Should I invest in Kotak 30-(Dividend)?

We don't give personal investment advice. Kotak 30-(Dividend) is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

Kotak Mahindra

Kotak 30-(Dividend)

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.80%	+0.06%	-0.87	276 / 299	Q4
1W	+0.14%	-3.61%	+3.75	130 / 303	Q2
2W	+0.76%	-4.52%	+5.28	103 / 303	Q2
1M	-0.15%	-5.64%	+5.48	139 / 302	Q2
3M	-3.41%	-4.27%	+0.86	183 / 302	Q3
6M	+10.97%	+1.48%	+9.49	89 / 307	Q2
YTD	-0.69%	-0.18%	-0.51	153 / 309	Q2
1Y	+3.16%	+7.10%	-3.95	173 / 307	Q3
2Y	+25.87%	+2.20%	+23.67	31 / 303	Q1
3Y	-13.19%	+0.76%	-13.95	243 / 264	Q4
4Y	+0.75%	+0.58%	+0.17	167 / 235	Q3
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	-0.06%	+0.51%	-0.58	230 / 310	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2011 YTD	-0.69%	-23.68%	+22.99	9 / 241
2010	+5.40%	+11.69%	-6.28	186 / 256
2009	+55.46%	+65.86%	-10.40	173 / 238
2008	-59.67%	-52.86%	-6.81	136 / 198
2007	+52.40%	+42.91%	+9.48	50 / 137
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.55%

46 windows

min -58.4% · max 63.2%

59% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

-5.60%

22 windows

min -14.9% · max 0.2%

5% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

34.96%

3-year · annualised

Sharpe ratio

-0.41

vs risk-free 6.5%

Sortino ratio

-0.53

Downside-only deviation

Max drawdown

-65.62%

Jan 2008 → Mar 2009

% positive months

50.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
5 Jan 2011	₹34.3230
4 Jan 2011	₹34.6010
31 Dec 2010	₹34.5620
30 Dec 2010	₹34.4510
29 Dec 2010	₹34.2760
28 Dec 2010	₹34.0500
27 Dec 2010	₹34.0690
24 Dec 2010	₹34.1250
23 Dec 2010	₹34.0970
22 Dec 2010	₹34.0640

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Kotak 30-(Dividend) is a Growth from Kotak Mahindra (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Kotak 30-(Dividend) has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Kotak 30-(Dividend) is managed by Kotak Mahindra. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak 30-(Dividend) has delivered a absolute return of 3.16% — -3.95 pp behind the Growth category average of 7.10%. The fund ranks #173 of 307 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Kotak 30-(Dividend) has delivered a CAGR of -13.19% — -13.95 pp behind the Growth category average of 0.76%. The fund ranks #243 of 264 in its category — the bottom (Q4) quartile.

Kotak 30-(Dividend) doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Kotak 30-(Dividend) exactly 3 years ago would be worth approximately ₹65,426 today — a multiplier of 0.65×, based on the 3-year CAGR of -13.19%. The category average over the same window would have grown ₹1 lakh to ₹102,292.

A ₹10,000 monthly SIP in Kotak 30-(Dividend) over the last 3 years — total invested ₹360,000 — would be worth ₹438,505 today. That's an XIRR (money-weighted annualised return) of 13.21%.

Kotak 30-(Dividend) doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹438,505 — XIRR 13.21%.

On a 3-year basis, Kotak 30-(Dividend) ranks #243 out of 264 funds in the Growth category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 0.76%; this fund delivered -13.19%.

The worst peak-to-trough decline Kotak 30-(Dividend) has experienced over the last 3-year window is 65.62% — its NAV fell from a high on 07 Jan 2008 to a low on 09 Mar 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Kotak 30-(Dividend) averaged -5.60% (best 0.19%, worst -14.94%). 5% of rolling windows ended positive. The 3-year Sharpe ratio is -0.41 — negative risk-adjusted performance.

In calendar year 2010, Kotak 30-(Dividend) returned 5.40% — lagging the Growth category average of 11.69% by 6.28 pp. It ranked #186 of 256 in its category that year.

Kotak 30-(Dividend) doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Kotak 30-(Dividend) is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.