Kotak Mahindra
Kotak Gilt-Investment Provident Fund and Trust-Growth
NAV history & peer comparison
All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.
Compares up to 8 funds. Click any line in the legend above to hide/show it.
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.01% | +0.05% | -0.04 | 35 / 50 | Q3 |
| 1W | +0.08% | +0.10% | -0.02 | 33 / 50 | Q3 |
| 2W | +0.42% | +0.33% | +0.09 | 24 / 50 | Q2 |
| 1M | +0.03% | +0.17% | -0.14 | 29 / 50 | Q3 |
| 3M | -0.92% | -0.05% | -0.87 | 32 / 49 | Q3 |
| 6M | +0.15% | +0.58% | -0.42 | 28 / 48 | Q3 |
| YTD | -0.79% | +0.44% | -1.23 | 36 / 48 | Q3 |
| 1Y | -3.09% | -0.07% | -3.03 | 38 / 48 | Q4 |
| 2Y | +2.93% | +3.72% | -0.79 | 33 / 47 | Q3 |
| 3Y | +4.33% | +4.38% | -0.05 | 31 / 46 | Q3 |
| 4Y | +5.23% | +4.72% | +0.51 | 29 / 44 | Q3 |
| 5Y | +4.36% | +3.72% | +0.64 | 28 / 42 | Q3 |
| 7Y | +5.68% | +4.46% | +1.22 | 21 / 42 | Q2 |
| 10Y | +6.29% | +4.82% | +1.47 | 15 / 42 | Q2 |
| Inception | +7.43% | +5.09% | +2.35 | 13 / 50 | Q2 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2026 YTD | -0.79% | +0.03% | -0.82 | 23 / 35 |
| 2025 | +2.51% | +3.16% | -0.65 | 26 / 37 |
| 2024 | +8.41% | +7.11% | +1.29 | 24 / 37 |
| 2023 | +7.13% | +5.56% | +1.57 | 15 / 37 |
| 2022 | +2.43% | +1.37% | +1.06 | 16 / 37 |
| 2021 | +2.11% | +1.03% | +1.08 | 17 / 37 |
| 2020 | +13.00% | +8.25% | +4.75 | 2 / 37 |
| 2019 | +10.12% | +8.56% | +1.57 | 16 / 37 |
| 2018 | +7.35% | +3.47% | +3.88 | 5 / 47 |
| 2017 | -0.90% | +0.07% | -0.97 | 32 / 47 |
| 2016 | +16.37% | +11.27% | +5.10 | 10 / 46 |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Peers in Gilt Fund
Recent NAVs
| Date | NAV |
|---|---|
| 3 Jun 2026 | ₹96.8368 |
| 2 Jun 2026 | ₹96.8739 |
| 1 Jun 2026 | ₹96.8616 |
| 29 May 2026 | ₹96.8727 |
| 27 May 2026 | ₹96.8026 |
| 26 May 2026 | ₹96.8012 |
| 25 May 2026 | ₹96.8044 |
| 22 May 2026 | ₹96.5594 |
| 21 May 2026 | ₹96.5179 |
| 20 May 2026 | ₹96.5677 |
Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.