Should I invest in Invesco India Short Duration Fund - Plan B?

We don't give personal investment advice. Invesco India Short Duration Fund - Plan B - Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.2%. 5-year CAGR: 5.50%.

Religare

Invesco India Short Duration Fund - Plan B - Growth

Unit split applied to historical metrics

This scheme had a 100× unit consolidation on 22 Apr 2013. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

Latest NAV

₹3,738.3069

As of

24 Jul 2026

4,663 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	-6.71%	+6.74	10 / 15	Q3
1W	-0.01%	+5.00%	-5.01	12 / 15	Q4
2W	-0.06%	+5.14%	-5.19	12 / 15	Q4
1M	+0.38%	+6.77%	-6.39	11 / 15	Q3
3M	+1.74%	+7.55%	-5.80	11 / 15	Q3
6M	+2.66%	+8.58%	-5.91	11 / 15	Q3
YTD	+2.50%	+8.67%	-6.17	10 / 15	Q3
1Y	+4.39%	+9.54%	-5.14	9 / 15	Q3
2Y	+6.54%	+2.16%	+4.38	9 / 15	Q3
3Y	+6.73%	+0.41%	+6.32	8 / 15	Q3
4Y	+6.46%	-0.09%	+6.55	8 / 15	Q3
5Y	+5.50%	-0.73%	+6.23	8 / 15	Q3
7Y	+5.98%	-1.30%	+7.28	6 / 15	Q2
10Y	+6.23%	-2.03%	+8.26	4 / 15	Q2
Inception	+7.05%	-3.39%	+10.44	3 / 13	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.50%	+2.35%	+0.16	7 / 8
2025	+7.34%	+27.18%	-19.84	6 / 9
2024	+7.78%	+6.02%	+1.76	3 / 9
2023	+6.21%	+5.91%	+0.30	8 / 9
2022	+2.56%	+3.42%	-0.86	7 / 9
2021	+2.52%	+4.48%	-1.96	7 / 9
2020	+9.41%	+5.70%	+3.72	2 / 13
2019	+9.24%	+1.27%	+7.98	3 / 14
2018	+5.37%	-4.01%	+9.38	5 / 15
2017	+4.64%	+2.34%	+2.30	5 / 15
2016	+9.55%	+4.68%	+4.87	4 / 15

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.03%

224 windows

min 1.3% · max 11.1%

100% positive

3-Year rolling

+6.94%

200 windows

min 3.5% · max 8.9%

100% positive

5-Year rolling

+7.02%

175 windows

min 5.2% · max 8.6%

100% positive

7-Year rolling

+7.12%

151 windows

min 5.7% · max 8.2%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.35%

3-year · annualised

Sharpe ratio

0.02

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.56%

May 2026 → May 2026

% positive months

88.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Short Duration Fund

Scheme	Fund house	NAV	As of
HDFC Short Term Debt Fund - Fortnightly IDCW - Direct Plan	HDFC	₹10.3048	24 Jul 2026
NIPPON INDIA SHORT DURATION FUND - Direct Plan - IDCW Option	Nippon India	₹24.8845	24 Jul 2026
SBI Short Horizon Debt Fund - Short Term Fund - Retail Dividend - Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹15.9840	24 Jul 2026
ICICI Prudential Short Term Fund - Direct Plan - Monthly IDCW	ICICI Prudential	₹12.6801	24 Jul 2026
Invesco India Short Duration Fund - Direct Plan - Daily IDCW (Reinvestment)	Invesco	₹1,021.8243	24 Jul 2026
Bandhan Short Duration Fund - Direct Plan - Annual IDCW	Bandhan	₹11.0840	24 Jul 2026
Aditya Birla Sun Life Short Term Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹11.0563	24 Jul 2026
Franklin India Short term Income Plan- Retail Plan-Segregated Portfolio 3 (9.50% Yes Bank Ltd CO 23Dec21) - Direct Monthly - IDCW	Franklin India	₹0.0000	24 Jul 2026
Mirae Asset Short Duration Fund - Direct Plan - IDCW	Mirae Asset	₹17.6802	24 Jul 2026
Kotak Bond Short Term Plan - Direct - Standard Income Distribution cum capital withdrawal option	Kotak	₹16.1885	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹3,738.3069
23 Jul 2026	₹3,737.4453
22 Jul 2026	₹3,737.6597
21 Jul 2026	₹3,740.3953
20 Jul 2026	₹3,737.9648
17 Jul 2026	₹3,738.8260
16 Jul 2026	₹3,738.5266
15 Jul 2026	₹3,735.0751
14 Jul 2026	₹3,733.0844
13 Jul 2026	₹3,740.3608

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of Invesco India Short Duration Fund - Plan B - Growth is ₹3,738.3069. It's a Short Duration Fund from Religare, run as a Institutional plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Invesco India Short Duration Fund - Plan B - Growth has NAV history starting from 26 Mar 2007, a track record of about 19 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Invesco India Short Duration Fund - Plan B - Growth is managed by Religare. It's classified by AMFI under the 'Short Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Invesco India Short Duration Fund - Plan B - Growth has delivered a absolute return of 4.39% — -5.14 pp behind the Short Duration Fund category average of 9.54%. The fund ranks #9 of 15 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Invesco India Short Duration Fund - Plan B - Growth has delivered a CAGR of 6.73% — +6.32 pp ahead of the Short Duration Fund category average of 0.41%. The fund ranks #8 of 15 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Invesco India Short Duration Fund - Plan B - Growth has delivered a CAGR of 5.50% — +6.23 pp ahead of the Short Duration Fund category average of -0.73%. The fund ranks #8 of 15 in its category — the third (Q3) quartile.

₹1 lakh invested in Invesco India Short Duration Fund - Plan B - Growth exactly 10 years ago would be worth approximately ₹183,029 today — a multiplier of 1.83×, based on the 10-year CAGR of 6.23%. The category average over the same window would have grown ₹1 lakh to ₹81,467.

A ₹10,000 monthly SIP in Invesco India Short Duration Fund - Plan B - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹702,398 today. That's an XIRR (money-weighted annualised return) of 6.24%.

A ₹10,000 monthly SIP for 10 years in Invesco India Short Duration Fund - Plan B - Growth = ₹1,200,000 invested. It would currently be worth ₹1,637,023 (multiplier 1.36×). XIRR: 6.05%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Invesco India Short Duration Fund - Plan B - Growth ranks #8 out of 15 funds in the Short Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is -0.73%; this fund delivered 5.50%.

The worst peak-to-trough decline Invesco India Short Duration Fund - Plan B - Growth has experienced over the last 5-year window is 1.22% — its NAV fell from a high on 07 Apr 2022 to a low on 13 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Invesco India Short Duration Fund - Plan B - Growth averaged 7.02% (best 8.59%, worst 5.22%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.82 — negative risk-adjusted performance.

In calendar year 2025, Invesco India Short Duration Fund - Plan B - Growth returned 7.34% — lagging the Short Duration Fund category average of 27.18% by 19.84 pp. It ranked #6 of 9 in its category that year.

Invesco India Short Duration Fund - Plan B - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Invesco India Short Duration Fund - Plan B - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.2%. 5-year CAGR: 5.50%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Invesco India Short Duration Fund - Plan B - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Short Duration Fund

Recent NAVs

Frequently asked questions

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