Should I invest in ITI Value Fund?

We don't give personal investment advice. ITI Value Fund - Regular Plan - IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.0%. 5-year CAGR: 10.05%.

ITI

ITI Value Fund - Regular Plan - IDCW Option

Latest NAV

₹16.0763

As of

17 Jul 2026

1,251 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.21%	+0.19%	+0.02	12 / 16	Q3
1W	-0.22%	+0.06%	-0.28	11 / 16	Q3
2W	-0.10%	+0.36%	-0.46	13 / 16	Q4
1M	+0.56%	+1.55%	-1.00	13 / 16	Q4
3M	+2.31%	+3.35%	-1.04	10 / 16	Q3
6M	-5.80%	+0.55%	-6.35	15 / 16	Q4
YTD	-7.44%	-0.93%	-6.51	15 / 16	Q4
1Y	-5.52%	+0.40%	-5.91	14 / 16	Q4
2Y	-5.18%	-0.95%	-4.22	13 / 15	Q4
3Y	+11.02%	+12.18%	-1.17	9 / 15	Q3
4Y	+15.49%	+15.16%	+0.33	3 / 12	Q1
5Y	+10.05%	+11.05%	-1.00	9 / 10	Q4
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+9.80%	+11.18%	-1.38	9 / 16	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.44%	-0.93%	-6.51	15 / 16
2025	+2.66%	+1.53%	+1.14	8 / 15
2024	+17.56%	+16.86%	+0.70	5 / 15
2023	+36.37%	+31.81%	+4.56	2 / 13
2022	+5.49%	+3.70%	+1.79	4 / 12
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.07%

50 windows

min -10.3% · max 53.1%

66% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+18.03%

26 windows

min 11.0% · max 23.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+9.97%

2 windows

min 9.9% · max 10.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.22%

3-year · annualised

Sharpe ratio

0.33

vs risk-free 6.5%

Sortino ratio

0.50

Downside-only deviation

Max drawdown

-23.25%

Jul 2024 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Value Fund

Scheme	Fund house	NAV	As of
Quant Value Fund - IDCW Option- Regular Plan	Quant	₹23.0544	17 Jul 2026
Quantum Value Fund - Regular Plan IDCW	Quantum	₹120.1600	17 Jul 2026
DSP Value Fund - Regular Plan - IDCW	DSP	₹16.6570	16 Jul 2026
HSBC Value Fund - Regular IDCW	HSBC	₹49.4410	17 Jul 2026
Baroda BNP Paribas Value Fund - Regular Plan - IDCW option	Baroda BNP Paribas	₹12.5102	17 Jul 2026
Canara Robeco Value Fund - Regular Plan - IDCW (Payout/Reinvestment)	Canara Robeco	₹16.8800	17 Jul 2026
Axis Value Fund - Regular Plan - IDCW	Axis	₹16.5100	17 Jul 2026
Groww Value Fund (formerly known as Indiabulls Value Fund)- Regular Plan - Income Distribution cum capital withdrawal Option (Payout & Reinvestment)	Groww	₹27.6407	17 Jul 2026
LIC MF Value Fund-Regular Plan-IDCW	LIC	₹27.6608	17 Jul 2026
Mahindra Manulife Value Fund - Regular Plan - IDCW	Mahindra Manulife	₹12.6095	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹16.0763
16 Jul 2026	₹16.0428
15 Jul 2026	₹16.0355
14 Jul 2026	₹15.9733
13 Jul 2026	₹16.1114
10 Jul 2026	₹16.1117
9 Jul 2026	₹15.8986
8 Jul 2026	₹15.7126
7 Jul 2026	₹16.0882
6 Jul 2026	₹16.1692

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ITI Value Fund - Regular Plan - IDCW Option is ₹16.0763. It's a Value Fund from ITI, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ITI Value Fund - Regular Plan - IDCW Option has NAV history starting from 17 Jun 2021, a track record of about 5 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ITI Value Fund - Regular Plan - IDCW Option is managed by ITI. It's classified by AMFI under the 'Value Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ITI Value Fund - Regular Plan - IDCW Option has delivered a absolute return of -5.52% — -5.91 pp behind the Value Fund category average of 0.40%. The fund ranks #14 of 16 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ITI Value Fund - Regular Plan - IDCW Option has delivered a CAGR of 11.02% — -1.17 pp behind the Value Fund category average of 12.18%. The fund ranks #9 of 15 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ITI Value Fund - Regular Plan - IDCW Option has delivered a CAGR of 10.05% — -1 pp behind the Value Fund category average of 11.05%. The fund ranks #9 of 10 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ITI Value Fund - Regular Plan - IDCW Option exactly 5 years ago would be worth approximately ₹161,407 today — a multiplier of 1.61×, based on the 5-year CAGR of 10.05%. The category average over the same window would have grown ₹1 lakh to ₹168,896.

A ₹10,000 monthly SIP in ITI Value Fund - Regular Plan - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹764,085 today. That's an XIRR (money-weighted annualised return) of 9.60%.

ITI Value Fund - Regular Plan - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹764,085 — XIRR 9.60%.

On a 5-year basis, ITI Value Fund - Regular Plan - IDCW Option ranks #9 out of 10 funds in the Value Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.05%; this fund delivered 10.05%.

The worst peak-to-trough decline ITI Value Fund - Regular Plan - IDCW Option has experienced over the last 5-year window is 23.96% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ITI Value Fund - Regular Plan - IDCW Option averaged 9.97% (best 10.05%, worst 9.89%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.27 — weak risk-adjusted performance.

In calendar year 2025, ITI Value Fund - Regular Plan - IDCW Option returned 2.66% — beating the Value Fund category average of 1.53% by 1.14 pp. It ranked #8 of 15 in its category that year.

ITI Value Fund - Regular Plan - IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ITI Value Fund - Regular Plan - IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.0%. 5-year CAGR: 10.05%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.