Should I invest in Invesco India PSU Equity Fund?

We don't give personal investment advice. Invesco India PSU Equity Fund - Direct Plan - IDCW (Payout / Reinvestment) is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.8%. 5-year CAGR: 19.77%.

Invesco

Invesco India PSU Equity Fund - Direct Plan - IDCW (Payout / Reinvestment)

Latest NAV

₹49.4300

As of

3 Jun 2026

3,300 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.33%	+0.27%	+0.06	110 / 249	Q2
1W	-2.50%	-1.33%	-1.17	205 / 249	Q4
2W	-0.59%	-0.44%	-0.15	165 / 251	Q3
1M	-4.17%	-0.98%	-3.19	240 / 251	Q4
3M	-9.92%	+0.91%	-10.83	235 / 249	Q4
6M	-6.38%	-3.35%	-3.02	158 / 241	Q3
YTD	-7.90%	-3.40%	-4.50	176 / 241	Q3
1Y	-4.24%	+2.11%	-6.36	170 / 225	Q4
2Y	-9.22%	+1.79%	-11.01	179 / 181	Q4
3Y	+21.32%	+12.30%	+9.01	18 / 142	Q1
4Y	+23.25%	+11.74%	+11.50	8 / 122	Q1
5Y	+19.77%	+8.93%	+10.84	9 / 111	Q1
7Y	+17.25%	+13.08%	+4.16	19 / 92	Q1
10Y	+14.59%	+12.03%	+2.56	25 / 77	Q2
Inception	+13.14%	+8.52%	+4.62	79 / 251	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.90%	-2.64%	-5.26	174 / 237
2025	+2.78%	+1.49%	+1.29	84 / 204
2024	+26.36%	+20.10%	+6.26	45 / 158
2023	+56.32%	+30.21%	+26.11	1 / 131
2022	+22.22%	+1.48%	+20.74	4 / 119
2021	+32.01%	+31.54%	+0.47	46 / 106
2020	+6.10%	+19.90%	-13.79	69 / 95
2019	+0.47%	+6.43%	-5.96	64 / 87
2018	-15.42%	-9.17%	-6.25	53 / 78
2017	+13.90%	+32.45%	-18.54	67 / 77
2016	+18.05%	+2.96%	+15.09	8 / 77

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+18.74%

152 windows

min -21.6% · max 100.1%

70% positive

3-Year rolling

+16.36%

127 windows

min -8.7% · max 43.1%

87% positive

5-Year rolling

+14.15%

103 windows

min -1.1% · max 32.0%

99% positive

7-Year rolling

+13.03%

79 windows

min 5.0% · max 21.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

22.35%

3-year · annualised

Sharpe ratio

0.69

vs risk-free 6.5%

Sortino ratio

1.19

Downside-only deviation

Max drawdown

-29.84%

Jul 2024 → Feb 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - IDCW Option - Direct Plan	HDFC	₹15.9390	3 Jun 2026
NIPPON INDIA - JAPAN EQUITY FUND - DIRECT Plan - IDCW Option	Nippon India	₹31.2458	3 Jun 2026
SBI Automotive Opportunities Fund - Direct Plan - Income Distribution Cum Capital Withdrawal Option	SBI	₹11.7560	3 Jun 2026
ICICI Prudential Banking and Financial Services Fund - Direct Plan - IDCW	ICICI Prudential	₹64.9400	3 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - IDCW	Invesco	₹13.3100	3 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - IDCW	Bandhan	₹9.6290	3 Jun 2026
quant BFSI Fund - IDCW Option - Direct Plan	Quant	₹20.2732	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹29.4200	3 Jun 2026
Motilal Oswal Active Momentum Fund- Direct-IDCW	Motilal Oswal	₹13.3281	3 Jun 2026
Franklin India Multi-Factor Fund- Direct- IDCW	Franklin India	₹9.3581	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹49.4300
2 Jun 2026	₹49.1900
1 Jun 2026	₹49.0300
29 May 2026	₹49.6300
27 May 2026	₹50.6900
26 May 2026	₹50.4500
25 May 2026	₹50.4500
22 May 2026	₹49.8700
21 May 2026	₹49.9400
20 May 2026	₹49.7200

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Invesco India PSU Equity Fund - Direct Plan - IDCW (Payout / Reinvestment) is ₹49.4300. It's a Sectoral/Thematic Fund from Invesco, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Invesco India PSU Equity Fund - Direct Plan - IDCW (Payout / Reinvestment) has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Invesco India PSU Equity Fund - Direct Plan - IDCW (Payout / Reinvestment) is managed by Invesco. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Invesco India PSU Equity Fund - Direct Plan - IDCW (Payout / Reinvestment) has delivered a absolute return of -4.24% — -6.36 pp behind the Sectoral/Thematic Fund category average of 2.11%. The fund ranks #170 of 225 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Invesco India PSU Equity Fund - Direct Plan - IDCW (Payout / Reinvestment) has delivered a CAGR of 21.32% — +9.01 pp ahead of the Sectoral/Thematic Fund category average of 12.30%. The fund ranks #18 of 142 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Invesco India PSU Equity Fund - Direct Plan - IDCW (Payout / Reinvestment) has delivered a CAGR of 19.77% — +10.84 pp ahead of the Sectoral/Thematic Fund category average of 8.93%. The fund ranks #9 of 111 in its category — the top (Q1) quartile.

₹1 lakh invested in Invesco India PSU Equity Fund - Direct Plan - IDCW (Payout / Reinvestment) exactly 10 years ago would be worth approximately ₹390,396 today — a multiplier of 3.90×, based on the 10-year CAGR of 14.59%. The category average over the same window would have grown ₹1 lakh to ₹311,351.

A ₹10,000 monthly SIP in Invesco India PSU Equity Fund - Direct Plan - IDCW (Payout / Reinvestment) over the last 5 years — total invested ₹600,000 — would be worth ₹907,281 today. That's an XIRR (money-weighted annualised return) of 16.54%.

A ₹10,000 monthly SIP for 10 years in Invesco India PSU Equity Fund - Direct Plan - IDCW (Payout / Reinvestment) = ₹1,200,000 invested. It would currently be worth ₹2,830,952 (multiplier 2.36×). XIRR: 16.36%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Invesco India PSU Equity Fund - Direct Plan - IDCW (Payout / Reinvestment) ranks #9 out of 111 funds in the Sectoral/Thematic Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 8.93%; this fund delivered 19.77%.

The worst peak-to-trough decline Invesco India PSU Equity Fund - Direct Plan - IDCW (Payout / Reinvestment) has experienced over the last 5-year window is 29.84% — its NAV fell from a high on 15 Jul 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Invesco India PSU Equity Fund - Direct Plan - IDCW (Payout / Reinvestment) averaged 14.15% (best 32.02%, worst -1.07%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.67 — reasonable risk-adjusted performance.

In calendar year 2025, Invesco India PSU Equity Fund - Direct Plan - IDCW (Payout / Reinvestment) returned 2.78% — beating the Sectoral/Thematic Fund category average of 1.49% by 1.29 pp. It ranked #84 of 204 in its category that year.

Invesco India PSU Equity Fund - Direct Plan - IDCW (Payout / Reinvestment) is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Invesco India PSU Equity Fund - Direct Plan - IDCW (Payout / Reinvestment) is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.8%. 5-year CAGR: 19.77%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.