Should I invest in Kotak Quarterly Interval Plan Series 9?

We don't give personal investment advice. Kotak Quarterly Interval Plan Series 9 - Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 7.58%.

Kotak Mahindra

Kotak Quarterly Interval Plan Series 9 - Growth

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-9.99%	+9.99	299 / 1129	Q2
1W	+0.07%	-13.04%	+13.11	302 / 1151	Q2
2W	+0.17%	-13.18%	+13.35	236 / 1149	Q1
1M	+0.36%	-13.26%	+13.62	247 / 1137	Q1
3M	+0.92%	-13.15%	+14.07	293 / 1116	Q2
6M	+1.76%	-15.45%	+17.21	356 / 906	Q2
YTD	+0.96%	-15.77%	+16.74	331 / 952	Q2
1Y	+4.74%	-13.09%	+17.83	322 / 820	Q2
2Y	+5.79%	-12.72%	+18.51	130 / 446	Q2
3Y	+6.60%	-11.01%	+17.61	83 / 385	Q1
4Y	+7.21%	-6.52%	+13.73	74 / 339	Q1
5Y	+7.58%	-7.36%	+14.94	67 / 314	Q1
7Y	+6.97%	+2.53%	+4.44	70 / 234	Q2
10Y	—	—	—	—	—
Inception	+7.20%	-13.63%	+20.83	270 / 1199	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2016 YTD	+0.96%	+3.02%	-2.06	101 / 181
2015	+5.47%	+2.22%	+3.25	79 / 216
2014	+7.26%	+5.51%	+1.75	111 / 240
2013	+8.26%	-1.95%	+10.21	45 / 276
2012	+9.28%	+1.38%	+7.90	94 / 295
2011	+9.00%	-3.16%	+12.17	60 / 317
2010	+5.42%	-5.78%	+11.20	56 / 377
2009	+5.21%	-12.86%	+18.07	210 / 713
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.27%

79 windows

min 3.6% · max 9.6%

100% positive

3-Year rolling

+7.86%

55 windows

min 6.5% · max 8.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+7.77%

31 windows

min 7.4% · max 8.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+7.14%

6 windows

min 7.0% · max 7.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.49%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.05%

Jul 2013 → Jul 2013

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
4 Apr 2016	₹16.8027
31 Mar 2016	₹16.7941
30 Mar 2016	₹16.7907
29 Mar 2016	₹16.7907
28 Mar 2016	₹16.7908
23 Mar 2016	₹16.7776
22 Mar 2016	₹16.7746
21 Mar 2016	₹16.7746
18 Mar 2016	₹16.7670
17 Mar 2016	₹16.7645

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Kotak Quarterly Interval Plan Series 9 - Growth is a Income from Kotak Mahindra (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Kotak Quarterly Interval Plan Series 9 - Growth has NAV history starting from 17 Oct 2008, a track record of about 17 years 7 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Kotak Quarterly Interval Plan Series 9 - Growth is managed by Kotak Mahindra. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Quarterly Interval Plan Series 9 - Growth has delivered a absolute return of 4.74% — +17.83 pp ahead of the Income category average of -13.09%. The fund ranks #322 of 820 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Kotak Quarterly Interval Plan Series 9 - Growth has delivered a CAGR of 6.60% — +17.61 pp ahead of the Income category average of -11.01%. The fund ranks #83 of 385 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Kotak Quarterly Interval Plan Series 9 - Growth has delivered a CAGR of 7.58% — +14.94 pp ahead of the Income category average of -7.36%. The fund ranks #67 of 314 in its category — the top (Q1) quartile.

₹1 lakh invested in Kotak Quarterly Interval Plan Series 9 - Growth exactly 5 years ago would be worth approximately ₹144,092 today — a multiplier of 1.44×, based on the 5-year CAGR of 7.58%. The category average over the same window would have grown ₹1 lakh to ₹68,226.

A ₹10,000 monthly SIP in Kotak Quarterly Interval Plan Series 9 - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹711,825 today. That's an XIRR (money-weighted annualised return) of 6.76%.

Kotak Quarterly Interval Plan Series 9 - Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,080,769 — XIRR 7.08%.

On a 5-year basis, Kotak Quarterly Interval Plan Series 9 - Growth ranks #67 out of 314 funds in the Income category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is -7.36%; this fund delivered 7.58%.

The worst peak-to-trough decline Kotak Quarterly Interval Plan Series 9 - Growth has experienced over the last 5-year window is 0.05% — its NAV fell from a high on 15 Jul 2013 to a low on 16 Jul 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak Quarterly Interval Plan Series 9 - Growth averaged 7.77% (best 8.15%, worst 7.41%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 1.58 — strong risk-adjusted performance.

In calendar year 2015, Kotak Quarterly Interval Plan Series 9 - Growth returned 5.47% — beating the Income category average of 2.22% by 3.25 pp. It ranked #79 of 216 in its category that year.

Kotak Quarterly Interval Plan Series 9 - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Kotak Quarterly Interval Plan Series 9 - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 7.58%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Kotak Quarterly Interval Plan Series 9 - Growth

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Recent NAVs

Frequently asked questions

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