Should I invest in SBI US Specific Equity Active FoF - Income Distribution cum Capital Withdrawal Option (IDCW)?

We don't give personal investment advice. SBI US Specific Equity Active FoF- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.8%. 5-year CAGR: 19.07%.

SBI

SBI US Specific Equity Active FoF- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

Latest NAV

₹25.8965

As of

2 Jun 2026

1,204 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.80%	+0.76%	+0.04	16 / 40	Q2
1W	+0.47%	+0.97%	-0.50	22 / 40	Q3
2W	+2.51%	+2.87%	-0.36	21 / 40	Q3
1M	+3.55%	+4.03%	-0.48	22 / 40	Q3
3M	+11.28%	+10.40%	+0.88	18 / 39	Q2
6M	+19.25%	+15.94%	+3.31	18 / 39	Q2
YTD	+18.63%	+15.04%	+3.59	15 / 39	Q2
1Y	+49.00%	+37.63%	+11.37	13 / 39	Q2
2Y	+28.41%	+23.33%	+5.09	12 / 38	Q2
3Y	+30.04%	+21.35%	+8.69	7 / 34	Q1
4Y	+23.17%	+17.50%	+5.66	5 / 32	Q1
5Y	+19.07%	+11.38%	+7.69	2 / 25	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+20.09%	+11.10%	+8.99	5 / 39	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+18.63%	+16.53%	+2.10	15 / 34
2025	+27.86%	+30.95%	-3.09	13 / 34
2024	+24.66%	+11.95%	+12.71	8 / 33
2023	+27.44%	+19.92%	+7.52	12 / 32
2022	-11.09%	-14.30%	+3.22	10 / 28
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+18.14%

52 windows

min -11.0% · max 55.1%

75% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+18.85%

27 windows

min 6.8% · max 32.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+18.06%

3 windows

min 16.7% · max 19.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.30%

3-year · annualised

Sharpe ratio

1.57

vs risk-free 6.5%

Sortino ratio

3.40

Downside-only deviation

Max drawdown

-21.80%

Jan 2025 → Apr 2025

% positive months

80.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Overseas

Scheme	Fund house	NAV	As of
ICICI Prudential Global Stable Equity Fund (FOF) - Direct - IDCW	ICICI Prudential	₹34.3100	2 Jun 2026
Invesco India - Invesco Global Consumer Trends Fund of Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹15.2620	2 Jun 2026
Bandhan US specific Equity Active FOF - IDCW - DIRECT PLAN	Bandhan	₹21.5740	2 Jun 2026
Aditya Birla Sun Life Global Emerging Opportunities Fund - Direct - IDCW	Aditya Birla Sun Life	₹32.9488	2 Jun 2026
Kotak Global Emerging Market Overseas Equity Omni FOF - Payout of Income Distribution cum capital withdrawal option - Direct	Kotak	₹46.2960	2 Jun 2026
DSP Global Clean Energy Overseas Equity Omni FoF - Direct Plan - IDCW	DSP	₹22.9501	2 Jun 2026
HSBC Asia Pacific IDCW Yield Fund Direct Plan IDCW	HSBC	₹27.1906	2 Jun 2026
Baroda BNP Paribas Aqua Fund of Fund - Direct Plan - IDCW Option	Baroda BNP Paribas	₹15.9999	2 Jun 2026
Axis Global Equity Alpha Fund of Fund - Direct Plan - IDCW	Axis	₹25.7113	2 Jun 2026
Mahindra Manulife Asia Pacific REITs FOF - Direct Plan - IDCW	Mahindra Manulife	₹11.1830	3 Jun 2026

Recent NAVs

Date	NAV
2 Jun 2026	₹25.8965
1 Jun 2026	₹25.6903
31 May 2026	₹25.7482
27 May 2026	₹25.6965
26 May 2026	₹25.7755
22 May 2026	₹25.6615
21 May 2026	₹25.6841
20 May 2026	₹25.7847
19 May 2026	₹25.2630
18 May 2026	₹25.5219

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 Jun 2026, the NAV of SBI US Specific Equity Active FoF- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is ₹25.8965. It's a Fund of Funds - Overseas from SBI, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

SBI US Specific Equity Active FoF- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) has NAV history starting from 30 Mar 2021, a track record of about 5 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

SBI US Specific Equity Active FoF- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is managed by SBI. It's classified by AMFI under the 'Fund of Funds - Overseas' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI US Specific Equity Active FoF- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) has delivered a absolute return of 49.00% — +11.37 pp ahead of the Fund of Funds - Overseas category average of 37.63%. The fund ranks #13 of 39 in its category — the second (Q2) quartile.

Over the trailing 3-year window, SBI US Specific Equity Active FoF- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) has delivered a CAGR of 30.04% — +8.69 pp ahead of the Fund of Funds - Overseas category average of 21.35%. The fund ranks #7 of 34 in its category — the top (Q1) quartile.

Over the trailing 5-year window, SBI US Specific Equity Active FoF- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) has delivered a CAGR of 19.07% — +7.69 pp ahead of the Fund of Funds - Overseas category average of 11.38%. The fund ranks #2 of 25 in its category — the top (Q1) quartile.

₹1 lakh invested in SBI US Specific Equity Active FoF- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) exactly 5 years ago would be worth approximately ₹239,317 today — a multiplier of 2.39×, based on the 5-year CAGR of 19.07%. The category average over the same window would have grown ₹1 lakh to ₹171,373.

A ₹10,000 monthly SIP in SBI US Specific Equity Active FoF- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) over the last 5 years — total invested ₹600,000 — would be worth ₹1,124,158 today. That's an XIRR (money-weighted annualised return) of 25.38%.

SBI US Specific Equity Active FoF- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹1,124,158 — XIRR 25.38%.

On a 5-year basis, SBI US Specific Equity Active FoF- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) ranks #2 out of 25 funds in the Fund of Funds - Overseas category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 11.38%; this fund delivered 19.07%.

The worst peak-to-trough decline SBI US Specific Equity Active FoF- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) has experienced over the last 5-year window is 21.80% — its NAV fell from a high on 23 Jan 2025 to a low on 08 Apr 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI US Specific Equity Active FoF- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) averaged 18.06% (best 19.07%, worst 16.69%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.79 — reasonable risk-adjusted performance.

In calendar year 2025, SBI US Specific Equity Active FoF- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) returned 27.86% — lagging the Fund of Funds - Overseas category average of 30.95% by 3.09 pp. It ranked #13 of 34 in its category that year.

SBI US Specific Equity Active FoF- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. SBI US Specific Equity Active FoF- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.8%. 5-year CAGR: 19.07%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.