Should I invest in Kotak Floater Short Term-(Weekly Dividend)?

We don't give personal investment advice. Kotak Floater Short Term-(Weekly Dividend) is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.1%. 5-year CAGR: 0.35%.

Kotak Mahindra

Kotak Floater Short Term-(Weekly Dividend)

Unit split applied to historical metrics

This scheme had a 100× unit consolidation on 20 Jan 2013. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-9.99%	+10.00	230 / 1129	Q1
1W	+0.04%	-13.04%	+13.08	334 / 1151	Q2
2W	+0.02%	-13.18%	+13.20	340 / 1149	Q2
1M	+0.05%	-13.26%	+13.31	340 / 1137	Q2
3M	+0.04%	-13.15%	+13.19	399 / 1116	Q2
6M	+0.59%	-15.45%	+16.04	411 / 906	Q2
YTD	+0.63%	-15.77%	+16.41	364 / 952	Q2
1Y	+0.65%	-13.09%	+13.73	405 / 820	Q2
2Y	+0.93%	-12.72%	+13.65	219 / 446	Q2
3Y	+0.61%	-11.01%	+11.62	204 / 385	Q3
4Y	+0.43%	-6.52%	+6.95	199 / 339	Q3
5Y	+0.35%	-7.36%	+7.71	185 / 314	Q3
7Y	+0.25%	+2.53%	-2.28	166 / 234	Q3
10Y	+0.18%	+3.14%	-2.96	81 / 101	Q4
Inception	+0.19%	-13.63%	+13.82	473 / 1199	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2021 YTD	+0.63%	+5.14%	-4.51	34 / 42
2020	+1.19%	+5.20%	-4.02	41 / 45
2019	-0.02%	-4.85%	+4.83	22 / 56
2018	+0.09%	+1.30%	-1.21	61 / 90
2017	-0.02%	+1.63%	-1.64	98 / 137
2016	-0.02%	+3.02%	-3.04	145 / 181
2015	+0.00%	+2.22%	-2.22	153 / 216
2014	0.00%	+5.51%	-5.51	196 / 240
2013	+0.00%	-1.95%	+1.96	158 / 276
2012	+0.02%	+1.38%	-1.36	206 / 295
2011	+0.62%	-3.16%	+3.78	140 / 317

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.18%

177 windows

min -0.7% · max 1.8%

81% positive

3-Year rolling

+0.13%

152 windows

min -0.3% · max 0.6%

79% positive

5-Year rolling

+0.12%

128 windows

min -0.1% · max 0.4%

70% positive

7-Year rolling

+0.11%

104 windows

min -0.1% · max 0.3%

83% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.52%

3-year · annualised

Sharpe ratio

-11.43

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-1.15%

Apr 2019 → Mar 2020

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
17 Sep 2021	₹1,030.9311
16 Sep 2021	₹1,030.8416
15 Sep 2021	₹1,030.7474
14 Sep 2021	₹1,030.6405
13 Sep 2021	₹1,030.9212
9 Sep 2021	₹1,030.5344
8 Sep 2021	₹1,030.4456
7 Sep 2021	₹1,030.3546
6 Sep 2021	₹1,031.0235
3 Sep 2021	₹1,030.7465

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Kotak Floater Short Term-(Weekly Dividend) is a Income from Kotak Mahindra (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Kotak Floater Short Term-(Weekly Dividend) has NAV history starting from 02 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Kotak Floater Short Term-(Weekly Dividend) is managed by Kotak Mahindra. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Floater Short Term-(Weekly Dividend) has delivered a absolute return of 0.65% — +13.73 pp ahead of the Income category average of -13.09%. The fund ranks #405 of 820 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Kotak Floater Short Term-(Weekly Dividend) has delivered a CAGR of 0.61% — +11.62 pp ahead of the Income category average of -11.01%. The fund ranks #204 of 385 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Kotak Floater Short Term-(Weekly Dividend) has delivered a CAGR of 0.35% — +7.71 pp ahead of the Income category average of -7.36%. The fund ranks #185 of 314 in its category — the third (Q3) quartile.

₹1 lakh invested in Kotak Floater Short Term-(Weekly Dividend) exactly 10 years ago would be worth approximately ₹101,849 today — a multiplier of 1.02×, based on the 10-year CAGR of 0.18%. The category average over the same window would have grown ₹1 lakh to ₹136,244.

A ₹10,000 monthly SIP in Kotak Floater Short Term-(Weekly Dividend) over the last 5 years — total invested ₹600,000 — would be worth ₹608,717 today. That's an XIRR (money-weighted annualised return) of 0.57%.

A ₹10,000 monthly SIP for 10 years in Kotak Floater Short Term-(Weekly Dividend) = ₹1,200,000 invested. It would currently be worth ₹1,219,448 (multiplier 1.02×). XIRR: 0.32%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Kotak Floater Short Term-(Weekly Dividend) ranks #185 out of 314 funds in the Income category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is -7.36%; this fund delivered 0.35%.

The worst peak-to-trough decline Kotak Floater Short Term-(Weekly Dividend) has experienced over the last 5-year window is 1.15% — its NAV fell from a high on 02 Apr 2019 to a low on 24 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak Floater Short Term-(Weekly Dividend) averaged 0.12% (best 0.37%, worst -0.15%). 70% of rolling windows ended positive. The 3-year Sharpe ratio is -11.43 — negative risk-adjusted performance.

In calendar year 2020, Kotak Floater Short Term-(Weekly Dividend) returned 1.19% — lagging the Income category average of 5.20% by 4.02 pp. It ranked #41 of 45 in its category that year.

Kotak Floater Short Term-(Weekly Dividend) is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Kotak Floater Short Term-(Weekly Dividend) is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.1%. 5-year CAGR: 0.35%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.