Kotak Mahindra
Kotak Gilt-Investment Provident Fund and Trust-Growth
NAV history & peer comparison
All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.
Compares up to 8 funds. Click any line in the legend above to hide/show it.
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | -0.18% | -0.09% | -0.10 | 37 / 50 | Q3 |
| 1W | -0.45% | -0.21% | -0.24 | 34 / 50 | Q3 |
| 2W | -0.38% | -0.20% | -0.18 | 37 / 50 | Q3 |
| 1M | +1.47% | +0.85% | +0.62 | 16 / 50 | Q2 |
| 3M | +2.60% | +1.89% | +0.71 | 14 / 49 | Q2 |
| 6M | +2.87% | +2.36% | +0.51 | 26 / 48 | Q3 |
| YTD | +2.03% | +2.02% | +0.01 | 26 / 48 | Q3 |
| 1Y | +0.91% | +2.29% | -1.37 | 38 / 48 | Q4 |
| 2Y | +3.88% | +4.35% | -0.46 | 35 / 47 | Q3 |
| 3Y | +5.10% | +4.90% | +0.20 | 31 / 46 | Q3 |
| 4Y | +5.85% | +5.03% | +0.82 | 26 / 44 | Q3 |
| 5Y | +4.94% | +4.10% | +0.84 | 27 / 42 | Q3 |
| 7Y | +5.36% | +4.23% | +1.14 | 21 / 42 | Q2 |
| 10Y | +6.27% | +4.82% | +1.45 | 14 / 42 | Q2 |
| Inception | +7.53% | +5.14% | +2.39 | 12 / 50 | Q1 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2026 YTD | +2.03% | +2.19% | -0.17 | 25 / 35 |
| 2025 | +2.51% | +3.16% | -0.65 | 26 / 37 |
| 2024 | +8.41% | +7.11% | +1.29 | 24 / 37 |
| 2023 | +7.13% | +5.56% | +1.57 | 15 / 37 |
| 2022 | +2.43% | +1.37% | +1.06 | 16 / 37 |
| 2021 | +2.11% | +1.03% | +1.08 | 17 / 37 |
| 2020 | +13.00% | +8.25% | +4.75 | 2 / 37 |
| 2019 | +10.12% | +8.56% | +1.57 | 16 / 37 |
| 2018 | +7.35% | +3.47% | +3.88 | 5 / 47 |
| 2017 | -0.90% | +0.07% | -0.97 | 32 / 47 |
| 2016 | +16.37% | +11.27% | +5.10 | 10 / 46 |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Peers in Gilt Fund
Recent NAVs
| Date | NAV |
|---|---|
| 17 Jul 2026 | ₹99.6280 |
| 16 Jul 2026 | ₹99.8117 |
| 15 Jul 2026 | ₹99.6816 |
| 14 Jul 2026 | ₹99.5206 |
| 13 Jul 2026 | ₹100.0532 |
| 10 Jul 2026 | ₹100.0784 |
| 9 Jul 2026 | ₹99.8275 |
| 8 Jul 2026 | ₹99.7576 |
| 7 Jul 2026 | ₹100.0672 |
| 6 Jul 2026 | ₹100.0885 |
Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.