Should I invest in Kotak FMP Series 237?

We don't give personal investment advice. Kotak FMP Series 237- Regular Plan -Growth Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Kotak

Kotak FMP Series 237- Regular Plan -Growth Option

Latest NAV

₹12.7413

As of

25 Oct 2021

778 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-0.06%	+0.06	217 / 268	Q4
1W	+0.06%	0.00%	+0.06	201 / 267	Q4
2W	+0.12%	+0.08%	+0.03	205 / 267	Q4
1M	+0.26%	+0.29%	-0.03	208 / 267	Q4
3M	+0.80%	+1.16%	-0.36	219 / 267	Q4
6M	+1.66%	+2.59%	-0.92	208 / 240	Q4
YTD	+2.94%	+2.18%	+0.76	44 / 249	Q1
1Y	+3.86%	+5.87%	-2.01	199 / 236	Q4
2Y	+6.46%	+6.77%	-0.31	169 / 236	Q3
3Y	+7.99%	+6.94%	+1.05	32 / 236	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+7.73%	+6.36%	+1.37	63 / 268	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2021 YTD	+2.94%	+3.46%	-0.52	66 / 120
2020	+8.45%	+7.10%	+1.35	70 / 158
2019	+10.09%	+7.06%	+3.03	39 / 146
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.43%

28 windows

min 3.9% · max 11.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+8.08%

4 windows

min 8.0% · max 8.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.60%

3-year · annualised

Sharpe ratio

0.76

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-2.17%

Jul 2020 → Jul 2020

% positive months

97.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
Nippon India Fixed Maturity Plan - XLIII - Series 1 - Regular Plan - Growth Option	Nippon India	₹13.2025	3 Jun 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Regular Plan - Growth	SBI	₹17.1652	3 Jun 2026
BANDHAN Fixed Term Plan Series 179 REGULAR PLAN-GROWTH (3652 days)	Bandhan	₹17.4145	3 Jun 2026
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Regular Plan - Growth Option	Aditya Birla Sun Life	₹13.4359	3 Jun 2026
Kotak FMP Series 304-Regular Plan-Growth Option	Kotak	₹12.9404	3 Jun 2026
DSP FMP Series - 264 - 60M - 17D - Regular Plan - Growth	DSP	₹13.1473	3 Jun 2026
UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Regular Plan - Growth Option	UTI	₹12.6624	3 Jun 2026
Axis Fixed Maturity Plan - Series 129 (108 Days) - Regular Plan - Growth	Axis	₹10.1904	3 Jun 2026
TRUSTMF FIXED MATURITY PLAN -SERIES II (1196 DAYS)-REGULAR PLAN -GROWTH		₹1,287.3332	3 Jun 2026
Union Fixed Maturity Plan - Series 13 - Regular Plan - Growth Option	Union	₹12.2015	15 Apr 2026

Recent NAVs

Date	NAV
25 Oct 2021	₹12.7413
22 Oct 2021	₹12.7381
21 Oct 2021	₹12.7370
20 Oct 2021	₹12.7360
18 Oct 2021	₹12.7339
14 Oct 2021	₹12.7295
13 Oct 2021	₹12.7285
12 Oct 2021	₹12.7275
11 Oct 2021	₹12.7265
8 Oct 2021	₹12.7235

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 25 Oct 2021, the NAV of Kotak FMP Series 237- Regular Plan -Growth Option is ₹12.7413. It's a Medium to Long Duration Fund from Kotak, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak FMP Series 237- Regular Plan -Growth Option has NAV history starting from 02 Aug 2018, a track record of about 7 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak FMP Series 237- Regular Plan -Growth Option is managed by Kotak. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak FMP Series 237- Regular Plan -Growth Option has delivered a absolute return of 3.86% — -2.01 pp behind the Medium to Long Duration Fund category average of 5.87%. The fund ranks #199 of 236 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Kotak FMP Series 237- Regular Plan -Growth Option has delivered a CAGR of 7.99% — +1.05 pp ahead of the Medium to Long Duration Fund category average of 6.94%. The fund ranks #32 of 236 in its category — the top (Q1) quartile.

Kotak FMP Series 237- Regular Plan -Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Kotak FMP Series 237- Regular Plan -Growth Option exactly 3 years ago would be worth approximately ₹125,925 today — a multiplier of 1.26×, based on the 3-year CAGR of 7.99%. The category average over the same window would have grown ₹1 lakh to ₹122,282.

A ₹10,000 monthly SIP in Kotak FMP Series 237- Regular Plan -Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹396,661 today. That's an XIRR (money-weighted annualised return) of 6.39%.

Kotak FMP Series 237- Regular Plan -Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹396,661 — XIRR 6.39%.

On a 3-year basis, Kotak FMP Series 237- Regular Plan -Growth Option ranks #32 out of 236 funds in the Medium to Long Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 6.94%; this fund delivered 7.99%.

The worst peak-to-trough decline Kotak FMP Series 237- Regular Plan -Growth Option has experienced over the last 3-year window is 2.17% — its NAV fell from a high on 01 Jul 2020 to a low on 02 Jul 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Kotak FMP Series 237- Regular Plan -Growth Option averaged 8.08% (best 8.26%, worst 7.99%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.76 — reasonable risk-adjusted performance.

In calendar year 2020, Kotak FMP Series 237- Regular Plan -Growth Option returned 8.45% — beating the Medium to Long Duration Fund category average of 7.10% by 1.35 pp. It ranked #70 of 158 in its category that year.

Kotak FMP Series 237- Regular Plan -Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Kotak FMP Series 237- Regular Plan -Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.