Should I invest in Invesco India PSU Equity Fund?

We don't give personal investment advice. Invesco India PSU Equity Fund - Regular Plan - IDCW (Payout / Reinvestment) is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.5%. 5-year CAGR: 17.50%.

Invesco

Invesco India PSU Equity Fund - Regular Plan - IDCW (Payout / Reinvestment)

Latest NAV

₹39.8500

As of

3 Jun 2026

4,066 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.30%	+0.26%	+0.04	77 / 168	Q2
1W	-2.53%	-1.38%	-1.15	138 / 168	Q4
2W	-0.65%	-0.76%	+0.11	110 / 170	Q3
1M	-4.27%	-1.31%	-2.97	166 / 170	Q4
3M	-11.50%	+0.23%	-11.73	159 / 168	Q4
6M	-8.28%	-4.26%	-4.02	117 / 160	Q3
YTD	-9.68%	-4.32%	-5.36	130 / 160	Q4
1Y	-6.75%	+0.77%	-7.52	118 / 146	Q4
2Y	-11.69%	+0.22%	-11.91	102 / 104	Q4
3Y	+18.61%	+9.45%	+9.16	12 / 69	Q1
4Y	+20.75%	+8.63%	+12.12	5 / 56	Q1
5Y	+17.50%	+4.66%	+12.84	5 / 46	Q1
7Y	+15.15%	+11.96%	+3.19	8 / 32	Q1
10Y	+12.59%	+11.40%	+1.19	11 / 23	Q2
Inception	+8.69%	+5.31%	+3.38	77 / 170	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-9.68%	-3.11%	-6.57	130 / 158
2025	-0.07%	-0.40%	+0.33	67 / 129
2024	+24.76%	+19.58%	+5.19	27 / 84
2023	+54.20%	+28.75%	+25.45	1 / 62
2022	+20.55%	+0.21%	+20.34	4 / 54
2021	+30.24%	+28.31%	+1.94	17 / 43
2020	+5.16%	+22.29%	-17.13	25 / 34
2019	-1.68%	+7.10%	-8.78	25 / 29
2018	-16.63%	-10.71%	-5.92	15 / 23
2017	+11.64%	+33.65%	-22.01	21 / 23
2016	+16.36%	+5.47%	+10.89	5 / 23

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.03%

190 windows

min -30.1% · max 97.5%

59% positive

3-Year rolling

+11.71%

165 windows

min -16.0% · max 41.3%

78% positive

5-Year rolling

+11.00%

141 windows

min -2.7% · max 30.2%

97% positive

7-Year rolling

+9.61%

117 windows

min 3.5% · max 19.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

22.55%

3-year · annualised

Sharpe ratio

0.59

vs risk-free 6.5%

Sortino ratio

0.97

Downside-only deviation

Max drawdown

-30.47%

Jul 2024 → Apr 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC INNOVATION FUND - IDCW - REGULAR PLAN	HDFC	₹10.4050	3 Jun 2026
Nippon India Active Momentum Fund- Regular Plan- IDCW Option	Nippon India	₹12.0306	3 Jun 2026
SBI Automotive Opportunities Fund - Regular Plan - Income Distribution Cum Capital Withdrawal Option	SBI	₹11.4968	3 Jun 2026
Invesco India Business Cycle Fund - Regular Plan - IDCW	Invesco	₹13.0300	3 Jun 2026
Bandhan Business Cycle Fund - Regular Plan - IDCW	Bandhan	₹9.3840	3 Jun 2026
quant BFSI Fund - IDCW Option - Regular Plan	Quant	₹19.3086	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - REGULAR - IDCW	Aditya Birla Sun Life	₹21.5800	3 Jun 2026
Motilal Oswal Active Momentum Fund - Regular- IDCW	Motilal Oswal	₹13.3125	3 Jun 2026
Mirae Asset Banking and Financial Services Fund Regular IDCW	Mirae Asset	₹20.1370	3 Jun 2026
Kotak Active Momentum Fund - Regular Plan - IDCW - Payout & Reinvestment	Kotak	₹10.2820	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹39.8500
2 Jun 2026	₹39.6500
1 Jun 2026	₹39.5300
29 May 2026	₹40.0200
27 May 2026	₹40.8700
26 May 2026	₹40.6800
25 May 2026	₹40.6800
22 May 2026	₹40.2200
21 May 2026	₹40.2800
20 May 2026	₹40.1000

