FOF - IDCW - DIRECT PLAN	Bandhan	₹20.0950	17 Jul 2026
Aditya Birla Sun Life US Equity Passive FOF-Direct IDCW	Aditya Birla Sun Life	₹22.5819	17 Jul 2026
Kotak Global Emerging Market Overseas Equity Omni FOF - Payout of Income Distribution cum capital withdrawal option - Direct	Kotak	₹41.5050	17 Jul 2026
DSP BlackRock World Energy Fund - Regular Plan - Dividend	DSP BlackRock	₹20.0828	17 Jul 2026
DSP Global Clean Energy Overseas Equity Omni FoF - Direct Plan - IDCW	DSP	₹21.3384	17 Jul 2026
HSBC Asia Pacific IDCW Yield Fund Direct Plan IDCW	HSBC	₹24.9471	17 Jul 2026
Baroda BNP Paribas Aqua Fund of Fund - Direct Plan - IDCW Option	Baroda BNP Paribas	₹16.9959	16 Jul 2026

Recent NAVs

Date	NAV
25 Feb 2020	₹9.2800
24 Feb 2020	₹9.2790
20 Feb 2020	₹9.2480
18 Feb 2020	₹9.0480
17 Feb 2020	₹8.8430
14 Feb 2020	₹8.8240
13 Feb 2020	₹8.8900
12 Feb 2020	₹8.8140
11 Feb 2020	₹8.8640
10 Feb 2020	₹8.8790

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 25 Feb 2020, the NAV of Kotak World Gold Fund - Standard Plan - Dividend Option is ₹9.2800. It's a Fund of Funds - Overseas from Kotak, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Kotak World Gold Fund - Standard Plan - Dividend Option has NAV history starting from 02 Feb 2015, a track record of about 11 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak World Gold Fund - Standard Plan - Dividend Option is managed by Kotak. It's classified by AMFI under the 'Fund of Funds - Overseas' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak World Gold Fund - Standard Plan - Dividend Option has delivered a absolute return of 31.84% — +22.38 pp ahead of the Fund of Funds - Overseas category average of 9.46%. The fund ranks #5 of 25 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Kotak World Gold Fund - Standard Plan - Dividend Option has delivered a CAGR of 2.61% — -1.45 pp behind the Fund of Funds - Overseas category average of 4.07%. The fund ranks #18 of 25 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Kotak World Gold Fund - Standard Plan - Dividend Option has delivered a CAGR of 6.03% — -0.18 pp behind the Fund of Funds - Overseas category average of 6.21%. The fund ranks #11 of 23 in its category — the second (Q2) quartile.

₹1 lakh invested in Kotak World Gold Fund - Standard Plan - Dividend Option exactly 5 years ago would be worth approximately ₹133,988 today — a multiplier of 1.34×, based on the 5-year CAGR of 6.03%. The category average over the same window would have grown ₹1 lakh to ₹135,156.

A ₹10,000 monthly SIP in Kotak World Gold Fund - Standard Plan - Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹787,626 today. That's an XIRR (money-weighted annualised return) of 10.80%.

Kotak World Gold Fund - Standard Plan - Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹787,626 — XIRR 10.80%.

On a 5-year basis, Kotak World Gold Fund - Standard Plan - Dividend Option ranks #11 out of 23 funds in the Fund of Funds - Overseas category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 6.21%; this fund delivered 6.03%.

The worst peak-to-trough decline Kotak World Gold Fund - Standard Plan - Dividend Option has experienced over the last 5-year window is 45.74% — its NAV fell from a high on 16 Aug 2016 to a low on 30 Nov 2018. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak World Gold Fund - Standard Plan - Dividend Option averaged 6.03% (best 6.03%, worst 6.03%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.14 — weak risk-adjusted performance.

In calendar year 2019, Kotak World Gold Fund - Standard Plan - Dividend Option returned 41.15% — beating the Fund of Funds - Overseas category average of 26.46% by 14.69 pp. It ranked #1 of 14 in its category that year.

Kotak World Gold Fund - Standard Plan - Dividend Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Kotak World Gold Fund - Standard Plan - Dividend Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 45.7%. 5-year CAGR: 6.03%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.