Kotak Mahindra
Kotak-Small Cap Fund - Payout of Income Distribution cum capital withdrawal option
Latest NAV
₹115.1430
As of
24 Jul 2026
4,999 NAV records on file
Category
Small Cap Fund
Plan type
Growth
Structure
Open-ended
AMFI Scheme Code
102874
ISIN (Growth)
INF174K01237
ISIN (Dividend)
INF174K01229
NAV history & peer comparison
All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.
Period
No matches.
Compares up to 8 funds. Click any line in the legend above to hide/show it.
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.19% | +0.02% | +0.17 | 5 / 11 | Q2 |
| 1W | -1.70% | -1.66% | -0.04 | 6 / 11 | Q3 |
| 2W | -2.32% | -2.46% | +0.13 | 7 / 11 | Q3 |
| 1M | -0.41% | -1.07% | +0.65 | 4 / 11 | Q2 |
| 3M | +6.37% | +6.29% | +0.08 | 6 / 11 | Q3 |
| 6M | +14.23% | +13.78% | +0.45 | 8 / 11 | Q3 |
| YTD | +5.56% | +6.01% | -0.45 | 9 / 11 | Q4 |
| 1Y | -1.90% | +0.05% | -1.96 | 9 / 11 | Q4 |
| 2Y | -1.52% | -0.97% | -0.55 | 8 / 11 | Q3 |
| 3Y | +11.75% | +12.04% | -0.30 | 7 / 11 | Q3 |
| 4Y | +13.76% | +15.69% | -1.93 | 8 / 11 | Q3 |
| 5Y | +12.13% | +12.70% | -0.57 | 8 / 11 | Q3 |
| 7Y | +19.39% | +18.70% | +0.69 | 7 / 11 | Q3 |
| 10Y | +13.29% | +13.07% | +0.22 | 7 / 11 | Q3 |
| Inception | +9.18% | +12.68% | -3.51 | 8 / 11 | Q3 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2026 YTD | +5.56% | +6.01% | -0.45 | 9 / 11 |
| 2025 | -10.12% | -7.39% | -2.73 | 8 / 11 |
| 2024 | +24.86% | +19.88% | +4.97 | 4 / 11 |
| 2023 | +34.64% | +40.75% | -6.11 | 8 / 11 |
| 2022 | -3.07% | -1.80% | -1.27 | 7 / 11 |
| 2021 | +60.86% | +57.02% | +3.84 | 5 / 11 |
| 2020 | +22.56% | +22.20% | +0.37 | 6 / 11 |
| 2019 | +1.77% | -6.18% | +7.94 | 2 / 11 |
| 2018 | -19.47% | -21.74% | +2.28 | 6 / 11 |
| 2017 | +36.98% | +47.87% | -10.89 | 10 / 11 |
| 2016 | +3.90% | +2.95% | +0.96 | 7 / 11 |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
1-Year rolling
+15.87%
236 windows
min -62.2% · max 125.2%
66% positive
3-Year rolling
+13.10%
211 windows
min -21.5% · max 42.4%
85% positive
5-Year rolling
+12.92%
187 windows
min -5.0% · max 34.1%
89% positive
7-Year rolling
+12.40%
163 windows
min -2.4% · max 21.0%
99% positive
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
Period
Total invested
₹
—
Today's value
₹
—
XIRR
Annualised
Wealth multiplier
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Std deviation
16.87%
3-year · annualised
Sharpe ratio
0.37
vs risk-free 6.5%
Sortino ratio
0.56
Downside-only deviation
Max drawdown
-25.03%
Oct 2024 → Mar 2025
% positive months
63.9%
Share of monthly returns > 0 over the 3-year window
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Peers in Small Cap Fund
| Scheme | NAV |
|---|---|
| HDFC Small Cap Fund - Growth Option | ₹137.4830 |
| Nippon India Small Cap Fund - Growth Plan - Bonus Option | ₹177.5606 |
| Franklin India Small Cap Fund - IDCW | ₹43.7480 |
| Kotak-Small Cap Fund - Growth | ₹263.9290 |
| Aditya Birla Sun Life Small Cap Fund - GROWTH | ₹94.7343 |
| Sundaram Small Cap Fund Regular Plan - Growth | ₹282.5023 |
Recent NAVs
| Date | NAV |
|---|---|
| 24 Jul 2026 | ₹115.1430 |
| 23 Jul 2026 | ₹114.9230 |
| 22 Jul 2026 | ₹115.9790 |
| 21 Jul 2026 | ₹117.7910 |
| 20 Jul 2026 | ₹117.5100 |
| 17 Jul 2026 | ₹117.1380 |
| 16 Jul 2026 | ₹117.7730 |
| 15 Jul 2026 | ₹117.9600 |
| 14 Jul 2026 | ₹117.1640 |
| 13 Jul 2026 | ₹118.2900 |
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Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
As of 24 Jul 2026, the NAV of Kotak-Small Cap Fund - Payout of Income Distribution cum capital withdrawal option is ₹115.1430. It's a Small Cap Fund from Kotak Mahindra, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.