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Invesco India PSU Equity Fund - Regular Plan - IDCW (Payout / Reinvestment) is ₹39.8500. It's a Sectoral/Thematic Fund from Invesco, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Invesco India PSU Equity Fund - Regular Plan - IDCW (Payout / Reinvestment) has NAV history starting from 27 Nov 2009, a track record of about 16 years 6 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Invesco India PSU Equity Fund - Regular Plan - IDCW (Payout / Reinvestment) is managed by Invesco. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Invesco India PSU Equity Fund - Regular Plan - IDCW (Payout / Reinvestment) has delivered a absolute return of -6.75% — -7.52 pp behind the Sectoral/Thematic Fund category average of 0.77%. The fund ranks #118 of 146 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Invesco India PSU Equity Fund - Regular Plan - IDCW (Payout / Reinvestment) has delivered a CAGR of 18.61% — +9.16 pp ahead of the Sectoral/Thematic Fund category average of 9.45%. The fund ranks #12 of 69 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Invesco India PSU Equity Fund - Regular Plan - IDCW (Payout / Reinvestment) has delivered a CAGR of 17.50% — +12.84 pp ahead of the Sectoral/Thematic Fund category average of 4.66%. The fund ranks #5 of 46 in its category — the top (Q1) quartile.

₹1 lakh invested in Invesco India PSU Equity Fund - Regular Plan - IDCW (Payout / Reinvestment) exactly 10 years ago would be worth approximately ₹327,415 today — a multiplier of 3.27×, based on the 10-year CAGR of 12.59%. The category average over the same window would have grown ₹1 lakh to ₹294,429.

A ₹10,000 monthly SIP in Invesco India PSU Equity Fund - Regular Plan - IDCW (Payout / Reinvestment) over the last 5 years — total invested ₹600,000 — would be worth ₹848,986 today. That's an XIRR (money-weighted annualised return) of 13.84%.

A ₹10,000 monthly SIP for 10 years in Invesco India PSU Equity Fund - Regular Plan - IDCW (Payout / Reinvestment) = ₹1,200,000 invested. It would currently be worth ₹2,531,530 (multiplier 2.11×). XIRR: 14.28%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Invesco India PSU Equity Fund - Regular Plan - IDCW (Payout / Reinvestment) ranks #5 out of 46 funds in the Sectoral/Thematic Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 4.66%; this fund delivered 17.50%.

The worst peak-to-trough decline Invesco India PSU Equity Fund - Regular Plan - IDCW (Payout / Reinvestment) has experienced over the last 5-year window is 30.47% — its NAV fell from a high on 15 Jul 2024 to a low on 07 Apr 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Invesco India PSU Equity Fund - Regular Plan - IDCW (Payout / Reinvestment) averaged 11.00% (best 30.16%, worst -2.72%). 97% of rolling windows ended positive. The 5-year Sharpe ratio is 0.57 — reasonable risk-adjusted performance.

In calendar year 2025, Invesco India PSU Equity Fund - Regular Plan - IDCW (Payout / Reinvestment) returned -0.07% — beating the Sectoral/Thematic Fund category average of -0.40% by 0.33 pp. It ranked #67 of 129 in its category that year.

Invesco India PSU Equity Fund - Regular Plan - IDCW (Payout / Reinvestment) is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Invesco India PSU Equity Fund - Regular Plan - IDCW (Payout / Reinvestment) is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.5%. 5-year CAGR: 17.50%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.