Should I invest in JM Large Cap Fund (Regular) - Quarterly IDCW?

We don't give personal investment advice. JM Large Cap Fund (Regular) - Quarterly IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.4%. 5-year CAGR: 11.26%.

JM Large Cap Fund (Regular) - Quarterly IDCW

Latest NAV

₹34.4730

As of

17 Jul 2026

2,725 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.44%	+0.63%	-0.19	21 / 22	Q4
1W	+0.08%	+0.14%	-0.06	11 / 22	Q2
2W	+0.29%	+0.21%	+0.08	9 / 22	Q2
1M	+1.42%	+1.37%	+0.05	11 / 22	Q2
3M	+1.45%	+1.50%	-0.05	10 / 22	Q2
6M	-2.06%	-3.37%	+1.31	11 / 22	Q2
YTD	-4.25%	-5.00%	+0.75	10 / 21	Q2
1Y	-0.68%	-2.98%	+2.29	12 / 21	Q3
2Y	-3.73%	-3.25%	-0.48	14 / 21	Q3
3Y	+10.77%	+7.95%	+2.82	6 / 19	Q2
4Y	+13.43%	+9.83%	+3.60	4 / 18	Q1
5Y	+11.26%	+7.68%	+3.58	4 / 16	Q1
7Y	+12.72%	+9.97%	+2.75	3 / 12	Q1
10Y	+4.19%	+3.79%	+0.41	4 / 7	Q3
Inception	+3.90%	+6.27%	-2.36	15 / 22	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.25%	-5.00%	+0.75	10 / 21
2025	+3.53%	+2.57%	+0.95	10 / 21
2024	+14.68%	+12.08%	+2.59	4 / 19
2023	+29.67%	+21.87%	+7.79	4 / 19
2022	+3.40%	+0.17%	+3.23	6 / 16
2021	+22.99%	+20.20%	+2.79	6 / 15
2020	+18.00%	+11.30%	+6.70	3 / 12
2019	+4.73%	+2.29%	+2.44	9 / 11
2018	-20.13%	-10.67%	-9.46	9 / 11
2017	-15.89%	+8.30%	-24.19	7 / 7
2016	+1.98%	-8.86%	+10.85	3 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.06%

123 windows

min -40.7% · max 48.6%

69% positive

3-Year rolling

+6.70%

99 windows

min -17.7% · max 22.8%

68% positive

5-Year rolling

+7.98%

74 windows

min -8.0% · max 20.5%

70% positive

7-Year rolling

+6.80%

50 windows

min -1.2% · max 13.8%

96% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.50%

3-year · annualised

Sharpe ratio

0.35

vs risk-free 6.5%

Sortino ratio

0.57

Downside-only deviation

Max drawdown

-20.37%

Sep 2024 → Feb 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
quant Large Cap Fund - IDCW Option - Regular Plan	Quant	₹16.0168	17 Jul 2026
Motilal Oswal Large Cap Regular Plan IDCW	Motilal Oswal	₹12.2616	17 Jul 2026
Parag Parikh Large Cap Fund - Regular Plan - IDCW	Parag Parikh	₹9.6698	17 Jul 2026
BARODA BNP PARIBAS LARGE CAP Fund - Regular Plan - IDCW Option	Baroda BNP Paribas	₹21.4181	17 Jul 2026
CANARA ROBECO LARGE CAP FUND - REGULAR PLAN - IDCW (Payout/Reinvestment)	Canara Robeco	₹28.5500	17 Jul 2026
Axis Large Cap Fund - Regular Plan - IDCW	Axis	₹17.5800	17 Jul 2026
BAJAJ FINSERV LARGE CAP FUND - REGULAR PLAN - IDCW	Bajaj Finserv	₹10.0990	17 Jul 2026
BANK OF INDIA Large Cap Fund Regular Plan IDCW	Bank of India	₹16.7100	17 Jul 2026
Groww Largecap Fund (formerly known as Indiabulls Bluechip Fund)- Regular Plan- - Income Distribution cum capital withdrawal Option (Payout & Reinvestment)	Groww	₹24.1700	17 Jul 2026
ITI Large Cap Fund - Regular Plan - IDCW Option	ITI	₹16.3622	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹34.4730
16 Jul 2026	₹34.3236
15 Jul 2026	₹34.3748
14 Jul 2026	₹34.2750
13 Jul 2026	₹34.4729
10 Jul 2026	₹34.4458
9 Jul 2026	₹34.0205
8 Jul 2026	₹33.9179
7 Jul 2026	₹34.5867
6 Jul 2026	₹34.6372

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of JM Large Cap Fund (Regular) - Quarterly IDCW is ₹34.4730. It's a Large Cap Fund from the fund house, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

JM Large Cap Fund (Regular) - Quarterly IDCW has NAV history starting from 30 Jun 2015, a track record of about 11 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

JM Large Cap Fund (Regular) - Quarterly IDCW is managed by the fund house. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, JM Large Cap Fund (Regular) - Quarterly IDCW has delivered a absolute return of -0.68% — +2.29 pp ahead of the Large Cap Fund category average of -2.98%. The fund ranks #12 of 21 in its category — the third (Q3) quartile.

Over the trailing 3-year window, JM Large Cap Fund (Regular) - Quarterly IDCW has delivered a CAGR of 10.77% — +2.82 pp ahead of the Large Cap Fund category average of 7.95%. The fund ranks #6 of 19 in its category — the second (Q2) quartile.

Over the trailing 5-year window, JM Large Cap Fund (Regular) - Quarterly IDCW has delivered a CAGR of 11.26% — +3.58 pp ahead of the Large Cap Fund category average of 7.68%. The fund ranks #4 of 16 in its category — the top (Q1) quartile.

₹1 lakh invested in JM Large Cap Fund (Regular) - Quarterly IDCW exactly 10 years ago would be worth approximately ₹150,789 today — a multiplier of 1.51×, based on the 10-year CAGR of 4.19%. The category average over the same window would have grown ₹1 lakh to ₹145,028.

A ₹10,000 monthly SIP in JM Large Cap Fund (Regular) - Quarterly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹753,886 today. That's an XIRR (money-weighted annualised return) of 9.06%.

A ₹10,000 monthly SIP for 10 years in JM Large Cap Fund (Regular) - Quarterly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,955,599 (multiplier 1.63×). XIRR: 9.44%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, JM Large Cap Fund (Regular) - Quarterly IDCW ranks #4 out of 16 funds in the Large Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 7.68%; this fund delivered 11.26%.

The worst peak-to-trough decline JM Large Cap Fund (Regular) - Quarterly IDCW has experienced over the last 5-year window is 20.37% — its NAV fell from a high on 27 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, JM Large Cap Fund (Regular) - Quarterly IDCW averaged 7.98% (best 20.55%, worst -7.96%). 70% of rolling windows ended positive. The 5-year Sharpe ratio is 0.36 — weak risk-adjusted performance.

In calendar year 2025, JM Large Cap Fund (Regular) - Quarterly IDCW returned 3.53% — beating the Large Cap Fund category average of 2.57% by 0.95 pp. It ranked #10 of 21 in its category that year.

JM Large Cap Fund (Regular) - Quarterly IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. JM Large Cap Fund (Regular) - Quarterly IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.4%. 5-year CAGR: 11.26%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.