Kotak-Small Cap Fund - Payout of Income Distribution cum capital withdrawal option has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.
Kotak-Small Cap Fund - Payout of Income Distribution cum capital withdrawal option is managed by Kotak Mahindra. It's classified by AMFI under the 'Small Cap Fund' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, Kotak-Small Cap Fund - Payout of Income Distribution cum capital withdrawal option has delivered a absolute return of -1.90% — -1.96 pp behind the Small Cap Fund category average of 0.05%. The fund ranks #9 of 11 in its category — the bottom (Q4) quartile.
Over the trailing 3-year window, Kotak-Small Cap Fund - Payout of Income Distribution cum capital withdrawal option has delivered a CAGR of 11.75% — -0.3 pp behind the Small Cap Fund category average of 12.04%. The fund ranks #7 of 11 in its category — the third (Q3) quartile.
Over the trailing 5-year window, Kotak-Small Cap Fund - Payout of Income Distribution cum capital withdrawal option has delivered a CAGR of 12.13% — -0.57 pp behind the Small Cap Fund category average of 12.70%. The fund ranks #8 of 11 in its category — the third (Q3) quartile.
₹1 lakh invested in Kotak-Small Cap Fund - Payout of Income Distribution cum capital withdrawal option exactly 10 years ago would be worth approximately ₹348,328 today — a multiplier of 3.48×, based on the 10-year CAGR of 13.29%. The category average over the same window would have grown ₹1 lakh to ₹341,611.
A ₹10,000 monthly SIP in Kotak-Small Cap Fund - Payout of Income Distribution cum capital withdrawal option over the last 5 years — total invested ₹600,000 — would be worth ₹792,268 today. That's an XIRR (money-weighted annualised return) of 11.06%.
A ₹10,000 monthly SIP for 10 years in Kotak-Small Cap Fund - Payout of Income Distribution cum capital withdrawal option = ₹1,200,000 invested. It would currently be worth ₹2,670,781 (multiplier 2.23×). XIRR: 15.28%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.
On a 5-year basis, Kotak-Small Cap Fund - Payout of Income Distribution cum capital withdrawal option ranks #8 out of 11 funds in the Small Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 12.70%; this fund delivered 12.13%.
The worst peak-to-trough decline Kotak-Small Cap Fund - Payout of Income Distribution cum capital withdrawal option has experienced over the last 5-year window is 25.03% — its NAV fell from a high on 01 Oct 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.
Across all 5-year rolling windows, Kotak-Small Cap Fund - Payout of Income Distribution cum capital withdrawal option averaged 12.92% (best 34.07%, worst -4.97%). 89% of rolling windows ended positive. The 5-year Sharpe ratio is 0.40 — weak risk-adjusted performance.
In calendar year 2025, Kotak-Small Cap Fund - Payout of Income Distribution cum capital withdrawal option returned -10.12% — lagging the Small Cap Fund category average of -7.39% by 2.73 pp. It ranked #8 of 11 in its category that year.
Kotak-Small Cap Fund - Payout of Income Distribution cum capital withdrawal option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.
We don't give personal investment advice. Kotak-Small Cap Fund - Payout of Income Distribution cum capital withdrawal option is suitable for an investor whose:
- time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
- risk tolerance accepts seeing the portfolio fall sharply without panic-selling
- goal isn't capital preservation in the short term
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
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