Should I invest in Kotak World Gold Fund?

We don't give personal investment advice. Kotak World Gold Fund- Direct Plan- Dividend Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 44.8%. 5-year CAGR: 6.87%.

Kotak

Kotak World Gold Fund- Direct Plan- Dividend Option

Latest NAV

₹9.7800

As of

25 Feb 2020

1,201 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-0.85%	+0.86	15 / 40	Q2
1W	+2.57%	-0.60%	+3.17	4 / 40	Q1
2W	+4.71%	-0.65%	+5.36	2 / 40	Q1
1M	+2.62%	-0.87%	+3.49	8 / 40	Q1
3M	+14.15%	+4.22%	+9.93	1 / 40	Q1
6M	+1.18%	+7.73%	-6.55	33 / 39	Q4
YTD	+3.01%	+11.22%	-8.21	38 / 39	Q4
1Y	+32.70%	+26.45%	+6.25	15 / 39	Q2
2Y	+15.74%	+18.43%	-2.69	26 / 38	Q3
3Y	+3.31%	+17.94%	-14.62	33 / 34	Q4
4Y	+9.37%	+18.21%	-8.85	29 / 32	Q4
5Y	+6.87%	+10.51%	-3.64	21 / 27	Q4
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+5.32%	+10.45%	-5.12	31 / 39	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2020 YTD	+3.01%	+18.07%	-15.05	15 / 19
2019	+42.06%	+25.51%	+16.55	1 / 19
2018	-12.04%	-5.22%	-6.82	18 / 19
2017	+0.20%	+13.12%	-12.92	16 / 19
2016	+45.39%	+18.81%	+26.58	4 / 17
2015	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.59%

50 windows

min -32.5% · max 95.0%

48% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+2.46%

26 windows

min -9.9% · max 13.3%

73% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+6.87%

1 window

min 6.9% · max 6.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

21.82%

3-year · annualised

Sharpe ratio

-0.04

vs risk-free 6.5%

Sortino ratio

-0.07

Downside-only deviation

Max drawdown

-28.88%

Sep 2017 → Nov 2018

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Overseas

Scheme	Fund house	NAV	As of
SBI US Specific Equity Active FoF- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹25.0358	17 Jul 2026
ICICI Prudential Global Stable Equity Fund (FOF) - Direct - IDCW	ICICI Prudential	₹36.3700	17 Jul 2026
Invesco India - Invesco Global Consumer Trends Fund of Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹13.0237	17 Jul 2026
Bandhan US specific Equity Active FOF - IDCW - DIRECT PLAN	Bandhan	₹20.0950	17 Jul 2026
Aditya Birla Sun Life US Equity Passive FOF-Direct IDCW	Aditya Birla Sun Life	₹22.5819	17 Jul 2026
Kotak Global Emerging Market Overseas Equity Omni FOF - Payout of Income Distribution cum capital withdrawal option - Direct	Kotak	₹41.5050	17 Jul 2026
DSP BlackRock World Energy Fund - Regular Plan - Dividend	DSP BlackRock	₹20.0828	17 Jul 2026
DSP Global Clean Energy Overseas Equity Omni FoF - Direct Plan - IDCW	DSP	₹21.3384	17 Jul 2026
HSBC Asia Pacific IDCW Yield Fund Direct Plan IDCW	HSBC	₹24.9471	17 Jul 2026
Baroda BNP Paribas Aqua Fund of Fund - Direct Plan - IDCW Option	Baroda BNP Paribas	₹16.9959	16 Jul 2026

Recent NAVs

Date	NAV
25 Feb 2020	₹9.7800
24 Feb 2020	₹9.7790
20 Feb 2020	₹9.7460
18 Feb 2020	₹9.5350
17 Feb 2020	₹9.3180
14 Feb 2020	₹9.2980
13 Feb 2020	₹9.3670
12 Feb 2020	₹9.2870
11 Feb 2020	₹9.3400
10 Feb 2020	₹9.3560

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 25 Feb 2020, the NAV of Kotak World Gold Fund- Direct Plan- Dividend Option is ₹9.7800. It's a Fund of Funds - Overseas from Kotak, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Kotak World Gold Fund- Direct Plan- Dividend Option has NAV history starting from 02 Feb 2015, a track record of about 11 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak World Gold Fund- Direct Plan- Dividend Option is managed by Kotak. It's classified by AMFI under the 'Fund of Funds - Overseas' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak World Gold Fund- Direct Plan- Dividend Option has delivered a absolute return of 32.70% — +6.25 pp ahead of the Fund of Funds - Overseas category average of 26.45%. The fund ranks #15 of 39 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Kotak World Gold Fund- Direct Plan- Dividend Option has delivered a CAGR of 3.31% — -14.62 pp behind the Fund of Funds - Overseas category average of 17.94%. The fund ranks #33 of 34 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Kotak World Gold Fund- Direct Plan- Dividend Option has delivered a CAGR of 6.87% — -3.64 pp behind the Fund of Funds - Overseas category average of 10.51%. The fund ranks #21 of 27 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Kotak World Gold Fund- Direct Plan- Dividend Option exactly 5 years ago would be worth approximately ₹139,416 today — a multiplier of 1.39×, based on the 5-year CAGR of 6.87%. The category average over the same window would have grown ₹1 lakh to ₹164,823.

A ₹10,000 monthly SIP in Kotak World Gold Fund- Direct Plan- Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹802,844 today. That's an XIRR (money-weighted annualised return) of 11.57%.

Kotak World Gold Fund- Direct Plan- Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹802,844 — XIRR 11.57%.

On a 5-year basis, Kotak World Gold Fund- Direct Plan- Dividend Option ranks #21 out of 27 funds in the Fund of Funds - Overseas category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.51%; this fund delivered 6.87%.

The worst peak-to-trough decline Kotak World Gold Fund- Direct Plan- Dividend Option has experienced over the last 5-year window is 44.81% — its NAV fell from a high on 16 Aug 2016 to a low on 30 Nov 2018. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak World Gold Fund- Direct Plan- Dividend Option averaged 6.87% (best 6.87%, worst 6.87%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.16 — weak risk-adjusted performance.

In calendar year 2019, Kotak World Gold Fund- Direct Plan- Dividend Option returned 42.06% — beating the Fund of Funds - Overseas category average of 25.51% by 16.55 pp. It ranked #1 of 19 in its category that year.

Kotak World Gold Fund- Direct Plan- Dividend Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Kotak World Gold Fund- Direct Plan- Dividend Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 44.8%. 5-year CAGR: 6.87%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.