Should I invest in Kotak Equity-FOF?

We don't give personal investment advice. Kotak Equity-FOF-Dividend is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 15.4%. 5-year CAGR: 14.95%.

Kotak Mahindra

Kotak Equity-FOF-Dividend

Latest NAV

₹247.0000

As of

17 Jul 2026

4,984 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.04%	-2.25%	+2.21	66 / 88	Q3
1W	-0.45%	-13.29%	+12.84	60 / 94	Q3
2W	-0.97%	-13.45%	+12.48	66 / 94	Q3
1M	-1.00%	-13.34%	+12.34	64 / 94	Q3
3M	-0.84%	-12.05%	+11.21	63 / 94	Q3
6M	-2.37%	-10.21%	+7.83	68 / 94	Q3
YTD	-1.00%	-8.53%	+7.53	56 / 94	Q3
1Y	+7.48%	-3.54%	+11.02	31 / 92	Q2
2Y	+7.38%	-4.11%	+11.49	29 / 89	Q2
3Y	+14.77%	-3.43%	+18.20	11 / 89	Q1
4Y	+17.63%	-5.90%	+23.53	7 / 65	Q1
5Y	+14.95%	-8.88%	+23.83	5 / 61	Q1
7Y	+17.43%	-10.25%	+27.68	5 / 55	Q1
10Y	+14.57%	-15.63%	+30.20	6 / 44	Q1
Inception	+12.30%	-5.94%	+18.24	12 / 98	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.00%	-0.05%	-0.95	24 / 40
2025	+15.03%	+15.89%	-0.87	8 / 39
2024	+18.85%	+12.44%	+6.41	7 / 39
2023	+23.12%	+16.47%	+6.65	11 / 39
2022	+11.31%	-18.99%	+30.30	5 / 47
2021	+24.57%	+18.34%	+6.24	16 / 42
2020	+24.79%	+7.19%	+17.60	5 / 40
2019	+10.30%	+6.26%	+4.05	6 / 38
2018	+4.44%	+1.39%	+3.05	17 / 38
2017	+13.08%	+11.93%	+1.14	18 / 38
2016	+8.48%	+4.96%	+3.52	16 / 44

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.01%

236 windows

min -52.3% · max 101.0%

88% positive

3-Year rolling

+13.40%

211 windows

min -4.2% · max 28.3%

96% positive

5-Year rolling

+12.98%

187 windows

min -0.7% · max 24.7%

99% positive

7-Year rolling

+12.91%

163 windows

min 5.9% · max 19.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

8.87%

3-year · annualised

Sharpe ratio

0.87

vs risk-free 6.5%

Sortino ratio

1.74

Downside-only deviation

Max drawdown

-15.43%

Jan 2026 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Domestic

Scheme	Fund house	NAV	As of
HDFC Multi-Asset Active FOF - IDCW Option	HDFC	₹19.4550	17 Jul 2026
Nippon India Multi - Asset Omni FoF - IDCW Option	Nippon India	₹23.4652	17 Jul 2026
ICICI Prudential Passive Multi-Asset Fund of Funds - IDCW	ICICI Prudential	₹16.6753	17 Jul 2026
Kotak Equity-FOF-Growth	Kotak Mahindra	₹253.7490	17 Jul 2026
HSBC Multi Asset Active FOF IDCW	HSBC	₹29.9247	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹247.0000
16 Jul 2026	₹247.1070
15 Jul 2026	₹247.1400
14 Jul 2026	₹246.1470
13 Jul 2026	₹247.5140
10 Jul 2026	₹248.1130
9 Jul 2026	₹246.3290
8 Jul 2026	₹244.2710
7 Jul 2026	₹248.6560
6 Jul 2026	₹249.8390

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Kotak Equity-FOF-Dividend is ₹247.0000. It's a Fund of Funds - Domestic from Kotak Mahindra, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Kotak Equity-FOF-Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Kotak Equity-FOF-Dividend is managed by Kotak Mahindra. It's classified by AMFI under the 'Fund of Funds - Domestic' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Equity-FOF-Dividend has delivered a absolute return of 7.48% — +11.02 pp ahead of the Fund of Funds - Domestic category average of -3.54%. The fund ranks #31 of 92 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Kotak Equity-FOF-Dividend has delivered a CAGR of 14.77% — +18.2 pp ahead of the Fund of Funds - Domestic category average of -3.43%. The fund ranks #11 of 89 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Kotak Equity-FOF-Dividend has delivered a CAGR of 14.95% — +23.83 pp ahead of the Fund of Funds - Domestic category average of -8.88%. The fund ranks #5 of 61 in its category — the top (Q1) quartile.

₹1 lakh invested in Kotak Equity-FOF-Dividend exactly 10 years ago would be worth approximately ₹389,810 today — a multiplier of 3.90×, based on the 10-year CAGR of 14.57%. The category average over the same window would have grown ₹1 lakh to ₹18,279.

A ₹10,000 monthly SIP in Kotak Equity-FOF-Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹859,551 today. That's an XIRR (money-weighted annualised return) of 14.35%.

A ₹10,000 monthly SIP for 10 years in Kotak Equity-FOF-Dividend = ₹1,200,000 invested. It would currently be worth ₹2,745,554 (multiplier 2.29×). XIRR: 15.79%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Kotak Equity-FOF-Dividend ranks #5 out of 61 funds in the Fund of Funds - Domestic category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is -8.88%; this fund delivered 14.95%.

The worst peak-to-trough decline Kotak Equity-FOF-Dividend has experienced over the last 5-year window is 15.43% — its NAV fell from a high on 29 Jan 2026 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak Equity-FOF-Dividend averaged 12.98% (best 24.71%, worst -0.71%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.83 — reasonable risk-adjusted performance.

In calendar year 2025, Kotak Equity-FOF-Dividend returned 15.03% — lagging the Fund of Funds - Domestic category average of 15.89% by 0.87 pp. It ranked #8 of 39 in its category that year.

Kotak Equity-FOF-Dividend doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Kotak Equity-FOF-Dividend is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 15.4%. 5-year CAGR: 14.95%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.