Should I invest in JM Value Fund (Direct)?

We don't give personal investment advice. JM Value Fund (Direct) - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.1%. 5-year CAGR: 15.96%.

JM Value Fund (Direct) - IDCW

Latest NAV

₹70.0338

As of

3 Jun 2026

3,300 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.46%	+0.16%	-0.63	25 / 25	Q4
1W	-2.01%	-1.60%	-0.41	24 / 25	Q4
2W	+0.69%	+0.12%	+0.57	5 / 25	Q1
1M	-1.37%	-1.21%	-0.16	13 / 25	Q3
3M	+2.81%	-0.35%	+3.16	5 / 25	Q1
6M	-5.44%	-5.10%	-0.34	12 / 25	Q2
YTD	-4.99%	-5.66%	+0.67	11 / 25	Q2
1Y	-5.70%	-0.63%	-5.07	20 / 25	Q4
2Y	-2.23%	-0.06%	-2.17	18 / 24	Q3
3Y	+16.49%	+12.87%	+3.62	2 / 24	Q1
4Y	+18.99%	+13.54%	+5.45	2 / 21	Q1
5Y	+15.96%	+10.92%	+5.05	1 / 18	Q1
7Y	+16.61%	+11.64%	+4.97	1 / 16	Q1
10Y	+16.32%	+9.75%	+6.57	1 / 12	Q1
Inception	+15.41%	+11.30%	+4.12	5 / 25	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.99%	-5.66%	+0.67	11 / 25
2025	-3.55%	+2.36%	-5.92	21 / 24
2024	+25.60%	+17.07%	+8.53	3 / 24
2023	+49.00%	+31.81%	+17.19	1 / 22
2022	+6.05%	+3.53%	+2.52	7 / 21
2021	+36.48%	+29.77%	+6.71	2 / 17
2020	+14.18%	+13.82%	+0.35	10 / 16
2019	+12.25%	+0.15%	+12.10	1 / 16
2018	-9.96%	-14.34%	+4.39	4 / 15
2017	+43.11%	+31.86%	+11.25	2 / 12
2016	+12.00%	+0.11%	+11.89	1 / 12

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+20.80%

152 windows

min -30.0% · max 83.4%

76% positive

3-Year rolling

+18.51%

128 windows

min -6.4% · max 33.7%

95% positive

5-Year rolling

+17.43%

103 windows

min 1.3% · max 30.5%

100% positive

7-Year rolling

+16.46%

79 windows

min 9.9% · max 20.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.42%

3-year · annualised

Sharpe ratio

0.60

vs risk-free 6.5%

Sortino ratio

1.03

Downside-only deviation

Max drawdown

-26.08%

Sep 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Value Fund

Scheme	Fund house	NAV	As of
HDFC Value Fund - IDCW Option - Direct Plan	HDFC	₹42.7830	3 Jun 2026
NIPPON INDIA VALUE FUND - DIRECT Plan - IDCW Option	Nippon India	₹63.3353	3 Jun 2026
ICICI Prudential Value Fund (erstwhile Value Discovery Fund) - Direct Plan - IDCW	ICICI Prudential	₹112.3300	3 Jun 2026
Bandhan Value Fund - Direct Plan - IDCW	Bandhan	₹47.3160	3 Jun 2026
Quant Value Fund - IDCW Option - Direct Plan	Quant	₹22.7668	3 Jun 2026
Aditya Birla Sun Life Value Fund - Direct - IDCW	Aditya Birla Sun Life	₹79.0765	3 Jun 2026
DSP Value Fund - Direct Plan - IDCW	DSP	₹18.3360	2 Jun 2026
HSBC Value Fund - Direct IDCW	HSBC	₹61.5812	3 Jun 2026
Baroda BNP Paribas Value Fund - Direct Plan - IDCW option	Baroda BNP Paribas	₹12.8107	3 Jun 2026
Canara Robeco Value Fund - Direct Plan - IDCW (Payout/Reinvestment)	Canara Robeco	₹17.5200	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹70.0338
2 Jun 2026	₹70.3602
1 Jun 2026	₹69.8598
29 May 2026	₹70.6259
27 May 2026	₹71.4692
26 May 2026	₹71.0303
25 May 2026	₹71.0642
22 May 2026	₹69.9703
21 May 2026	₹69.8405
20 May 2026	₹69.5508

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of JM Value Fund (Direct) - IDCW is ₹70.0338. It's a Value Fund from the fund house, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

JM Value Fund (Direct) - IDCW has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

JM Value Fund (Direct) - IDCW is managed by the fund house. It's classified by AMFI under the 'Value Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, JM Value Fund (Direct) - IDCW has delivered a absolute return of -5.70% — -5.07 pp behind the Value Fund category average of -0.63%. The fund ranks #20 of 25 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, JM Value Fund (Direct) - IDCW has delivered a CAGR of 16.49% — +3.62 pp ahead of the Value Fund category average of 12.87%. The fund ranks #2 of 24 in its category — the top (Q1) quartile.

Over the trailing 5-year window, JM Value Fund (Direct) - IDCW has delivered a CAGR of 15.96% — +5.05 pp ahead of the Value Fund category average of 10.92%. The fund ranks #1 of 18 in its category — the top (Q1) quartile.

₹1 lakh invested in JM Value Fund (Direct) - IDCW exactly 10 years ago would be worth approximately ₹453,403 today — a multiplier of 4.53×, based on the 10-year CAGR of 16.32%. The category average over the same window would have grown ₹1 lakh to ₹253,519.

A ₹10,000 monthly SIP in JM Value Fund (Direct) - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹824,135 today. That's an XIRR (money-weighted annualised return) of 12.64%.

A ₹10,000 monthly SIP for 10 years in JM Value Fund (Direct) - IDCW = ₹1,200,000 invested. It would currently be worth ₹2,749,035 (multiplier 2.29×). XIRR: 15.81%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, JM Value Fund (Direct) - IDCW ranks #1 out of 18 funds in the Value Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 10.92%; this fund delivered 15.96%.

The worst peak-to-trough decline JM Value Fund (Direct) - IDCW has experienced over the last 5-year window is 26.08% — its NAV fell from a high on 05 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, JM Value Fund (Direct) - IDCW averaged 17.43% (best 30.46%, worst 1.27%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.60 — reasonable risk-adjusted performance.

In calendar year 2025, JM Value Fund (Direct) - IDCW returned -3.55% — lagging the Value Fund category average of 2.36% by 5.92 pp. It ranked #21 of 24 in its category that year.

JM Value Fund (Direct) - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. JM Value Fund (Direct) - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.1%. 5-year CAGR: 15.96%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.